05/22/2026
With all the volatility in the market, it’s time for a rate update! 📈🏡
Today’s snapshot includes Conventional 15- and 30-year loans, Jumbo, VA, FHA, and USDA options. Despite the headlines and day-to-day fluctuations, mortgage rates are still relatively reasonable when viewed in a long-term historical context.
One of the biggest mistakes I see is people putting their lives on hold waiting for the “perfect” rate. The reality is that homeownership is a long-term wealth-building tool. If rates improve in the future, you can explore refinancing. But you can’t go back and buy today’s home at yesterday’s price.
The buyers who take action when they’re financially ready often build equity and wealth sooner. The buyers who wait for perfect conditions may find themselves waiting longer than expected.
Focus on your goals, your budget, and your timeline—not the headlines. 🇺🇸