Farmers & Merchants Bank

Farmers & Merchants Bank We are thrilled to be your community bank for 100 Years and counting! We have five Ohio locations. Below are some general guidelines of usage.

Farmers & Merchants Bank is a locally owned and independent community bank serving the general South Dayton area surrounding the Miamisburg, Germantown, Springboro, West Carrollton, and New Lebanon communities. The bank's management is made up of professionals who share a vested interest in the growth and well being of the community. The bank invests deposits back into the local community in the f

orm of loans to individuals for homes, autos, education and for other purposes to raise their standards of living; to businesses to buy new equipment or construct building additions resulting in new jobs for the community; and to local governmental bodies to provide better public services for its residents. Farmers & Merchants Bank Page - Terms of Use

The intended purpose of this page is to allow discussion and information exchange in a public forum. We have the right to delete posts, photos, or comments if they violate any of the following or are deemed not appropriate for this page:

-We do not allow graphic, obscene, explicit or racial comments or submissions nor do we allow comments that are abusive, hateful or intended to defame anyone or any organization.

-We do not allow solicitations or advertisements. This includes promotion or endorsement of any financial, commercial or non-governmental agency. Similarly, we do not allow attempts to defame or defraud any financial, commercial or non-governmental agency.

-We do not allow comments that suggest or encourage illegal activity.

-You participate at your own risk; taking personal responsibility for your comments, your username and any information provided. Also, the appearance of external links on this site do not constitute official endorsement on behalf of Farmers & Merchants Bank.

Whether your business is expanding, upgrading equipment, or managing seasonal cash flow, having access to local lending ...
06/08/2026

Whether your business is expanding, upgrading equipment, or managing seasonal cash flow, having access to local lending matters.

At FM Bank, business loans come with something larger institutions can’t always offer: lenders who take the time to understand your business and your goals.

No one-size-fits-all approach. No sending your application off to someone unfamiliar with your community.

Just real conversations and lending solutions designed to help your business move forward.

Let’s talk about what’s next for your business.

Fresh produce, homemade baked goods, local honey, flowers, coffee, handmade goods — there’s just something special about...
06/05/2026

Fresh produce, homemade baked goods, local honey, flowers, coffee, handmade goods — there’s just something special about spending a summer morning at your local farmers market.

One of the best parts of living in communities like Miamisburg, West Carrollton, Germantown, New Lebanon, and Springboro is the chance to support local growers, makers, and small businesses close to home.

We want to know:
👉 What’s the first thing you look for at the farmers market?

For many teens, summer means one exciting thing: that first paycheck. ☀️Whether they’re saving for a car, college, conce...
06/02/2026

For many teens, summer means one exciting thing: that first paycheck. ☀️

Whether they’re saving for a car, college, concerts, or just learning how to manage money, having their own account is a great first step toward financial confidence.

At FM Bank, we love helping young savers learn smart habits early — because understanding money now can make a huge difference later.

Stop by a branch with your teen or visit bankwithfm.com to learn about savings options and getting started.

With Kasasa® Checking from FM Bank, you can earn great rewards like high interest or cash back — but that’s not all.Anot...
05/29/2026

With Kasasa® Checking from FM Bank, you can earn great rewards like high interest or cash back — but that’s not all.

Another perk customers love?
💳 ATM fee refunds nationwide (up to $20/month) when you qualify.

That means whether you’re at the beach, on a road trip, or exploring somewhere new, you don’t have to stress about ATM surcharges adding up.

Use your card, enjoy your trip, and let your account take care of the rest.

Ready to make the switch before your next getaway?
📍 Stop by a branch or visit bankwithfm.com to learn more.

Check fraud is on the rise — and if your business is issuing checks, it’s important to have safeguards in place.With Che...
05/26/2026

Check fraud is on the rise — and if your business is issuing checks, it’s important to have safeguards in place.

With Check Positive Pay, you can review and decide which checks should be approved or rejected before they ever clear your account. That means catching unauthorized or altered checks early — before they impact your business.

If your business writes checks, Positive Pay isn’t optional — it’s essential.

FM Bank offers Treasury Management tools like Positive Pay with clear, fair pricing and local support to help you stay secure and efficient.

💼 Stop in and talk with our team to see how we can help protect your business.

As Memorial Day approaches, we take time to remember and honor the brave men and women who made the ultimate sacrifice f...
05/23/2026

As Memorial Day approaches, we take time to remember and honor the brave men and women who made the ultimate sacrifice for our country. Their courage and dedication will never be forgotten.

As you spend time with family and friends this weekend, we hope you’ll also take a moment to reflect on the true meaning of the holiday and those who made our freedoms possible.

📌 Please note: All FM Bank locations will be closed on Monday in observance of Memorial Day. We’ll resume normal business hours on Tuesday. As always, you can access your accounts 24/7 through online banking, our mobile app, and ATMs.

Wishing you a safe and meaningful Memorial Day weekend. 💙

At FM Bank, we’re part of the same communities we serve. We live here, work here, and care about the people and business...
05/19/2026

At FM Bank, we’re part of the same communities we serve. We live here, work here, and care about the people and businesses that make this area home. That means you’re not just another account number — you’re a neighbor.

When you bank local, you get:
✔ Decisions made close to home
✔ A team that knows your name and your goals
✔ Service that’s built around you — not a script

If you’ve been looking for an alternative to the big banks, it might be time to experience the difference a community bank can make.

Stop by your local branch or visit bankwithfm.com to learn more.

With Kasasa Saver®, building your savings can be as simple as your everyday banking.When you qualify in your Kasasa Chec...
05/15/2026

With Kasasa Saver®, building your savings can be as simple as your everyday banking.

When you qualify in your Kasasa Checking — by doing things like using your debit card, logging into online banking, and receiving eStatements — your rewards are automatically transferred into your Kasasa Savings.

And the best part? You’ll also earn a higher interest rate on your savings when you qualify.

So your everyday habits can lead to real progress toward your goals—without extra effort.

Curious how it all works? Visit bankwithfm.com or stop by a branch to see how Kasasa can help you save more.

Stay vigilant against fake fraud alert text messages designed to steal banking information. Scammers send texts that app...
05/14/2026

Stay vigilant against fake fraud alert text messages designed to steal banking information. Scammers send texts that appear to come from your bank, claiming there is suspicious activity on your account and urging you to click a link, call a number, or provide account details immediately. Scammers may also call you directly. These messages often create a sense of urgency to pressure you into responding. Remember: your bank will NEVER ask for your online banking password, full debit card number, PIN, or secure verification codes through text message. If you receive a suspicious text, do not click any links or reply. Instead, contact your bank directly using the phone number found on the back of your debit card or known contact method to verify the message. Help protect your accounts and personal information from fraud.

💙 May is Older Americans MonthEvery stage of life brings new goals — and new banking needs.At FM Bank, we’re proud to se...
05/12/2026

💙 May is Older Americans Month

Every stage of life brings new goals — and new banking needs.

At FM Bank, we’re proud to serve our older customers with the care and attention they deserve. Whether it’s simplifying accounts, planning ahead, or staying protected from fraud, our team is here to help.

Because knowing our customers means understanding what matters most to you — and being ready to support you as those needs change.

If you ever have questions or notice something that doesn’t seem right, don’t hesitate to reach out. We’re always here as a trusted resource.

📍 Stop by your local branch or give us a call anytime.

Address

41 S. First Street
Miamisburg, OH
45342

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm
Saturday 9am - 12pm

Telephone

+19378662455

Website

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