Luella Hughes - Ruoff Mortgage #284787

08/17/2026

5.0 star review received on Experience.com for Luella Hughes by Rylee A C - Luella was great to work with! She made what can sometimes be a diffcult process, very smooth, enjoyable and kept us informed on every step. Thank you!!!

Read more: https://experience.com/reviews/luella-hughes-279454/69829b22-6c9c-4602-aca8-e99cdd4b973d?V=1786992871&utm_source=facebook&utm_medium=autopost&utm_content=13438506

08/17/2026

5.0 star review received on Experience.com for Luella Hughes by Kyle L L - just everything was great

Read more: https://experience.com/reviews/luella-hughes-279454/a2396665-4032-4d96-831c-60f07530de57?V=1786980611&utm_source=facebook&utm_medium=autopost&utm_content=13438057

08/08/2026

5.0 star review received on Experience.com for Luella Hughes by Page A S - Just over all great and very helpful with every step and explaining what papers I needed and for what reason!

Read more: https://experience.com/reviews/luella-hughes-279454/f140264c-4abb-4598-8bff-a807cbe68ffd?V=1786231443&utm_source=facebook&utm_medium=autopost&utm_content=13403539

07/22/2026

Debt to Income ratio measures an individual’s ability to make their monthly payment and repay debts. DTI is calculated by dividing a borrower’s total recurring monthly debt by their gross monthly income. Have questions about your DTI? Reach out! (440) 669-7538

06/30/2026

5.0 star review received on Experience.com for Luella Hughes by Stephanie A P - Luella was very knowledgeable and quick to respond to any questions we had! It was a pleasure working with her!

Click to see all 39 reviews of Luella Hughes, Ruoff Mortgage, Senior Loan Officer | NMLS # 284787 | Ruoff Mortgage NMLS # 141868

06/26/2026

06/24/2026

Ready to buy a home but not sure where to start? Start with a mortgage pre-approval—it sets your budget and gets you one step closer!
(440) 669-7538

06/22/2026

Having student loans does NOT automatically disqualify you from buying a home.
Many buyers successfully purchase homes while managing: • student loans • car payments • other monthly expenses
Lenders look at your overall financial picture, including income, debt, credit, and other factors. You may be more qualified than you think. Connect with me today! (440) 669-7538

06/19/2026

Today we honor Juneteenth. A time to honor Black history and culture, celebrate freedom, recognize our shared history, and continue striving toward a future built on opportunity, inclusion, and respect for all.

06/12/2026

Your dream summer hangout spot might be closer than you think…

With a few simple upgrades, like cozy seating, string lights, and a dedicated entertaining space, you can create a backyard you’ll actually use all season long.

Check out our latest blog for easy, budget-friendly ideas to transform your outdoor space.

Read more and start enjoying summer right at home!

With a few simple upgrades, like cozy seating, string lights, and a dedicated entertaining space, you can create a backyard you’ll actually use all season long.