09/01/2026
Did you know that you don’t have to be a U.S. citizen to pursue your goal of owning property in the United States?
That’s because the nation’s Foreign National Loan Program is designed to help eligible non-U.S. citizens purchase a new home or refinance a property they already own.
Through this program, financing may be available for single-family homes, condos, and townhouses—and self-employed foreign national borrowers may also qualify.
Best of all, qualified borrowers can access loan amounts from $100,000 to $750,000, financing of up to 75% of the property’s value, with a choice of several fixed- and adjustable-rate terms.
The program also has the benefit of no pre-payment penalty, giving borrowers greater flexibility if they decide to pay off the loan early. What’s more, foreign national financing has different requirements than conventional or government-backed mortgages, so often there are more pathways forward than applicants realize.
If you’re interested in this type of loan, let Trillion Mortgage help you understand the process, explore your options, and determine whether it would be a good fit for you.