06/03/2026
FHA loans are one of the most common paths to homeownership — and one of the most misunderstood.
Here's what FHA actually offers:
• As little as 3.5% down on a primary home
• Credit scores starting at 600 may qualify
• Sellers can contribute up to 6% toward closing
• A parent or relative can co-sign as non-occupying
At Union Capital Mortgage, FHA loans are processed in-house, which means faster answers and a real Ohio loan officer guiding you through. Swipe through and reach out when you're ready to talk specifics.