Cole Goudge, RHMG

Cole Goudge, RHMG Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Cole Goudge, RHMG, Loan service, Nashville, TN.

Tailored lending for every borrower.

-Acquisition & Bridge
-New Construction
-Fix & Flip
-Permanent Rental Loans
-Short term rental
-Commercial property
-Primary residence/second home

02/18/2026

No it’s not easy and this is not every deal.

But the deals are out there and with the team/systems in place your risk becomes a whole lot less.

Super Bowl Watch Party at PBR Nashville 2nd Floor of Drafts Kings right of Broadway. Bring the kids, moms, dads, cousins...
02/03/2026

Super Bowl Watch Party at PBR Nashville 2nd Floor of Drafts Kings right of Broadway. Bring the kids, moms, dads, cousins, aunts, uncles. Come ride the mechanical bull! Help Maple (a dog currently being fostered) find its forever home with Rescue Revival!

-$20 per person to eat (Kids eat FREE) Please let me know if you plan to come and eat as all food has to be preordered.

DM me if you plan to stop by!

Loans maturing? Need to pull some cashout while you wait to sell? Reach out.
01/21/2026

Loans maturing? Need to pull some cashout while you wait to sell? Reach out.

Send us your scenarios!
01/05/2026

Send us your scenarios!

10/07/2025

BREAKING: RHMG MADE THE NEWS

NEW RATES COMING AT YOU HOTTER THAN A TEA KETTLE

You won’t believe how low these interest rates are…it’s like they’re begging for your attention!

08/19/2025

The HOW, WHAT and WHY below:


LTV (Loan to Value)
How much of a property’s value a lender will finance.
Example: $500k value, $350k loan → 70% LTV
Why it’s important: Shows lender risk and affects loan terms.

LTC (Loan to Cost)
How much of a project’s total cost a lender will finance.
Example: $400k cost, $280k loan → 70% LTC
Why it’s important: Prevents over-financing and manages project risk.

LTARV (Loan to After Repair Value)
Loan amount compared to the value after repairs.
Example: $600k ARV, $420k loan → 70% LTARV
Why it’s important: Helps assess return and leverage for renovations.

LTABV (Loan to After Build Value)
Loan amount compared to the value after new construction.
Example: $1M value, $700k loan → 70% LTABV
Why it’s important: Evaluates risk in new construction loans.

LTAIV (Loan to As-Is Value)
Loan amount compared to the property’s current value.
Example: $400k value, $260k loan → 65% LTAIV
Why it’s important: Ensures enough collateral before improvements.

CLTV (Combined Loan to Value)
Total of all loans compared to the property’s value.
Example: $300k + $100k loans, $500k value → 80% CLTV
Why it’s important: Signals overall property debt and leverage.

08/04/2025

School’s back — and it’s not just for the kids.

Let’s be real… the school system taught us how to dissect a frog, but not how a mortgage works.

And as much as we love Mom, Dad, or Uncle Steve the “financial guru,” if their mortgage advice starts with “back in my day…” — it might be time to call someone like myself.

Thinking about buying or refinancing? You SHOULD understand:
- How mortgages actually work
-What docs you’ll see (and how to read them without dozing off)
- What lenders really care about

Oh — and no, I don’t have mortgage rates sitting on a shelf like your family china dishes.
Rates are personalized based on your full financial picture — not one-size-fits-all.

Call or text me at 615-437-9686 and I’ll help you make sense of it all — no fluff, real answers.

Want to Break Into New Construction But Have Zero Experience? 🏗️At RHMG, we help real estate investors and flippers make...
07/16/2025

Want to Break Into New Construction But Have Zero Experience? 🏗️

At RHMG, we help real estate investors and flippers make the jump into ground-up construction — even if you’ve never done a new build before.

✅ No experience required
✅ We’ll vet your General Contractor
✅ You can qualify based on your strengths — like credit, liquidity, and/or deal structure

We have access to a program built specifically for investors like you — ready to scale but lacking the construction track record. Experience is built — it should never be a barrier.

If you’re ready to go from flipping to building, we’re here to help you make it happen.

📲 Text us or click the “Apply Now” button on our website in the bio to get started.

I’m Cole Goudge, founder of RHMG — aka The Redhead Mortgage Guy, because everyone needs someone who tells it like it is....
07/01/2025

I’m Cole Goudge, founder of RHMG — aka The Redhead Mortgage Guy, because everyone needs someone who tells it like it is. I started this business to cut through the usual mortgage nonsense for some much-needed clarity and deliver straight-up lending solutions with zero BS. Whether you’re buying your first home or your 100th flip, we tailor loans that actually make sense. Got questions? Text or call me at 615-437-9686.

Address

Nashville, TN

Telephone

+16154379686

Website

Alerts

Be the first to know and let us send you an email when Cole Goudge, RHMG posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Cole Goudge, RHMG:

Shortcuts

Share

Category