Kim Barnum at MVB Mortgage - NMLS #564183

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Morgantown, WV
Kim Barnum at MVB Mortgage - NMLS #564183

MVB Mortgage is a registered trade name for Intercoastal Mortgage, LLC. • Company NMLS ID # 56323

09/07/2026

Today, we celebrate the dedication, determination, and hard work of those who keep our communities moving forward. We’re grateful for the people whose everyday efforts make a lasting difference in the places we call home.

Here’s to the workers, dreamers, and doers who help make our communities stronger.

09/03/2026

Think your credit score is holding you back from buying a home? You may have more options than you realize. There are a variety of mortgage programs designed for different financial situations, and understanding where you stand is the first step. A conversation with a loan officer can help you explore your options, identify opportunities to strengthen your application, and create a plan that works toward your homeownership goals.

09/01/2026

Granite countertops are nice. A home that fits your budget and lifestyle is even better. Prioritizing needs first makes finding the right home much easier.

Think about what matters most to you like location, space, monthly payment, commute, or room to grow. The right home isn’t necessarily the one with all the upgrades; it’s the one that works for your life today and supports where you’re headed tomorrow. When you know your priorities, you can shop with confidence and focus on what truly matters.

08/27/2026

As you consider mortgage options, ask: What will my monthly payment be? How much cash will I need to close? And which loan option best fits my financial goals?

It’s easy to get caught up in the excitement of finding a home, but understanding the mortgage behind it is just as important! There’s no such thing as asking too many questions when it comes to your finances. The more you know upfront, the more confident you can feel moving forward.

08/25/2026

Forget notebooks and pencils. Your future-home supply list might include: a savings goal, budget, credit awareness, financial documents, questions for your lender, and a realistic understanding of your monthly expenses. Class is officially in session!

Before you start scrolling listings or picturing where the couch will go, take some time to get familiar with the numbers. Knowing what you can comfortably afford, what questions to ask, and what to expect each month can make the home buying process feel a whole lot less overwhelming.

08/20/2026

Back-to-school isn't just for kids! It’s also a great reminder that lifelong learning can include learning about your finances. Whether you’re saving for a down payment, working toward a stronger credit score, paying down debt, or simply trying to feel more confident about your financial future, every positive habit counts. Small steps today can make a big difference in reaching your goals tomorrow.

Think of it as your own financial education journey, there’s always something new to learn, and you don’t have to have all the answers to get started. What’s one financial goal you’re working towards this year?

08/18/2026

If your finances got a report card today, what grade would they earn?

Maybe you’d give yourself an “A” for saving consistently. Maybe you’re still working on your credit, building an emergency fund, or understanding what it takes to prepare for a home purchase. And that’s okay! The good news? There’s always room to improve, and no matter where you’re starting, you can take steps toward a stronger financial future.

08/13/2026

The moment it all becomes official! Signing the documents, receiving the keys, and finally hearing those magic words: you’re officially a homeowner! Closing day is an exciting milestone, but it can also come with a lot of paperwork and details to navigate.

From reviewing your closing documents to understanding your final costs and knowing when and how you’ll receive your keys, having an idea of what to expect can make the process feel much smoother.

08/11/2026

Many homeowners wonder whether the interest rate they have today is the rate they’ll have to keep forever. The good news? Your current mortgage rate may not be permanent.

Depending on your financial situation, market conditions, your home’s value, and your long-term goals, refinancing could become an option in the future. Refinancing may potentially help you pursue a different interest rate, adjust your loan term, or achieve other financial goals, but it’s important to consider the costs and whether it makes sense for your individual situation.

08/07/2026

While everyone wants the perfect interest rate, waiting for it could come with costs of its own. Home prices may continue to rise, competition can increase, and the home you love today may not be available tomorrow. The reality is that buying a home isn't just about one number—it's about looking at the full financial picture. Factors like your monthly payment, long-term goals, available loan programs, and the opportunity to refinance in the future can all play a role in making homeownership the right move.

Every situation is different, and that's why we're here to help. Let's talk through your options, run the numbers, and determine the best path forward for your goals.

Address

7000 Hampton Center, Suite G
Morgantown, WV
26505

Website

https://activecomp.ly/nmls/564183

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