What are the opening hours?

Monday 9am - 5:30pm Tuesday 9am - 5:30pm Wednesday 9am - 5:30pm Thursday 9am - 5:30pm Friday 9am - 5:30pm Saturday 9am - 12pm

Farmers & Merchants Bank

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United States
Miamisburg, OH
Farmers & Merchants Bank

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We are thrilled to be your community bank for 100 Years and counting! We have five Ohio locations. Below are some general guidelines of usage.

Farmers & Merchants Bank is a locally owned and independent community bank serving the general South Dayton area surrounding the Miamisburg, Germantown, Springboro, West Carrollton, and New Lebanon communities. The bank's management is made up of professionals who share a vested interest in the growth and well being of the community. The bank invests deposits back into the local community in the form of loans to individuals for homes, autos, education and for other purposes to raise their standards of living; to businesses to buy new equipment or construct building additions resulting in new jobs for the community; and to local governmental bodies to provide better public services for its residents. Farmers & Merchants Bank Page - Terms of Use

The intended purpose of this page is to allow discussion and information exchange in a public forum. We have the right to delete posts, photos, or comments if they violate any of the following or are deemed not appropriate for this page:

-We do not allow graphic, obscene, explicit or racial comments or submissions nor do we allow comments that are abusive, hateful or intended to defame anyone or any organization.

-We do not allow solicitations or advertisements. This includes promotion or endorsement of any financial, commercial or non-governmental agency. Similarly, we do not allow attempts to defame or defraud any financial, commercial or non-governmental agency.

-We do not allow comments that suggest or encourage illegal activity.

-You participate at your own risk; taking personal responsibility for your comments, your username and any information provided. Also, the appearance of external links on this site do not constitute official endorsement on behalf of Farmers & Merchants Bank.

11/03/2026

More shoppers and more transactions are good for business. The last thing you want is your payment process getting in the way.

That’s where FM Bank can help.

Our Merchant Services solutions can make it easier for your business to accept payments conveniently and securely, helping you keep transactions moving and create a smoother experience for your customers.

Because the goal isn’t simply to process a payment. It’s to help you serve more customers, keep them happy, and give them a reason to come back.

That’s how we approach business banking at FM Bank. Tell us what’s slowing you down, and we’ll help you find a solution that keeps your business moving forward.

Contact FM Bank to learn more about Merchant Services.

10/29/2026

Here's a Halloween treat you can really appreciate...

For FM Bank Christmas Club savers, the end of October means the money you've been setting aside throughout the year is ready just in time for holiday shopping. 🎄

No scrambling to squeeze gifts into the December budget. No wondering where the extra money will come from. Just savings that you've been building little by little all year.

Not a Christmas Club saver yet? Your turn starts soon! New Christmas Club accounts can be opened beginning in November, so you can start preparing now to make next year's holidays a little easier.

Because when it comes to holiday spending, planning ahead can be a pretty sweet treat. 🍬

Stop by FM Bank in November and ask us about opening a Christmas Club account.

10/26/2026

Congratulations to Connor Brown as he nailed the final Kasasa Kick of the season. Not only did he win some money, he won money for the school as well!

10/26/2026

It's National Pumpkin Day, and we want to see how you're celebrating!

Perfectly carved jack-o'-lantern? 🎃
Painted masterpiece? 🎨
A front porch overflowing with pumpkins? 🍂
One your kids decorated that's...well...unique? 😂

📸 Share a photo of your pumpkin creations in the comments! We'd love to see how our neighbors are getting into the fall spirit.

10/21/2026

Fraud prevention shouldn't stop with the checks your business writes.

ACH Positive Pay gives your business another layer of protection by helping you monitor ACH transactions and identify activity that doesn't match the rules you've established.

That means greater control over what's coming out of your accounts—and another tool working to help stop unauthorized transactions before they become a bigger problem.

If your business uses ACH, let's talk about whether ACH Positive Pay should be part of your fraud-prevention strategy.

Contact FM Bank to learn more about our Treasury Management solutions.

10/15/2026

Ever thought about switching banks...and then thought about everything you'd have to move?

Direct deposit. Automatic payments. Recurring transfers. 😩
We get it.

That's exactly why FM Bank offers a Switch Kit to help make moving your banking relationship easier. We'll help you organize the process so you can spend less time worrying about the switch and more time enjoying your new bank.

If you've been thinking about making a change, don't let the hassle be what stops you.

Stop by FM Bank and ask us how we can help you make the switch.

10/12/2026

Saving isn't just about how much you've put away. It's also about making sure your money is working appropriately for your goals.

Maybe you're building an emergency fund and need easy access to your savings. Maybe you've accumulated money you won't need for a while that could be earning more. Or maybe you're ready to get serious about saving but aren't sure where to begin.

That's a conversation we're happy to have.

FM Bank offers a variety of savings options, and our team can help you think through which ones make sense for where you are today—and where you want to go next.

This National Savings Day, stop in and let's talk about your savings.

10/09/2026

Holiday Hours Reminder

FM Bank locations will be closed on Monday, October 12, in observance of Columbus Day.

We hope you enjoy the long weekend! Remember, even while our branches are closed, you can still manage your accounts with Online Banking, Mobile Banking, and our ATMs.

We'll be ready to welcome you back when normal business hours resume.

10/06/2026

Payroll is due. Inventory needs ordered. A big customer hasn't paid yet. Or an unexpected opportunity comes along that you don't want to miss.

That's where having a Business Line of Credit can make a difference.

Rather than waiting until your business needs additional cash, talk with FM Bank about establishing access to funds you can use when you need them.

Our local lenders will take the time to understand your business, your cash flow, and where you're headed—then help you explore a solution that makes sense.

Because sometimes the best time to prepare for a cash-flow need is before you have one.

Let's talk about what's ahead for your business.

10/02/2026

October is Cybersecurity Awareness Month, and there's one habit we'd encourage everyone to practice: slow down.

Scammers want you to act quickly. They may tell you there's a problem with your account, a payment is overdue, or you need to verify information immediately. That sense of urgency is designed to get you to click before you think.

If a call, text, or email doesn't feel right, don't use the link or contact information provided in the message. Go directly to the company's website or contact them through a number you know is legitimate.

And remember: FM Bank will never ask you to provide your password, PIN, or Online Banking credentials.

A few extra seconds can make a big difference in protecting your information.

Address

41 S. First Street
Miamisburg, OH
45342

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm
Saturday	9am - 12pm

Telephone

+19378662455

Website

http://www.bankwithfm.com/

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