Mike Erwin NMLS: 406282 Loan Officer - PrimeLending

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Bourbonnais, IL
Mike Erwin NMLS: 406282 Loan Officer - PrimeLending

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I am Mike Erwin, NMLS #406282, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple.

10/30/2026

I'm here to help take the mystery out of your mortgage options and make the path home feel a little less frightening.

Have a fang-tastic Halloween! 🧛🎃

10/29/2026

hings to ghost this year:

Renting.

Landlords.

Paying someone else’s mortgage.

If homeownership has been on your mind, don’t let assumptions about down payments, credit or today’s market scare you away. You may have more options than you think.

Ready to stop renting and start working toward a home of your own? Let’s talk about what it takes to get you there.

Email: [email protected]
Website: lo.primelending.com/mike.erwin
Direct: 630-479-1060

10/27/2026

🏡✨ Another happy homeowner and an especially meaningful closing!

It was an honor helping a repeat client achieve their next homeownership goal after first working together 12 years ago. Relationships matter, and hearing feedback like this means so much!

A huge thank you to buyer's agent Jason Lynn of Realty Executives Premier and listing agent Taylor Jackson of Listing Leaders for their professionalism and teamwork in helping make this a seamless transaction from start to finish.

Congratulations to our homeowners on their new chapter! 🎉🔑

Email: [email protected]
Website: lo.primelending.com/mike.erwin
Direct: 630-479-1060

10/15/2026

Think nothing is happening in real estate because rates are higher? Think again!

Here are just a few of the ways we helped families achieve their home financing goals in the month of September:

📍 South Carolina: New home purchase
📍 Florida: New home purchase
📍 Kentucky: FHA home purchase with a 1% interest rate promotion that lowered our borrowers payment by $212 per month
📍 Illinois: VA home purchase with a 1% interest rate promotion that lowered our borrowers payment by $405 per month
📍 Illinois: Refinanced a loan to payoff debt and reduce a families monthly payments by $393 per month
📍 Indiana: Refinance to access equity for renovations and home upgrades

Home financing isn’t one-size-fits-all, and it isn’t only about buying a house.

Families refinance. They relocate. They renovate. They want to lower monthly expenses. They use their home equity. And sometimes, the right financing strategy can make buying a home more affordable than they expected.

If you have a home financing question, reach out to me. Even if you’re not sure what options are available, that’s exactly what I’m here for.

Let’s look at your scenario and see what solutions may be available!

Mike Erwin, Loan Originator
Email: [email protected]
Website: lo.primelending.com/mike.erwin
Direct: 630-479-1060

10/14/2026

Your home equity could help fund what's next.
As part of a home equity loan*, you will receive a lump sum of cash you can used however you want. You could put it toward all kinds of financial priorities, including home improvements, consolidating higher-interest debt or funding major life goals and expenses.

Tapping into your equity isn't right for every situation, so it's important to consider your needs, options and overall financial picture.

Wondering what your equity could do for you? Let's talk.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

10/08/2026

Your mortgage payment isn't the only number that matters. 🏠
When you're figuring out how much home you can comfortably afford, remember to look beyond principal and interest.
Depending on your home and loan, your monthly or annual housing costs may also include:
* Property taxes
* Homeowners insurance
* HOA fees
* Mortgage insurance, if applicable
* Utilities
* Routine maintenance and repairs
Knowing the bigger picture can help you set a budget that works for your life, not just qualify for a loan.
Have questions about what your monthly costs could look like? Let's run the numbers together.

10/06/2026

Rent: $2,000. Mortgage: $2,000.

Same thing financially? Not necessarily.

There's more to the rent-vs.-own decision than comparing monthly payments. Upfront costs, ongoing expenses, potential equity and your longer-term goals all matter.

And if you're waiting until you have 20% saved before you even consider buying, you may have more options than you realize.

Check out our Rent vs. Own Calculator to put your own numbers to the test. ⬇️

And if you want to talk through what those numbers mean for you, I'm here to help.

09/02/2026

40 years of helping people feel at home.

I’m proud to be part of PrimeLending as we celebrate four decades of helping homebuyers and homeowners navigate some of life’s biggest moments.

A lot has changed since 1986, but what matters most hasn’t: personal guidance, the right solutions and people who genuinely care about getting you home.

Thank you to every customer and business partner who has trusted us along the way. I’m grateful to be part of the journey — and excited for what’s ahead.

Here’s to 40 years of Welcome Home.

08/27/2026

A lot of homeowners assume they have to wait years before refinancing. In many cases, the window may open within six to twelve months, depending on your mortgage and payment history.

If you think you're ready to refinance, let's talk. I'll look at your current mortgage, discuss what you want to improve and see if your new payment and closing costs make sense together.

08/26/2026

Think refinancing a second mortgage isn't worth looking into?
Think again!

I recently helped a long-time clients, Min Jung & Ted, in Texas refinance their second mortgage and drop their interest rate by nearly 2%.

Every situation is different, but opportunities like this are why I encourage homeowners to review their financing from time to time.

And as always, I'm incredibly grateful for the loyalty and trust of clients who continue to reach out when they need mortgage guidance.

Address

573 William Latham Sr Drive, Sutie D
Bourbonnais, IL
60914

Telephone

+16304791060

Website

http://lo.primelending.com/mike.erwin

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