Dustin Dumestre / F1Lenders NMLS #2145464

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Dustin Dumestre / F1Lenders NMLS #2145464 Dustin Dumestre, Independent Brokered Mortgage Advisor with years of experience in loan origination. https://nmlsconsumeraccess.org

441.That's how many homes for sale between Santaquin and North Ogden are advertising a rate buydown right now. Every dot...
10/27/2026

441.

That's how many homes for sale between Santaquin and North Ogden are advertising a rate buydown right now. Every dot on this map is a seller or builder offering to put money toward a lower rate at closing.

And those are just the ones who put it in writing. Plenty of sellers will fund a buydown if the offer asks — especially on a home that's been sitting.

Found one you like? Send it to me at [email protected]. I'll run what a seller credit could do to your payment before you fall in love with the house.

Dustin Dumestre | NMLS #2145464
F1 Lenders, powered by NEXA Lending LLC, NMLS #1660690. For information only. Not a commitment to lend.
f1lenders.com

You’ve probably seen headlines calling the new housing executive order a mortgage cost cut. Here’s the plain version.The...
10/24/2026

You’ve probably seen headlines calling the new housing executive order a mortgage cost cut. Here’s the plain version.

The order directs housing agencies to build a pilot that cancels mortgage insurance once your equity qualifies, and to make a cheaper title option on some refinances permanent. Both still have to be set up. Your current loan doesn’t change today, and the automatic PMI piece applies to future loans.

Here’s what you can do now. If you have a conventional loan, federal law already lets you ask your servicer to remove PMI at 80% of your home’s original value. At 78%, it comes off on its own.

Grab your statement, divide your balance by your original value, and see where you land. On an FHA loan? The rules are different, and a refinance may be your way out.

Not sure where you stand? Let’s talk.

📞 (385) 337-4283

✉️ [email protected]

Dustin Dumestre, NMLS #2145464 | NEXA Lending, LLC, NMLS #1660690 | Licensed in UT and FL. Equal Housing Lender. Not a commitment to lend.

Dustin here. Buyers have leverage again — and the smartest way to use it isn't a lower price, it's a lower rate.Homes ar...
10/23/2026

Dustin here. Buyers have leverage again — and the smartest way to use it isn't a lower price, it's a lower rate.

Homes are sitting longer, sellers are cutting prices, and plenty of them are on a deadline. A motivated seller will often fund a rate buydown to get the deal closed.

Same house, two payments: $2,729/mo without a buydown vs $2,398/mo with one — about $330 less every month, for the life of the loan.

Thinking about an offer? Message me before you write it and I'll run the buydown math for you: https://f1lenders.com

F1 Lenders — Dustin Dumestre, Senior Mortgage Advisor, NMLS #2145464, brokered by NEXA Lending LLC, NMLS #1660690. For informational purposes only; not a commitment to lend.

Qualify for up to $500,000 in unsecured business funding with no collateral required! 💼✨Whether you are launching a new ...
10/13/2026

Qualify for up to $500,000 in unsecured business funding with no collateral required! 💼✨

Whether you are launching a new venture or scaling an existing business, explore flexible funding programs designed to get you capital fast—without putting your assets on the line.

🏡 Realtors, help your buyers keep more money in their pockets!For a limited time, F1 Lenders is discounting broker compe...
06/22/2026

🏡 Realtors, help your buyers keep more money in their pockets!

For a limited time, F1 Lenders is discounting broker compensation by 33% and applying it toward eligible borrower closing costs.

That means your clients may be able to keep more cash available while still moving forward on their purchase or refinance.

This offer is available to eligible:

✅ Purchase loans
✅ Refinance loans
✅ Conventional financing

When you partner with Dustin Dumestre and F1 Lenders, your buyers get:

✅ Clear communication
✅ Competitive financing
✅ Legitimate and fast pre-approvals

⏰ Available on eligible purchase and refinance loans that close on or before 07-30-26.
F1Lenders Average Loan Cycle: 18 to 22 Days.

Help your clients make a smart move while this limited-time opportunity is available.

📲 Call Dustin today:
(385) 337-4283

F1 Lenders
Let’s Make Your Mortgage Work For You!

Subject to credit approval, borrower eligibility, loan program guidelines, lender approval, and property requirements. Not all applicants or loan programs will qualify. Discount is applied toward the eligible borrower's closing costs at closing and must be reflected on the final Closing Disclosure. Offer available only on eligible purchase or refinance loans that close on or before 07-30-26. Equal Housing Lender.

🏡 Keep more money at closing.For a limited time, Dustin Dumestre and F1 Lenders are discounting 33% of broker compensati...
06/22/2026

🏡 Keep more money at closing.

For a limited time, Dustin Dumestre and F1 Lenders are discounting 33% of broker compensation and applying it toward eligible borrower closing costs on qualifying loans.

This offer may be available for:

✅ Purchase loans
✅ Refinance loans
✅ Conventional financing

Buying or refinancing can come with a lot of upfront costs. This limited-time opportunity is designed to help eligible borrowers reduce the amount they need at closing.

⏰ To qualify, your purchase or refinance must close by 07-30-26.
F1Lenders average loan cycle is 18 - 22 Days

Have questions or want to see if your loan may qualify?

📲 Contact Dustin today:
(385) 337-4283

F1 Lenders
Let’s Make Your Mortgage Work For You!

Subject to credit approval, borrower eligibility, loan program guidelines, lender approval, and property requirements. Not all applicants or loan programs will qualify. Discount is applied toward the eligible borrower's closing costs at closing and must be reflected on the final Closing Disclosure. Offer available only on eligible purchase or refinance loans that close on or before 07-30-26. Equal Housing Lender.

Address

Murray, UT
84123

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