Northstar Funding Inc - NMLS 139369

03/19/2026

"I know all those that get the pleasure to do business with joe will vouch for what I am about to say. In todays automated world finding someone that has years of knowledge and experience and is always ready to give your business the appropriate time and care without cutting corners is very rare. Joe will sit and understand your story and situation and guide you to make sure you get the best rate, understanding and.." says Carlos on Google

★★★★★ I know all those that get the pleasure to do business with joe will vouch for what I am about to say. In todays automated world finding someone that has years of knowledge and experience and is always ready to give your business the appropriate time and care without cutting corners i...

10/04/2025

06/30/2025

When I heard this news, it immediately reminded me of the beginning of the movie "The Big Short". If you're struggling to keep up with your mortgage payments, you're not alone, and there are options. The key is to communicate openly and promptly with your lender. Don't let fear or worry hold you back. Instead:

1. Please contact your mortgage lender immediately to discuss options such as forbearance or loan modification.

2. Request temporary forbearance, a short-term pause or reduction in payments (typically 3–6 months).

3. Consider a loan modification, which can adjust your interest rate or mortgage terms to achieve more manageable payments.

Stay positive, stay humble, and trust your instincts; you’ve got this.

Joseph M Pisa | CEO, MLO NMLS 93843
NorthStar Funding Inc NMLS 139369
66 Godwin Ave, Midland Park, NJ 07432

Phone: (201) 293-0200
Direct: (914) 629-2444
[email protected]
www.northstarfunding.com

Licensed States: CA | CO | CT | DC | FL | GA | IL | MA | MD | NC | NH | NJ | OH | OR | PA | SC | VA | NY | TX

https://www.cnbc.com/video/2025/06/30/surprising-rise-in-mortgage-delinquencies-heres-what-to-know.html

CNBC's Diana Olick joins 'Squawk Box' to discuss the rise in mortgage delinquencies.

06/08/2025

What if the mortgage world worked like a healthy economy?

…Where every loan was backed by real value—something solid.
…Where lenders focused on long-term relationships, not red tape.
…Where buying a home meant building wealth, not just taking on debt.

That’s not the mortgage world we live in—but it’s the approach we take at Northstar Funding.

While the industry leans toward complexity and short-term thinking, we believe in:
✅ Clear guidance
✅ Smart structuring
✅ And helping you borrow with confidence

If you’re looking to buy, refinance, or just want to understand your options better, let’s talk.

Start here:
👉 https://www.northstarfunding.com/loan-option/

Our Products

04/03/2025

In case you were confused about the "reciprocal" comments earlier in Trump's speech, and thought that meant "tit for tat" in direct proportion, Trump just clarified that the math is actually "1/2 tit ...

03/29/2025

"Joe and his team went above and beyond to help me. They are the best" says Jim on Google

★★★★★ Joe and his team went above and beyond to help me. They are the best

03/02/2025

🎉 **Exciting Announcement: Northstar Funding Inc Expands to 18 States!** 🎉

We are thrilled to announce that Northstar Funding Inc is now licensed in 18 states, including Ohio and Texas! This expansion allows us to help even more clients achieve their homeownership dreams.

Our licensed states now include:

- Ohio
- Texas
- California
- Florida
- New York
- Illinois
- Georgia
- North Carolina
- Pennsylvania
- Virginia
- Maryland
- New Jersey
- Colorado
- South Carolina
- Massachusetts
- New Hampshire
- Washington D.C.
- Oregon

When your bank says no, we say yes! Our philosophy is rooted in "never say I can't"; instead, we ask, "How can I?" We focus on preparing clients to get qualified, as we believe that preparation leads to success.

As a boutique mortgage brokerage, we think outside the box and approach the loan process creatively, ensuring we find the best solutions for our clients. With partnerships with over 100 investors, we proudly assist clients with credit profiles ranging from A (excellent) to D (poor).

We are excited about the opportunities ahead and are committed to making a positive impact in the lives of our clients across all our licensed states. Here’s to a bright future together! 🏡✨

02/26/2025

"I just had a great experience on the phone with Joseph Pisa. Very personable and advised me on my financial needs. Don't hesitate to call him. No pressure." says Phil on Google

★★★★★ I just had a great experience on the phone with Joseph Pisa. Very personable and advised me on my financial needs. Don't hesitate to call him. No pressure.

01/23/2025

https://www.nationalmortgagenews.com/news/fannie-mae-cuts-mortgage-forecast-as-high-rates-stick-around

Higher mortgage rates will persist through 2026, affecting sales and refinancings. Those expectations led Fannie Mae to cut its volume outlook for the next two years.

01/14/2025

"I had the pleasure of speaking with Joe Pisa at Northstar Funding, and I can't recommend him enough! From start to finish, Joe was incredibly informative and knowledgeable, answering all of my questions with patience and clarity and gave me tons of pointers that I really valued. His expertise is second to none, and his positive attitude really stood out—he’s just a great guy to work with. I wouldn’t hesitate to work.." says Alberto on Google

★★★★★ I had the pleasure of speaking with Joe Pisa at Northstar Funding, and I can't recommend him enough! From start to finish, Joe was incredibly informative and knowledgeable, answering all of my questions with patience and clarity and gave me tons of pointers that I really valued. His ...