10/12/2026
Some things are meant to stay the same. Others can have a little wiggle room-and that's where an Adjustable Rate Mortgage (ARM) comes in.
An ARM starts with a fixed rate for an initial period, then adjusts later based on the terms of the loan. While it isn't the right fit for every buyer, it may be worth considering if you don't plan to stay in your home long-term or expect your housing needs to change in the next several years.
The right mortgage isn't one-size-fits-all. Your timeline, budget, and future plans all matter. Let's compare the options, look at the real numbers, and figure out whether an ARM-or a fixed-rate mortgage-makes the most sense for you.