Jenny Butorac Mortgage Broker

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Murrieta, CA
Jenny Butorac Mortgage Broker

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Mortgage Broker @ 21st Century Lending in Murrieta, CA.

11/02/2026

Getting your offer accepted is a big milestone, but there are still important steps to take before closing. Changes to your credit, debt, employment, or finances could affect your mortgage approval, even late in the process. Before making major financial moves, check with me to understand how they could affect your loan. A little caution now can help keep your homebuying journey on track!

11/01/2026

🏈 **SUNDAY FOOTBALL CALLS FOR LOADED NACHOS!** 🧀🔥

Let's be honest… whether your team wins or loses, the snacks should ALWAYS be a winner! 😂

This week's game day lineup features **Loaded BBQ Chicken Nachos!** Crispy chips, smoky BBQ chicken, melted cheese, and all the toppings your heart desires!

And the best part? They're super easy to throw together before kickoff!

🏈 **HERE'S WHAT YOU NEED:**
- 1 large bag tortilla chips
- 2 cups cooked, shredded chicken
- ½ cup BBQ sauce
- 1½ cups shredded cheddar cheese
- 1 cup shredded Monterey Jack cheese
- ½ cup black beans, drained
- ½ cup corn
- ¼ cup diced red onion
- 1 jalapeño, sliced
- 2 green onions, sliced
- Sour cream and cilantro for topping

🔥 **LET'S MAKE SOME NACHOS!**

1️⃣ Preheat oven to 375°F.

2️⃣ Toss shredded chicken with BBQ sauce.

3️⃣ Spread tortilla chips on a large baking sheet.

4️⃣ Load them up with BBQ chicken, beans, corn, red onion, jalapeños, and BOTH cheeses!

5️⃣ Bake for 10–12 minutes until everything is hot and melty.

6️⃣ Top with green onions, sour cream, and cilantro. Serve with guacamole or salsa!

🙌 **GAME DAY TIP:** Make a double batch. Trust me, nobody has ever complained about TOO MANY nachos!

Now for the important question…

🏈 **Who's your team this Sunday? And are you sharing your nachos or guarding them like it's fourth and goal?** 😂👇

11/01/2026

🏈 SUNDAY NIGHT FOOTBALL! 🏈

🦅 Philadelphia Eagles vs. Washington Commanders 🔴🟡

It's time to grab the snacks, claim your spot on the couch, and prepare to yell at the TV like you're personally on the coaching staff. 😂

One team will be celebrating, one will be blaming the refs, and the rest of us will just be here for the snacks! 🍕🤣

👇 WHO DO YOU HAVE IN THIS GAME?!

🦅 EAGLES or 🔴 COMMANDERS

Drop your pick below! Friendly trash talk is encouraged… just don't throw the remote! 😂🏈

11/01/2026

Hello November!

10/31/2026

🎃😂 Halloween as a kid: Costumes, candy, and FUN!

Halloween as a mom: Chaos, caffeine, 10,000 steps, and negotiating candy like a hostage situation. 🤣🍬

And somehow, after doing ALL the work, we're still expected to share the good candy?! ABSOLUTELY NOT. 😂

**Anybody feel me?!** 🙋‍♀️👻

10/31/2026

👻 **MORTGAGE MYTHS & HALLOWEEN FRIGHTS — PART 5**

Your credit score might be giving you the creeps, but that doesn't mean homeownership is off the table! 🎃

**MYTH: "I need PERFECT credit to qualify for a mortgage."**

Nope! Let's put that spooky little myth to rest.

Here's what I wish more first-time homebuyers knew:

🦇 **Different Loan Programs Have Different Requirements.** You don't necessarily need an excellent credit score to qualify.

🎃 **Your Credit Score Isn't the Whole Story.** Income, debts, assets, and overall financial stability matter too!

👻 **You Might Have More Options Than You Think.** Sometimes buyers assume they won't qualify before ever speaking with a mortgage professional.

🕷️ **Not Ready Yet? That's Okay!** There may be steps you can take now to improve your financial picture and work toward qualifying.

And here's my favorite part...

**You don't need to have everything figured out before reaching out to a mortgage broker. That's literally what I'm here for!** 🙋‍♀️

Whether you're ready to buy tomorrow or need six months to get things in order, having a plan is better than letting fear make the decision for you.

💬 **Have you been putting off buying a home because you're worried about your credit?**

Don't ghost your homeownership dreams. Send me a DM and let's talk!

10/31/2026

🎃👻 Happy Halloween, BOO-tiful people! 🧡🖤

Wishing you a day full of sweet treats, spooky fun, and just the right amount of Halloween magic! ✨

Whether you're trick-or-treating, handing out candy, or enjoying a cozy night in, I hope your Halloween is all treats and no tricks! 🍬🏡

Stay safe, have fun, and remember… calories from Halloween candy don't count, right?! 😉🍫

Happy Halloween! 🎃

10/30/2026

Making an extra mortgage payment each year may seem small, but putting additional money toward principal can add up over time. Some homeowners do this through biweekly payments, while others make extra principal payments monthly or annually. Potential savings depend on your loan balance, interest rate, and how long you keep your mortgage. Understanding how extra payments are applied and whether fees apply can help you make the most of your strategy.

10/30/2026

🔮 **MORTGAGE MYTHS & HALLOWEEN FRIGHTS — PART 4**

If I had a crystal ball that could predict mortgage rates and home prices, trust me, I'd be using it! 😂

**MYTH: "I'll just wait until rates drop and the market is perfect."**

Here's the thing... nobody knows exactly when that perfect moment will happen.

And while you're waiting, a few things could change:

🎃 **Home Prices:** They could go up, down, or stay relatively steady.

👻 **Interest Rates:** Lower rates aren't guaranteed, and they aren't the only thing that affects affordability.

🕷️ **Competition:** If rates fall, more buyers could enter the market.

💀 **Negotiating Opportunities:** Depending on the market, sellers may be willing to offer concessions or help with closing costs.

I'm not saying everyone should run out and buy a house tomorrow.

I'm saying **your financial readiness matters more than trying to predict the perfect market.**

The right time to buy is when the numbers make sense, the payment is comfortable, and you're financially prepared.

And no, you shouldn't count on refinancing later to make an unaffordable payment work today!

👇 **Are you waiting for rates to drop, or are you curious about what you could afford right now?**

Let's talk options instead of consulting the crystal ball! 🔮

10/30/2026

🎃👻 Halloween is almost here! 🍬

Before the little ghosts and goblins hit the streets, a few simple safety reminders can help keep the night full of treats and free of tricks! 🧡

Stay safe, have fun, and make some sweet memories! 🎃

Now, the real question… Are you handing out the candy or sneaking it from your kids' stash? 😂🍫

Address

26305 Jefferson Avenue Suite G&H
Murrieta, CA
92562

Telephone

+17605043400

Website

https://linktr.ee/jennybutorac

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