10/09/2026
Still telling yourself you'll apply for a mortgage once rates come down? You could lower the interest rate on your loan with help from discount points. Here's how they work:
1 discount point costs 1% of your loan amount
Each discount point may lower the interest rate as much as 0.25%, depending on product and loan characteristics.
The longer you keep the loan, the more you could save
This is just one way to lower your interest rate. Get in touch and I can walk you through all of your rate-reducing options.