Cheryl Ray Nmls # 182788

Cheryl Ray Nmls # 182788 Cheryl Ray
Branch Manager
NMLS ID # 182788 | CMG NMLS # 1820
CMG Home Loans
Equal Housing Lender Helping people realize the dream of homeownership is my passion.

Thank you for considering me to guide you through your home buying journey! At Certainty Home Lending, we pride ourselves on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From a complimentary pre-qualification through an on-time closing, I will be here to ensure confidence every step of the way. My experience and knowledge of the industr

y allows me to tailor each loan to meet the specific needs of each individual. Everyone's story is different, so no one loan will meet everyone's needs. My job is to find that perfect fit. Call me about Conventional, Jumbo, FHA, VA, USDA, and Renovation loans!

Sure, renting gives you a place to live… but homeownership gives you a place to grow 🌱Building equity, creating stabilit...
06/12/2026

Sure, renting gives you a place to live… but homeownership gives you a place to grow 🌱
Building equity, creating stability, personalizing your space, and making lifelong memories are just a few of the reasons so many people dream of owning a home.
Swipe through to see why homeownership matters ➡️

Ready for a financial glow-up? ✨From budgeting smarter to building your down payment fund, a few financial wellness habi...
06/11/2026

Ready for a financial glow-up? ✨
From budgeting smarter to building your down payment fund, a few financial wellness habits today can help set you up for homeownership tomorrow. 🏡
Check out some tips to strengthen your finances this summer:
http://spr.ly/6188B8fVyr

Every home buyer deserves a hype team! 📣 🤸‍♀️When you work with a trusted REALTOR® and lender, you can expect trusted gu...
06/10/2026

Every home buyer deserves a hype team! 📣 🤸‍♀️
When you work with a trusted REALTOR® and lender, you can expect trusted guidance, strong communication, and support through every twist and turn of the homeownership journey.
We’re here to cheer you on all the way to closing day 🥳

It’s time to level up your summer! 🏖️ ☀️With our own Private Label Security (PLS), we can help you avoid increased fees ...
06/09/2026

It’s time to level up your summer! 🏖️ ☀️
With our own Private Label Security (PLS), we can help you avoid increased fees and offer a better price on your second home or investment property loan. Ready to dive in? Contact me today!

The story of homeownership is woven into the story of the American Dream. 🇺🇸From creating stability and building generat...
06/05/2026

The story of homeownership is woven into the story of the American Dream. 🇺🇸
From creating stability and building generational wealth to opening doors for future opportunities, homeownership has remained a meaningful milestone for families across generations.
As we celebrate National Homeownership Month, take a look at how the dream has evolved—and why it still matters today. 🏡

Thinking of closing out your credit card? Wait until AFTER closing day! Closing a credit card, even if you've paid it of...
06/02/2026

Thinking of closing out your credit card? Wait until AFTER closing day! Closing a credit card, even if you've paid it off completely, factors into your score differently than just having it paid off. Our advice? Wait until after you close on your mortgage to close a credit account

Home search not going swimmingly? 🏊‍♀️If you’re struggling to find a home that checks every box, a Renovation Loan could...
06/01/2026

Home search not going swimmingly? 🏊‍♀️
If you’re struggling to find a home that checks every box, a Renovation Loan could help you see the potential in homes that need a little TLC. Ask me about financing options that can turn a house you like into a home you love!

If you’re in the military, getting new orders that require a move is not uncommon. When a new PCS order comes in, we're ...
05/29/2026

If you’re in the military, getting new orders that require a move is not uncommon. When a new PCS order comes in, we're here to help. Follow these four tips for a quick and efficient military move 🇺🇸

More accessibility = more opportunitiesFrom accessible lending solutions to improved advocacy efforts, here’s how access...
05/28/2026

More accessibility = more opportunities
From accessible lending solutions to improved advocacy efforts, here’s how accessible housing can support Veterans, military families, and future homeowners:
http://spr.ly/6180B8ZQy4

Apartment heat or backyard retreat? ☀️🏡Same summer, very different vibes😅Homeownership opens the door to more space, mor...
05/26/2026

Apartment heat or backyard retreat? ☀️🏡
Same summer, very different vibes😅
Homeownership opens the door to more space, more comfort, more ways to enjoy the season. Let’s make it happen!

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Metairie, LA

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