Cameron Budzius- NMLS 1807763

Cameron Budzius- NMLS 1807763 I am here to help with your home-buying and refinancing needs! Licensed Mortgage Lender
Equal Housing Lender

As a local lender, I have expertise with many different loan options and will work to determine what is best for your specific situation. Cameron Budzius
Mortgage Loan Originator
NMLS #: 1807763

1 Galleria Blvd, Suite 1900
Metairie, LA 70001
504-919-9504

The Mortgage Firm
NMLS #: 189233
Equal Housing Lender

The write-offs that save you at tax time can quietly kill your mortgage approval.Home office, mileage, depreciation, agg...
09/06/2026

The write-offs that save you at tax time can quietly kill your mortgage approval.

Home office, mileage, depreciation, aggressive expenses — each one lowers the income a conventional lender can count, even when your bank account is healthy. The fix: bank-statement loans read your actual deposits instead of your tax return.

Want to see what a lender would really count? Message me "WRITEOFFS."

— Cameron Budzius | NMLS #1807763
The Mortgage Firm | NMLS #189233 | Equal Housing Lender
Not a commitment to lend. All loans subject to credit approval.

"I don't have the down payment" is the #1 reason renters wait — and it's usually not true.Most first-time buyers don't ...
09/05/2026

"I don't have the down payment" is the #1 reason renters wait — and it's usually not true.

Most first-time buyers don't cover it alone. Three overlooked paths: down-payment assistance programs, gift funds from family, and seller credits toward closing costs. Stack a couple and "someday" becomes this year.

Want me to map which paths fit you? Message me "COVER."

— Cameron Budzius | NMLS #1807763
The Mortgage Firm | NMLS #189233 | Equal Housing Lender
Not a commitment to lend. All loans subject to credit approval.

09/04/2026

🏡 Already owning a home can make buying the next one feel complicated, especially when your offer depends on selling first. But a home-sale contingency isn’t necessarily your only option.

🔑 Before you start shopping, let’s look at how you could structure the move and put yourself in a stronger position when it’s time to make an offer.

Most investors hit a wall around 10 properties and assume that's the limit. It's not the limit — it's the loan.Conventio...
09/03/2026

Most investors hit a wall around 10 properties and assume that's the limit. It's not the limit — it's the loan.

Conventional financing caps you at 10 financed properties. DSCR loans don't count toward that ceiling, because the property's rent qualifies the deal instead of your personal income or tax returns. That's how serious investors keep buying past door number 10.

If you're getting close to the wall, message us "SCALE" and we'll map out your next move.



— Cameron Budzius | NMLS #1807763
The Mortgage Firm | NMLS #189233 | Equal Housing Lender
Not a commitment to lend. All loans subject to credit approval.

"Don't shop lenders, it'll hurt your credit." That advice quietly costs buyers thousands.The reality: mortgage inquiries...
09/02/2026

"Don't shop lenders, it'll hurt your credit." That advice quietly costs buyers thousands.

The reality: mortgage inquiries inside a short shopping window are bundled and counted as one. The system is designed to let you compare. Shop tight, compare the whole offer, and don't open new debt mid-process.

Want to shop the smart way? Message me "SCORE."

— Cameron Budzius | NMLS #1807763
The Mortgage Firm | NMLS #189233 | Equal Housing Lender
Not a commitment to lend. All loans subject to credit approval.

09/01/2026

🏠 The taxes shown on a listing don’t always tell you what your buyer’s future tax bill will look like. That difference can affect the monthly payment and, in some cases, qualification.

📊 Before your buyer writes near the top of their budget, let’s make sure we’re working with the right numbers.

08/31/2026

Mortgage rates are starting the week under pressure.
Friday’s Jackson Hole speech sparked a bond selloff and pushed mortgage rates to roughly a three-week high.

Now oil prices are moving higher again as geopolitical tensions return, adding another layer of inflation concern.

But this week gives the market a lot of new information:
📊 Tuesday — JOLTS Job Openings
📊 Wednesday — ADP Private Payrolls + Fed Beige Book
📊 Thursday — Jobless Claims + Unit Labor Costs
🔥 Friday — Nonfarm Payrolls, Unemployment Rate + Wage Growth

The big question:
Is the labor market finally cooling?
👉 Softer jobs/wage data could help mortgage rates recover
👉 Strong employment data could keep rates under pressure
Friday morning is the one I’m watching most closely.

Self-employed and planning to buy? Start prepping 90 days out: separate business and personal accounts, keep deposits cl...
08/30/2026

Self-employed and planning to buy? Start prepping 90 days out: separate business and personal accounts, keep deposits clean, ease up on aggressive write-offs, avoid new debt, and talk to a lender before you sign anything. The file that looks messy today can look clean by closing. Message me "PREP" and I'll build your runway.

— Cameron Budzius | NMLS #1807763
The Mortgage Firm | NMLS #189233 | Equal Housing Lender
Not a commitment to lend. All loans subject to credit approval.

The path from renting to owning is a checklist, not a mystery: know your credit, get pre-approved, map your down payment...
08/29/2026

The path from renting to owning is a checklist, not a mystery: know your credit, get pre-approved, map your down payment and closing-cost help, make an offer with a verified letter, then close. You can start step one today. Message me "START" and I'll tell you where you stand.

— Cameron Budzius | NMLS #1807763
The Mortgage Firm | NMLS #189233 | Equal Housing Lender
Not a commitment to lend. All loans subject to credit approval.

08/28/2026

🌎 Between economic uncertainty, inflation, and a constant stream of predictions about interest rates, trying to perfectly time the housing market can feel impossible. A better starting point is figuring out whether buying makes sense with the numbers you actually have today.

🏡 If you’ve been waiting because you’re unsure what happens next, let’s look at what your options are right now.

Address

110 Veterans Boulevard Suite 201A
Metairie, LA
70005

Website

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