Cameron Budzius- NMLS 1807763

Directions Website

Cameron Budzius- NMLS 1807763 I am here to help with your home-buying and refinancing needs! Licensed Mortgage Lender
Equal Housing Lender

As a local lender, I have expertise with many different loan options and will work to determine what is best for your specific situation. Cameron Budzius
Mortgage Loan Originator
NMLS #: 1807763

1 Galleria Blvd, Suite 1900
Metairie, LA 70001
504-919-9504

The Mortgage Firm
NMLS #: 189233
Equal Housing Lender

First-time buyers panic about earnest money more than almost anything. Here’s the calm version: it’s your good-faith dep...
10/24/2026

First-time buyers panic about earnest money more than almost anything. Here’s the calm version: it’s your good-faith deposit, it’s held in escrow, and it’s credited back to you at closing. Your contingencies protect it if the deal falls apart for the right reasons — the risk comes from blowing past deadlines. And never wire funds without calling to verify the instructions first. Questions? Message us.

— Cameron Budzius | NMLS #1807763
The Mortgage Firm | NMLS #189233 | Equal Housing Lender
Not a commitment to lend. All loans subject to credit approval.

10/23/2026

🏡 The best buying opportunities aren’t always obvious in the moment. Rather than waiting for the perfect market, focus on understanding your options and being ready when the right opportunity comes along.
📈 A little preparation today can put you in a much stronger position tomorrow.

"Fixed rate or ARM?" It depends on how long you'll stay.Fixed 30 locks your payment for the long haul with the most flex...
10/22/2026

"Fixed rate or ARM?" It depends on how long you'll stay.

Fixed 30 locks your payment for the long haul with the most flexibility. Fixed 15 pays off faster and builds equity quicker. An ARM gives a fixed intro window before it adjusts — which can fit if you plan to move or refinance sooner.

There's no universally "best" one, only the one that fits your timeline. Message us "PLAN" and we'll map it out.

— Cameron Budzius | NMLS #1807763
The Mortgage Firm | NMLS #189233 | Equal Housing Lender
Not a commitment to lend. All loans subject to credit approval.

Myth: you have to sell your current home before you can get approved for the next one. Reality: bridge financing and por...
10/21/2026

Myth: you have to sell your current home before you can get approved for the next one. Reality: bridge financing and portfolio options can qualify you before you sell, so you're not forced into a rushed sale or a rental gap. It depends on your equity, credit, and reserves. Message us to map your move.



— Cameron Budzius | NMLS #1807763
The Mortgage Firm | NMLS #189233 | Equal Housing Lender
Not a commitment to lend. All loans subject to credit approval.

10/20/2026

🏡 Purchase price isn’t the only property-specific number that affects your buyer’s monthly payment. The insurance quote can change the financing picture once they’ve selected the actual home.
🔍 Getting those numbers early gives everyone more time to respond if something changes.

10/19/2026

A quieter economic calendar this week. Honestly, that may be exactly what the mortgage market needs.
The 10-year Treasury is starting the week a little lower, around 5.08%, and oil prices are easing some.

Here’s what we’re watching:
🏠 Monday — NAHB Housing Market Index
🏠 Tuesday — Housing Starts, Building Permits + Pending Home Sales
📊 Tuesday — ADP Weekly Employment
🏦 Wednesday — 20-Year Treasury Auction
📊 Thursday — Jobless Claims
📊 Friday — Consumer Sentiment

No CPI. No PCE. No Fed meeting.
So this week may be less about a massive market-moving report and more about whether the bond market can finally stabilize.

For buyers and agents, even a little rate stability can make a big difference in confidence and monthly-payment planning.

Self-employed and feel like your tax returns make you look "too small" to buy? Add-backs — paper deductions like depreci...
10/18/2026

Self-employed and feel like your tax returns make you look "too small" to buy? Add-backs — paper deductions like depreciation, depletion, and one-time costs — can often be added back to your qualifying income. A lender who understands 1099 cash flow reads these correctly. Message me "1099" and I'll run your file the right way. #1099

— Cameron Budzius | NMLS #1807763
The Mortgage Firm | NMLS #189233 | Equal Housing Lender
Not a commitment to lend. All loans subject to credit approval.

For those who served: the VA loan may be the most powerful mortgage in America, and most eligible buyers never use it.$0...
10/15/2026

For those who served: the VA loan may be the most powerful mortgage in America, and most eligible buyers never use it.

$0 down on eligible primary homes, no monthly mortgage insurance ever, a one-time funding fee that's usually financed in, and it's reusable — not one-and-done. Sellers can even cover your closing costs.

Earned it? Use it. Message us "VA" and we'll walk through your options.

— Cameron Budzius | NMLS #1807763
The Mortgage Firm | NMLS #189233 | Equal Housing Lender
Not a commitment to lend. All loans subject to credit approval.

10/13/2026

🏡 A low appraisal doesn’t automatically mean your home purchase is in trouble! Whether you’re buying a home or helping someone through the process, there may be financing strategies that can help bridge the gap.
📊 Before assuming the deal is at risk, let’s look at the numbers and explore your options.

# TheMortgageFirm

10/12/2026

Mortgage rates have had a rough stretch.
But this week gives the market a real chance to change direction.
The bond market is closed today for Columbus Day, then attention turns straight to inflation:
📊 Wednesday — CPI Inflation
📊 Thursday — PPI + Retail Sales + Jobless Claims
📊 Friday — Import Prices + Industrial Production
The biggest question:
Is inflation finally cooling enough to take pressure off the bond market?
👉 Cooler inflation = potential mortgage-rate relief
👉 Hotter inflation = more pressure and possibly more Fed tightening later this year
After the recent jump in rates, Wednesday and Thursday are the two days I’m watching most closely.

Address

110 Veterans Boulevard Suite 201A
Metairie, LA
70005

Website

Alerts

Be the first to know and let us send you an email when Cameron Budzius- NMLS 1807763 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category