Leonard M. Pollard, Mortgage Loan Advisor, NMLS 225784

Leonard M. Pollard, Mortgage Loan Advisor, NMLS 225784 Leonard Pollard NMLS 225784. Movement Mortgage, 9500 Bormet Drive, Suite 101, Mokena, IL. 60448 Company NMLS ID 39179
(1)

NMLS 225784 loan originator with 24 years of experience in mortgage financing and lending.

09/09/2026

It’s officially time to stay on top of your credit.*🙌

*Should not be construed as financial or legal advice. Consult with a financial advisor. https://movement.com/lo/leonard-pollard

A HELOC lets your equity to work, whether that's a renovation, debt payoff, or covering a big expense, all without touch...
09/08/2026

A HELOC lets your equity to work, whether that's a renovation, debt payoff, or covering a big expense, all without touching your current mortgage rate. From September 8-22, qualified homeowners get .25% points off their HELOC rate. Message me to see what it looks like for you.

*Borrower qualification is required. This is not a commitment to lend. Movement Mortgage is not affiliated, endorsed, or sponsored by the Department of Veterans Affairs or Federal Housing Administration; United States Department of Agriculture or any government agency. Offer may be modified or discontinued at any time without notice. Subject to credit approval and program availability. Reach out to a loan officer for the full list of programs eligible.

When a seller is motivated, they're often open to more than just a price reduction. They may negotiate on closing costs....
09/08/2026

When a seller is motivated, they're often open to more than just a price reduction. They may negotiate on closing costs. They
may consider funding a rate buydown, which could lower your interest rate for the first one to three years of your loan. They
may work with you on your timeline.
Seven consecutive months of falling asking prices nationally, means this isn't a blip. Sellers in this segment have been sitting
longer than they expected. That's leverage for a prepared buyer.
The buyers winning right now aren't just finding the right home. They're structuring the right deal. DM me and let's talk about
what that looks like.
Source: Realtor.com Monthly Housing Trends Report 2026.
Note: Market conditions vary. Seller concessions, buydowns, terms, and eligibility are subject to applicable guidelines.

National housing headlines don't always tell the whole story.According to Zillow Research, starter-home inventory increa...
09/07/2026

National housing headlines don't always tell the whole story.
According to Zillow Research, starter-home inventory increased 4.5% year over year in June, while luxury-home inventory
declined 5.2%.*
That could mean more options for some buyers searching at lower price points. Zillow also found that price cuts were more
common among starter homes, with 25% of listings receiving a price cut in June.
Market conditions can vary significantly by location, so what's happening nationally may look very different in your area.
Reach out to learn more about the inventory available in your area and price range.
*Source: Zillow Research, “Starter Homes Are Piling Up While Luxury Homes Fly Off the Market,” July 29, 2026. Starter homes
are defined by Zillow as homes in the 5th–35th percentile of home values in a given region. Market conditions vary by location
and are subject to change.

The best part of a day like today isn't the plans. It's not having any. Happy Labor Day. You earned it.
09/07/2026

The best part of a day like today isn't the plans. It's not having any. Happy Labor Day. You earned it.

A new high LTV investment option is here. As little as 10% down for a one unit property, no mortgage insurance required,...
09/06/2026

A new high LTV investment option is here. As little as 10% down for a one unit property, no mortgage insurance required, and more capital left over for your next deal. Reach out for details.
*Qualification is required. Additional restrictions apply. As low as, 85% financing option on 2-4 unit properties. Subject to credit approval and must meet agency and investor guidelines. Program, rate, terms and conditions are subject to change without notice. Reach out to a loan officer for more information.

09/05/2026

Some purchases can wait. Your closing can’t. Make the purchase after the house is yours.

09/04/2026

Trust us, and don’t skip out on a buyer’s agent. That way, you can stay ahead of the competition AND find a home you love.

09/04/2026

You've been lied to about the housing market. Here's what the data actually shows. 👇

Everyone keeps saying now is the worst time to buy. But the numbers tell a completely different story.

"There's nothing in my price range."
Entry-level home inventory rose 4.5% year over year in June while luxury inventory fell 5.2%. More affordable homes are available right now — and fewer people are competing for them. Source : July 29, 2026 /PRNewswire/ New Zillow® data "Sellers are overpriced and won't budge."

Asking prices have dropped for nine consecutive months nationally. One in four sellers cut their price in June before a buyer even made an offer. Sellers are more open to negotiating on price, closing costs, and terms than they've been in years — and Movement offers buydown options that sellers can fund as part of the deal to lower your payment early on. Source: Realtor.com, research. July-2026-data.

"I'll lose to investors every time."
Large corporate investors have largely stepped back after new federal rules restricted them from buying existing housing stock. Today 96% of investor-owned single-family homes belong to small individual investors. The playing field has shifted in your favor. Source: BatchData, Q2 2025 Investor Pulse.

"Rates make it unaffordable."
Household incomes grew 4.6% last year while the median monthly mortgage payment actually fell slightly. A mortgage takes up a smaller share of take-home pay than it did a year ago. And with down payment assistance available, you may not need as much saved as you think.
Source: Bureau of labor statistics. U.S. Department of labor. USUAL WEEKLY EARNINGS OF WAGE AND SALARY WORKERS SECOND QUARTER 2026. July 21, 2026

The market is more favorable for everyday buyers than the headlines suggest. You just have to know where to look.

📲 Find out what's actually possible for you right now.

Disclaimer : Note that Any actual Seller Credit is paid at closing and is subject to interested party contribution limits. Actual Seller Credit amounts are agreed upon solely between the Seller and the Borrower(s).

Address

10062 W. 190th Place Suite 107 NMLS ID 39179
Mokena, IL
60448

Telephone

+16304019495

Website

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