Sue Moody at Citywide Home Mortgage - NMLS 533597

10/31/2026

🎃 Happy Halloween from your Mortgage Superwoman! 🦸♀️

Years ago, a Halloween take on Wonder Woman sparked an idea—and Mortgage Superwoman was born! What started as a costume became a nickname, a reputation, and, some might say… a legend. 😉✨

The real superpower? Helping people feel confident about buying a home. From your first questions to your closing-day keys, let me be YOUR Mortgage Superwoman! 🏡🔑

Have a safe and happy Halloween! May your candy stash be plentiful and your little monsters remember to say “thank you!” 🍬👻

Sue Moody | Citywide Home Mortgage
NMLS #533597

10/30/2026

🎃 What’s scary about buying a house? Wondering how much money you’ll actually need!

Just ask this skeleton. His biggest homebuying regret? Not saving enough for the closing bones! 💀😂

Between the down payment, closing costs, and monthly payment, it’s easy to feel rattled. That’s why we talk through the numbers BEFORE you fall in love with a house. 🏡

No spooky surprises needed—just a clear plan and your Mortgage Superwoman in your corner! 🦸♀️ Message me to get started.

Sue Moody | Citywide Home Mortgage
NMLS #533597

10/29/2026

👻 Why did the ghost get preapproved?
He was tired of haunting someone else’s house! 😂🏡

Ready for a home you can call your own? Let’s talk—I’ll help take the scary out of the mortgage process! 🎃

Sue Moody | Your Mortgage Superwoman
Citywide Home Mortgage | NMLS #533597

09/18/2026

Remember **“Marry the house, date the rate”?** 🏡💍

I think it’s time we retire that one.

A refinance is an **opportunity — not a promise.** I want a buyer’s payment to make sense TODAY, not because we’re hoping rates will drop tomorrow.

But here’s the bigger conversation:

**Housing affordability is about more than just the rate.**

There are other costs we CAN take a harder look at:
🏡 Credit scoring & expensive tri-merge reports
🏡 Loan-Level Price Adjustments (LLPAs)
🏡 FHA mortgage insurance
🏡 Title insurance & closing costs

We can’t control every economic or global event affecting mortgage rates. But there ARE parts of the mortgage system that can be questioned, modernized and potentially made less expensive for consumers.

That’s what I’m talking about in today’s blog:

**Housing Affordability Is Bigger Than Just the Rate.**

👇 Give it a read — and tell me what YOU think we should be looking at.
https://www.suemoody.blog/blog-738604/housing-affordability-is-bigger-than-just-the-rate

08/21/2026

Hey! The new episode of Front Porch with ME (Sue) just came out! Happy Friday Morning! This morning, let's talk about THE ANSWERS!

08/17/2026

This one means a little more to me than just an award. 💗

For more than two decades, I’ve had the privilege of helping people through some pretty big moments — buying a first home, moving into the next one, refinancing, building their dream home or cottage, figuring out a difficult situation, or simply answering a mortgage question when they weren’t sure where to turn.

If I’ve helped **you** along the way, made the mortgage process a little easier, answered your questions, or simply took good care of you, I would be incredibly grateful for your vote in the **2026 Midland Daily News Readers’ Choice Awards.**

Voting is open now, and **you can vote more than once on different days**, so if you happen to think of me again, I certainly won’t complain. 😉💗

Every vote is a little reminder that taking care of people matters — and after all these years, that still means the world to me.

👇 **Click the link to vote for me:**
https://ourmidland.secondstreetapp.com/og/797f5701-8540-498b-b0c7-eb8e46d244d5/gallery/551259976

Thank you for trusting me with your homes, your families, your referrals, and some of the biggest financial decisions of your lives. I truly appreciate every single one of you. 💗

**Sue Moody | Mortgage Superwoman 🦸♀️🏡**

This is your chance to make your voice heard through our community!

08/14/2026

Out at Hole 3 of the MBOR Golf Outing today, serving up drinks, having a little fun, and supporting the Midland Firefighters Youth Foundation! ⛳️🍹❤️

Now THIS is a pretty great reason to be out of the office! 😎

08/13/2026

🏡 This Week’s Blog: Let’s Talk Reverse Mortgages

“But doesn’t the bank take your house?”

If I had a dollar for every time I heard that one... 😉

Reverse mortgages may be one of the most misunderstood mortgage options out there.

❌ The bank doesn't suddenly own your home.
❌ They're not only for people who are struggling financially.
❌ Getting one doesn't mean you can never sell your home.

For the right homeowner, a reverse mortgage can simply be another financial tool—and for someone else, it may not be the right choice at all.

That's why I think understanding how they actually work is so important.

This week on the blog, I'm tackling some of the biggest reverse mortgage myths, including what happens to your home, what your heirs need to know, and what responsibilities you still have as the homeowner.

And there's one option many people don't even know exists: you may be able to use a reverse mortgage to BUY your next home. 👀

We'll save that one for another day!

👉 Read this week's blog: https://www.suemoody.blog/blog-738604/a-reverse-mortgage-isnt-about-losing-your-home-lets-clear-up-the-myths

Have you heard something about reverse mortgages that you've always wondered if it was true? Ask me in the comments. It might just become my next Ask Sue Tuesday! 💗

08/12/2026

🏡 **Stories That Make a House a Home**

This past week reminded me exactly why I started this Wednesday series.

My nephew, who lived with us for a couple of years growing up and has always been more like a son to me, came home with his wife and three of their kids.

And we packed a LOT of memories into one week. ❤️

We explored Dow Gardens, picked blueberries while making up stories about chimps hiding in the bushes, sat around the campfire catching up and reminiscing, and spent a couple of days at a cabin up north tubing until the kids were exhausted.

Then there was the night we decided to take the boat out to watch the sunset and find ice cream... only to realize afterward that we had to find our way back **in the dark, on a lake we'd never been on before.** 😂

Those are the moments.

Not the perfectly planned ones. The silly ones. The adventures. The conversations around the fire. The stories we'll tell the next time we're together.

Of course, we also spent the week trying to convince them they should just move back to Michigan. I'm still working on that one. 😉

It's always hard to watch them leave. And every time we say the same thing:

**We need to do this more often.**

Maybe that's today's story.

Don't wait for the perfect time.

Enjoy your family. Make the trip. Sit around the fire a little longer. Hug them. Tell them you love them.

**Time is precious.**

Because in the end, it's the people and the memories made there that truly make a house a home. ❤️

08/06/2026

💗 **No Thursday Blog This Week... and That's Okay.**

Normally Thursdays are blog day around here, but this week I'm taking a little break from writing.

Why?

Because my family is in town, and we're making memories together.

One of the things I love most about helping people buy homes isn't the paperwork or the mortgage.

It's knowing those homes become the backdrop for birthdays, family dinners, laughter, holidays, and visits like this one.

The blog will be back next week.

Today, I'm choosing to be fully present with the people I love.

I hope you're able to make a few memories of your own this week, too. ❤️

See you next Thursday!