John Gugliotti at Loan Depot NMLS # 485714

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John Gugliotti at Loan Depot NMLS # 485714 I've been originating mortgages since 2001 and I still love what I do !!!. I specialize in Condo’s , self-employed, and all Visa’s. All rights reserved.

Educating my clients on the whole process and knowing they understand every detail is critical. If you're looking to purchase tomorrow or next year, call me so we can get a plan in process !! loanDepot.com, LLC, 6561 Irvine Center Drive, Irvine,
CA 92618. NMLS #174457
(www.nmlsconsumeraccess.org). For more licensing
information, please visit www.loanDepot.com/licensing. www.loanDepot.com/privacypolicy. Rates, terms, and
availability of programs are subject to change without notice.

Home is where the best Halloween memories are made. From costumes and candy to gathering with loved ones, we hope your d...
10/29/2026

Home is where the best Halloween memories are made. From costumes and candy to gathering with loved ones, we hope your day is filled with all your favorite traditions. Happy Halloween!

loanDepot offers a variety of niche productsand programs to better serve a wider rangeof borrowers, particularly in our ...
10/01/2026

loanDepot offers a variety of niche products
and programs to better serve a wider range
of borrowers, particularly in our current
economic environment. Contact me to learn more!

https://www.loandepot.com/jgugliotti

A past client had been through weeks of back-and-forth trying to secure a HELOC-multiple income streams, shifting terms,...
06/26/2026

A past client had been through weeks of back-and-forth trying to secure a HELOC-multiple income streams, shifting terms, and ultimately a decline.�When loanDepot's 5x5 HELOC* was introduced, we revisited the scenario with a new approach.�By restructuring the scenario, leveraging a single borrower, and linking all eligible asset accounts, we were able to present a clearer financial picture.�The result? Approved in just one day.**�Even more surprising, the property value came in significantly higher and the income calculation aligned closely, without the complexity of the original file.�A frustrating situation turned into a fast, successful outcome. Ready to explore what's possible? Call today to get started. Real scenario shared by a loanDepot Loan Consultant.

Honoring the heroes who gave their lives to protect our freedom. Thank you.
05/22/2026

Honoring the heroes who gave their lives to protect our freedom. Thank you.

loanDepot offers FHA, renovation, USDA and many other loan options for first-time homebuyers. I will walk you through th...
04/10/2026

loanDepot offers FHA, renovation, USDA and many other loan options for first-time homebuyers. I will walk you through the process, step-by-step, to answer any questions you may have. Reach out today so we can get the process started toward your dream of homeownership!

Address

163 Madison Avenue Ste 100
Morristown, NJ
07960

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