Mike Erwin NMLS: 406282 Loan Officer - PrimeLending

Mike Erwin NMLS: 406282 Loan Officer - PrimeLending I am Mike Erwin, NMLS #406282, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple.

09/02/2026

40 years of helping people feel at home.

I’m proud to be part of PrimeLending as we celebrate four decades of helping homebuyers and homeowners navigate some of life’s biggest moments.

A lot has changed since 1986, but what matters most hasn’t: personal guidance, the right solutions and people who genuinely care about getting you home.

Thank you to every customer and business partner who has trusted us along the way. I’m grateful to be part of the journey — and excited for what’s ahead.

Here’s to 40 years of Welcome Home.

08/27/2026

A lot of homeowners assume they have to wait years before refinancing. In many cases, the window may open within six to twelve months, depending on your mortgage and payment history.

If you think you're ready to refinance, let's talk. I'll look at your current mortgage, discuss what you want to improve and see if your new payment and closing costs make sense together.

Think refinancing a second mortgage isn't worth looking into? Think again!I recently helped a long-time clients, Min Jun...
08/26/2026

Think refinancing a second mortgage isn't worth looking into?
Think again!

I recently helped a long-time clients, Min Jung & Ted, in Texas refinance their second mortgage and drop their interest rate by nearly 2%.

Every situation is different, but opportunities like this are why I encourage homeowners to review their financing from time to time.

And as always, I'm incredibly grateful for the loyalty and trust of clients who continue to reach out when they need mortgage guidance.

Someone asked me recently if it's possible to use their home equity without having to sell their house. It made me reali...
08/25/2026

Someone asked me recently if it's possible to use their home equity without having to sell their house. It made me realize how many people still think a reverse mortgage means giving up their home. It doesn't.

Eligible homeowners 62 or older can use a reverse mortgage* to access some of the equity they've built, without making a monthly payment. They're still responsible for the property taxes, homeowners insurance and upkeep, and the loan is typically repaid when the home is sold or is no longer their primary residence.

Wondering if a reverse mortgage is the right fit for you? I can explain the requirements and help you find out if you qualify.

*These are brokered loan products. All credit decisions for brokered loan products will be made by the third-party lender. Restrictions and limitations apply. Not available in the state of NY. Please see https://www.primelending.com/refinance/reverse-mortgage for additional information. It is strongly advised that you consult with your family and/or trusted financial planner when considering any reverse mortgage loan.

A heartfelt congratulations to our amazing new homeowners: Philipp & Nicole! Thank you for trusting me as your lender an...
08/13/2026

A heartfelt congratulations to our amazing new homeowners: Philipp & Nicole!

Thank you for trusting me as your lender and allowing me to be a part of your journey to homeownership. Your confidence and support means the world to me.

It’s such a pleasure continuing to work with you many years after we first met & I greatly appreciate your kind testimonial:
⭐ "Mike Erwin has been a great resource for us now for many years and always comes through with great rates and impressive customer satisfaction. Couldn't recommend more!" ⭐

A special shoutout to Robbie R. Ratkai with Portland's Alternative Inc., Realtors, for his partnership and dedication throughout the process. Working together to help clients achieve their goals is what it's all about!

If you or someone you know is on the hunt for a home purchase, even if the house borders the Pacific Ocean like this one, don’t hesitate to reach out – I’ve got you covered!

Email: [email protected]
Website: lo.primelending.com/mike.erwin
Direct: 630-479-1060

The loan term that works for you depends on your monthly budget and future plans.A 30-year fixed can give you a lower mo...
08/11/2026

The loan term that works for you depends on your monthly budget and future plans.

A 30-year fixed can give you a lower monthly payment, while a 15-year fixed can help you pay off your home sooner and spend less on interest over time.

I can run both side by side so you can see which one fits your plans. Send me a message or give me a call to get started.

Want to move before fall, but worried your current home won't sell in time? There's a bridge loan* for that!If you need ...
08/07/2026

Want to move before fall, but worried your current home won't sell in time? There's a bridge loan* for that!

If you need help securing short-term financing needed to move into your next home, give me a call. I can walk you through all of your options.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

08/05/2026

Buying your first home? Thinking about refinancing your current mortgage? You can navigate either option confidently with my local expertise and PrimeLending's national stability to support you.

Contact me today to create your home loan plan.

Address

573 William Latham Sr Drive, Sutie D
Bourbonnais, IL
60914

Telephone

+16304791060

Website

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