Arnoldo Guerra - Loan Officer

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Midland, TX
Arnoldo Guerra - Loan Officer

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Texas Mortgage Loan Originator
NMLS #2817391
Loan Factory, Inc
CO-NMLS #320841

11/02/2026

Did you know your home equity could unlock new financial options? 🏡 Whether you want to renovate, consolidate debt, or cover major expenses, your available equity can help you reach your goals. The right choice depends on your unique situation and financing preferences.

Send me a message today, and let's explore what options may be possible for you!

For informational purposes only. Not a commitment to lend.

Arnoldo Guerra | NMLS #2817391
Loan Factory | NMLS #320841

10/31/2026

There is no place like home for Halloween! 🎃 From carving pumpkins to passing out treats, the sweetest holiday memories are made right where you live.

Wishing you and your family a safe, fun, and memorable Halloween from all of us at Loan Factory! 👻

What is your favorite Halloween tradition at home? Tell us in the comments! 👇

Arnoldo Guerra | NMLS #2817391
Loan Factory | NMLS #320841

10/30/2026

Just because you're pre-approved for a certain amount doesn't mean it should be your actual budget! 🏡 Your maximum loan qualification doesn't always reflect a comfortable monthly payment once you factor in property taxes, insurance, HOA fees, and savings goals.

Planning to buy soon? Message me today, and let’s review your real numbers so you can shop with confidence!

For informational purposes only. Not a commitment to lend.

Arnoldo Guerra | NMLS #2817391
Loan Factory | NMLS #320841

10/29/2026

Ready to grow your rental portfolio without relying heavily on traditional personal income? 🏠💼

DSCR financing focuses on whether a property's rental income can support its debt obligations, offering a flexible path for savvy real estate investors.

Looking at your next investment property? Message me DSCR today and let's explore your options!

For informational purposes only. Not a commitment to lend.

Arnoldo Guerra | NMLS #2817391
Loan Factory | NMLS #320841

10/28/2026

Thinking about buying a home and wondering if family can help with your down payment? 🏡

Gift funds are a great option for eligible homebuyers, but specific rules apply depending on who provides the gift, how it is documented, and your loan program.

Drop your questions in the comments below or send me a message to see how gift funds could work for your situation!

For informational purposes only. Gift-fund requirements vary by loan program, lender, donor, property, and transaction. Not a commitment to lend.

Arnoldo Guerra | NMLS #2817391
Loan Factory | NMLS #320841

10/27/2026

Looking for more financial flexibility? 🏡 Tapping into your home equity with a HELOC can help cover upcoming expenses or open up new opportunities. Our streamlined process offers an easy online application and flexible rate options tailored to your individual qualifications.

Message me today to explore what options are available for you! 📩

For informational purposes only. Not a commitment to lend.

Arnoldo Guerra | NMLS #2817391
Loan Factory | NMLS #320841

10/26/2026

Thinking about buying a home this fall? 🍂

Housing conditions shift throughout the year, and autumn can bring fresh opportunities to your local market. Before you make a move, send me a message and let’s explore your financing options so you can shop with confidence!

Market conditions vary by location. For informational purposes only.

Arnoldo Guerra | NMLS #2817391
Loan Factory | NMLS #320841

10/23/2026

Myth: Getting pre-approved means you are stuck with that lender! 🏡

Fact: A pre-approval helps you understand your homebuying power, but you are always free to compare your loan options before making a final decision.

Send us a message today to get informed before you make your next move!

Pre-approval is subject to verification, underwriting guidelines, and lender requirements. Not a commitment to lend.

Arnoldo Guerra | NMLS #2817391
Loan Factory | NMLS #320841

10/22/2026

Real estate investors, did you know your property’s cash flow could help you qualify for your next deal? 📈

DSCR loans focus on rental income and property debt obligations rather than traditional personal income qualification. Because every scenario is unique, getting the right loan structure makes all the difference.

👉 Send us a message today to explore your DSCR loan options!

Programs subject to guidelines. Not all borrowers will qualify.

Arnoldo Guerra | NMLS #2817391
Loan Factory | NMLS #320841

10/21/2026

Buying a home is an exciting milestone, but navigating the mortgage process is much easier when you know what to expect! From getting pre-approved and house hunting to underwriting and closing, having a clear roadmap helps you move forward with confidence. 🏡✨

Ready to start your homebuying journey? Send me a message today, and let's take the first step together!

Arnoldo Guerra | NMLS #2817391
Loan Factory | NMLS #320841

Address

Midland, TX
79701-12

Website

http://Loanfactory.com/arnoldoguerra, https://share.google/mS1u2RH7XWk2gyLYE, https://linktr.ee/arnoldo.guerra

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