Cheryl Ray Nmls # 182788

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Cheryl Ray Nmls # 182788 Cheryl Ray
Branch Manager
NMLS ID # 182788 | CMG NMLS # 1820
CMG Home Loans
Equal Housing Lender Helping people realize the dream of homeownership is my passion.

Thank you for considering me to guide you through your home buying journey! At Certainty Home Lending, we pride ourselves on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From a complimentary pre-qualification through an on-time closing, I will be here to ensure confidence every step of the way. My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone's story is different, so no one loan will meet everyone's needs. My job is to find that perfect fit. Call me about Conventional, Jumbo, FHA, VA, USDA, and Renovation loans!

Behind every brave service member is a family whose strength, sacrifice, and unwavering support deserve recognition.This...
11/02/2026

Behind every brave service member is a family whose strength, sacrifice, and unwavering support deserve recognition.
This Military Family Month, we're celebrating the families who navigate every deployment, relocation, and homecoming with courage and resilience. 🇺🇸

Daylight Saving Time ends November 1st at 2:00AM, local time ⏰ Take a moment to set your clocks back one hour and enjoy ...
11/01/2026

Daylight Saving Time ends November 1st at 2:00AM, local time ⏰
Take a moment to set your clocks back one hour and enjoy a little extra time to recharge! 😴

Happy Halloween! 🎃👻Are you ready to Trick-or-Treat yourself to a BOO-tiful new home? Want to take the FRIGHT out of home...
10/31/2026

Happy Halloween! 🎃👻
Are you ready to Trick-or-Treat yourself to a BOO-tiful new home? Want to take the FRIGHT out of home financing? Whatever your homeownership GHOULS, your friends at CMG Home Loans are here to make it happen 🍬

Are you ready for trick-or-treaters? 👻Before the ghosts, goblins, witches, and superheroes arrive at your door, make sur...
10/30/2026

Are you ready for trick-or-treaters? 👻
Before the ghosts, goblins, witches, and superheroes arrive at your door, make sure your home is ready for a safe and successful night of trick-or-treating. 🎃🍬
Swipe through for a few frightfully helpful tips!

Don’t let a fixer-upper scare you away! From cozy kitchen makeovers to charming upgrades, renovation financing could hel...
10/29/2026

Don’t let a fixer-upper scare you away! From cozy kitchen makeovers to charming upgrades, renovation financing could help you turn a house with potential into a home you’ll love.
🪄🔮Here’s how a renovation loan can add a little practical magic to your home search:
http://spr.ly/6180BHWlAp

A SCARY👻 good deal for buyers and sellers alike! With our exclusive List & Lock™ advantage, sellers can advertise discou...
10/28/2026

A SCARY👻 good deal for buyers and sellers alike!
With our exclusive List & Lock™ advantage, sellers can advertise discounted rates on their listings, drawing in more buyer demand, and giving the future buyers a desirable rate on their mortgage.
Ready to learn more? Reach out today!

Are these mortgage myths haunting your homeownership goals? 👻You might have more options than you think when it comes to...
10/26/2026

Are these mortgage myths haunting your homeownership goals? 👻
You might have more options than you think when it comes to down payments, credit, income, and financing.
Swipe through as we unmask four mortgage myths!

Don’t let these home buying mistakes come back to haunt you! 👻Scroll through for 4 mortgage missteps to avoid as you wai...
10/23/2026

Don’t let these home buying mistakes come back to haunt you! 👻
Scroll through for 4 mortgage missteps to avoid as you wait for closing day

What if your everyday payments could help you qualify for a home loan?  🏡👀 CMG Home Loans now offers VantageScore®, an a...
10/22/2026

What if your everyday payments could help you qualify for a home loan? 🏡👀

CMG Home Loans now offers VantageScore®, an alternative credit scoring model for qualifying Conventional Loans that could open new doors to homeownership!

Find out what this could mean for you: http://spr.ly/6186BHZes2

What could be hiding behind the walls? A quality home inspection can uncover hidden issues, identify risks, offer negoti...
10/21/2026

What could be hiding behind the walls? A quality home inspection can uncover hidden issues, identify risks, offer negotiation leverage, and ensure buyer safety.
Don’t let your dream home become a nightmare! Always opt for a home inspection.

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Metairie, LA

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