Luke Chamberlin at Luminate Bank - NMLS #12469

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Luke Chamberlin at Luminate Bank - NMLS #12469

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Same team, different name! By joining the Luminate Bank® community as the new Legacy Division, NJ Lenders Corp. Joseph’s University in 2002.

is able to expand its offerings to all 50 states while providing you with the same local, personalized service. Luke Chamberlin is a top Bergen County mortgage banker with NJ Lenders Corp, the largest private mortgage bank in New Jersey. With his extensive knowledge of sales and the mortgage industry, Luke is an ideal partner in the process of buying your next home. NJ Lenders Corp HoHoKus is centrally located within Bergen County, making it quick and easy for clients to visit with Luke. As a Bergen County mortgage banker, he is able to assist each borrower through processing, underwriting, and closing their loan. Luke is an affiliate member of Greater Bergen Realtors and has been a guest speaker for the board’s education on ‘Ethics’, continuing education programs, as well as various real estate offices. As a Bergen County Mortgage Banker, Luke realizes the most important quality of a loan officer is the ability to listen. He works with each client individually to identify the best program and rate for their individual needs. A lifelong resident of Ramsey, NJ, Luke received his undergraduate degree from the University of Maryland and his MBA from St. Luke Chamberlin is authorized to lend in the following states: New Jersey, New York, Florida, Pennsylvania, Connecticut, and Virginia.

11/03/2026

Buying a home comes with more costs than you might expect, and a little planning can make a big difference.

From your down payment to closing costs and everything in between, understanding the full picture can help you prepare for your next move with confidence.

Visit the link in the comments for more information.

Have questions about budgeting for a home? Let's talk.

11/02/2026

Thinking about buying your first home? Join us to learn about mortgage qualifications, credit, down payment options, and navigating today’s market. Bring your questions!

Free First-Time Homebuyer Seminar
Date: November 4 at 7 p.m.
Location: Ridgewood Public Library
125 N Maple Ave, Ridgewood, NJ 07450

Free and open to the public. No RSVP required. Realtors are welcome, too!

Know someone hoping to buy their first home? Please share this with them.

10/29/2026

Found a house you love, but still need to sell the one you’re in?

You may not have to wait for one sale to happen before planning your next move.

Bridge loans and other financing options could help you explore the possibilities.
I can walk you through the options, talk through the timing, and help you figure out what makes sense for your situation. Let's start with a conversation.

10/29/2026

5.0 star review received on Experience.com for Luke Chamberlin by Christopher R C - Easy and painless everyone was super helpful !

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10/27/2026

When was the last time you looked at your home equity?

Whether you're thinking about renovating, simplifying debt, helping with college expenses, or buying your next home, understanding your options can help you plan for what's ahead.

Consider this your Home Equity Checkup: a look at your options, what to consider, and how to make an informed decision about your next move.

Discover how your home equity can help fund major life expenses, including home improvements, debt consolidation, education costs, or the purchase of another home.

10/26/2026

Thinking about buying your first home? Join us for a free first-time homebuyer seminar on November 4 at the Ridgewood Public Library.

We’ll cover mortgage qualifications, credit, down payment options, and ways to navigate today’s market, plus answer your questions.

Free and open to the public. No RSVP required. Realtors are welcome, too!

Know someone hoping to buy their first home? Share this post with them!

10/22/2026

If your Zillow saves are getting a little out of hand, I have a suggestion: let's talk before you find "the one."

I can help you understand your budget, walk through your mortgage options, and figure out what makes sense for your situation. And you definitely don't need to have a house picked out to get started.

Keep sending yourself listings. I'll help you get a plan together.

10/20/2026

One thing I always want buyers to know? The asking price is only one part of the conversation.

Depending on the home and the seller, there may be opportunities to negotiate closing costs or explore a temporary rate buydown, too.

If a move is on your mind before the end of the year, it's a good time to get your financing plan in place.

Is fall a good time to buy a house? Get familiar with seasonal housing trends, seller concessions, temporary buydowns, and tips for closing before the holidays.

10/15/2026

Between gifts, travel, family plans, and all the extra expenses that seem to just show up, it's worth looking at your full monthly cash flow before the holiday spending begins.

Take a few minutes to map out your mortgage payment, recurring bills, savings goals, and seasonal expenses. Knowing what needs to be covered first can make it easier to see what you have available for the fun stuff.

Address

24 Sheridan Avenue, Suite 4
Ho-Ho-Kus, NJ
07423

Telephone

+12018828294

Website

http://lukechamberlin.goluminate.com/

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