David Milton at Novus Home Mortgage - NMLS #1846925

08/26/2026

USDA Loans: 0% Down May Be an Option! 🏡🌾

Thinking about buying a home but don’t have a large down payment saved? A USDA mortgage could be worth exploring.

✅ 100% financing — no down payment required for qualified buyers
✅ Competitive interest rates
✅ Can be used to purchase eligible homes in qualifying areas
✅ Great option for many first-time and repeat homebuyers
✅ Flexible qualification guidelines may help more buyers become homeowners

And no — you don’t necessarily have to live “out in the country.” Many suburban and smaller-town properties can qualify based on USDA eligibility maps.

📲 Want to know if you and the home you’re considering qualify for a USDA loan? Send me a message. I’ll be happy to go over your options and help you determine what may work best for your situation.

Your dream of homeownership may require less cash than you think! 🔑🏠

Program guidelines, income limits, property eligibility and credit requirements apply.

08/24/2026

Realtors! Tomorrow is the day! If you're able to jump on this call at 10, it will be worth your time!

Not every client fits into a conventional loan, and knowing what financing options are available can make all the difference.

Join me for a free webinar with Shari Brandenburg, Novus' SVP of Underwriting.

Learn about today's lending landscape, common mortgage myths, and financing solutions that can help you better serve your clients.

📅 Tuesday, August 25

🕙 10:00 AM CST

💻 Live on Zoom

Register today: https://us06web.zoom.us/webinar/register/WN_BR8YOjkWRRSYpvs9j3bbVw?utm_source=social+&utm_medium=social+post&utm_campaign=know+to+grow #/registration

08/19/2026

Attention Realtors!

When it comes to understanding today's lending landscape, experience matters.

Join Shari Brandenburg, Novus’ SVP of Underwriting, as she shares practical insights into Agency lending, non-QM products, borrower scenarios, and financing solutions that can help you better serve your clients.

Bring your questions & we'll bring the expertise.

Register today!
https://us06web.zoom.us/webinar/register/WN_BR8YOjkWRRSYpvs9j3bbVw?utm_source=social+&utm_medium=social+post&utm_campaign=know+to+grow #/registration

08/16/2026

https://www.experience.com/reviews/david-milton-450439/3d5ad7b8-d690-4d94-86b0-1ccd2bffa4ed

Click to see all 17 reviews of David Milton, Branch Manager | NMLS #1846925

08/08/2026

🏡 FIRST-TIME HOME BUYER? START HERE! 🔑

Buying your first home can feel overwhelming, but you don’t have to figure it all out on your own. Here are a few important things to know before you start house hunting:

✅ 1. Know your budget
Don’t just focus on the purchase price. Consider your monthly payment, property taxes, homeowners insurance, utilities, maintenance, and other costs of owning a home.

💰 2. You may not need 20% down
There are loan programs available that may allow qualified buyers to purchase with a lower down payment. Depending on your situation, you may also qualify for down-payment or closing-cost assistance.

📋 3. Get pre-approved early
A pre-approval can help you understand what you may qualify for and makes your offer stronger when you find the right home.

🏦 4. Talk to a lender before making big financial changes
Opening new credit accounts, financing a car, or making large purchases can potentially affect your mortgage qualification. When you’re preparing to buy, talk with your lender first.

🔎 5. Don’t skip the home inspection
An inspection can help you understand the condition of the property and identify potential issues before you move forward.

🤝 6. Build the right team
A knowledgeable real estate agent and a responsive lender can make the process much easier and help you understand each step along the way.

And remember: You don’t have to have everything figured out before you start. The first step is simply learning what options are available to you.

🏠 Thinking about buying your first home?
Send me a message. I’d be happy to help you understand the process, answer questions, and get you pointed in the right direction.

08/03/2026

https://www.experience.com/reviews/david-milton-450439/06a2c4b8-debb-41be-9f9a-3232538b97ea

Click to see all 16 reviews of David Milton, Branch Manager | NMLS #1846925

07/14/2026

Big changes are coming to condo financing, and staying informed could make all the difference. 🏢

Join us for a free live webinar on Thursday, July 16, at 10:00 AM CT as we discuss upcoming changes to Fannie Mae and Freddie Mac condo project requirements, who may be impacted, and what you can do to prepare.
Whether you're a real estate professional, business partner, or simply want to stay ahead of industry changes, this is a conversation you won't want to miss.

➡️ Register today and reserve your spot! https://us06web.zoom.us/webinar/register/WN_jzPxFEzlTzSmBhkYOquLxw #/registration

06/18/2026

🏡 UNDER CONTRACT - BONFIELD 🏡

This property is moving right along! 🎉

Congratulations to my first-time homebuyer whose offer was accepted, and we’re officially past inspections! 🏠✨

It’s been a pleasure helping guide him through this exciting milestone. A BIG thank you to David Milton with Novus Home Mortgage for helping him navigate the financing side of the process. It’s always a pleasure working with you!

I can’t wait to see what he does with this place. One step closer to closing! 🙌

🏡❤️

06/11/2026

Come explore what’s on the market with us!

Join Novus Home Mortgage for our Open House Blitz on June 13-14 and spend the weekend touring homes, meeting local experts, and exploring your options in person.

As a bonus, attendees can enter for a chance to win a $500 Lowe’s gift card!

LOCATION. See you there!

Official Rules for Entry: https://www.novushomemortgage.com/open-house-blitz-official-rules/

06/05/2026

Need weekend plans? We’ve got you covered. ☀️

Join Novus Home Mortgage for our Open House Blitz happening June 13-14. Tour homes, explore neighborhoods, and enter for a chance to win a $500 Lowe’s gift card while you’re there!

Whether you’re actively searching or just getting inspired, this is the perfect opportunity to see what’s possible.

Official Rules for Entry: https://www.novushomemortgage.com/open-house-blitz-official-rules/