Kelly Takemoto - Mortgage Broker

Kelly Takemoto - Mortgage Broker Currently, we're experiencing incredibly challenging times. As a result, we're seeing unprecedented changes in the bond market and mortgage lending.

If you have a home loan, 5 min for a quick phone call may lead to significant savings. NMLS #4869 #171350

U.S. population growth slowed significantly in 2025 due to a sharp drop in international migration, though every region ...
02/28/2026

U.S. population growth slowed significantly in 2025 due to a sharp drop in international migration, though every region still experienced modest gains.

Despite inflation falling from its 2022 peak, prices remain elevated, and the Federal Reserve faces a difficult choice b...
02/26/2026

Despite inflation falling from its 2022 peak, prices remain elevated, and the Federal Reserve faces a difficult choice between pushing inflation down to 2% and risking slower economic growth.

There are many loan programs designed to help you buy a home. Please contact me to learn more about these programs.
02/24/2026

There are many loan programs designed to help you buy a home. Please contact me to learn more about these programs.

if you want success and growth in the future, the best time to act is now.
02/23/2026

if you want success and growth in the future, the best time to act is now.

Mortgage rates fell slightly despite a better-than-expected jobs report.
02/21/2026

Mortgage rates fell slightly despite a better-than-expected jobs report.

Older, experienced buyers--particularly those over 60--are increasingly shaping the housing market by downsizing, favori...
02/21/2026

Older, experienced buyers--particularly those over 60--are increasingly shaping the housing market by downsizing, favoring suburban and senior-related housing, and driving a demographic shift toward long-term living decisions.

January’s stronger-than-expected job growth and easing inflation suggest economic stability, but likely won’t change the...
02/19/2026

January’s stronger-than-expected job growth and easing inflation suggest economic stability, but likely won’t change the Federal Reserve’s decision to keep interest rates on hold for now.

It is not a seller’s market anymore and if you are on the hunt for your dream home, a second home or an investment prope...
02/17/2026

It is not a seller’s market anymore and if you are on the hunt for your dream home, a second home or an investment property, consider the broader menu of seller concessions — not just sales price.

Wishing prosperity, good health, and continued success in the year ahead. Happy Chinese New Year. ,
02/17/2026

Wishing prosperity, good health, and continued success in the year ahead. Happy Chinese New Year. ,

Happiness is a journey, not a destination.
02/16/2026

Happiness is a journey, not a destination.

Mortgage rates continued to be stable in the past week as the Fed pause had little influence on the markets. With the de...
02/14/2026

Mortgage rates continued to be stable in the past week as the Fed pause had little influence on the markets. With the delayed jobs report, the markets also had less data to chew on.

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92562

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