Union Capital Mortgage

Union Capital Mortgage Union Capital Mortgage, an Ohio Mortgage Bank, has the professional staff, technology and systems in

Chris was amazing and made buying a home for the first time not so intimidating and super organized. High recommend usin...
06/16/2026

Chris was amazing and made buying a home for the first time not so intimidating and super organized. High recommend using Union Capital Mortgage!!

VA loans are one of the most powerful — and most underused — programs in the mortgage world.If you're a veteran, active ...
06/15/2026

VA loans are one of the most powerful — and most underused — programs in the mortgage world.

If you're a veteran, active military, or military spouse:

🇺🇸 0% down payment on a primary home
🇺🇸 No monthly mortgage insurance
🇺🇸 Refinance up to 100% of your home's value
🇺🇸 VA Streamline (IRRRL) — no appraisal, no credit re-underwriting

Union Capital Mortgage is a VA Automatic Lender, which means we approve VA loans in-house. Faster answers and a loan officer who actually knows the program.

Three letters every homebuyer hears at some point: PMI.Private Mortgage Insurance is required on most conventional loans...
06/12/2026

Three letters every homebuyer hears at some point: PMI.

Private Mortgage Insurance is required on most conventional loans when you put less than 20% down. The thing most people miss: it protects the lender, not you. The good news — it usually drops off once you reach 20% equity in the home.

If you're weighing whether to put 20% down or move forward with less, PMI is one of the numbers your Union Capital Mortgage loan officer will walk through with you. There's no one right answer — it depends on your timeline, savings, and the home.

Summer is one of the busiest stretches of the year for Ohio home buying — and one of the most overwhelming.Here's a ques...
06/10/2026

Summer is one of the busiest stretches of the year for Ohio home buying — and one of the most overwhelming.

Here's a question worth answering before you talk to any lender: which of these describes your situation?

🏡 I have at least 5% for a down payment
🏡 I lack credit or only have a small amount saved for a down payment
🏡 I'm a military veteran, spouse, or active service member
🏡 I have low-to-moderate income and want an affordable loan
🏡 I want to build a new house
🏡 I want to repair and improve a house

Each of those situations points to a different loan program — and Union Capital Mortgage offers all of them. The first conversation isn't about rates. It's about which loan actually fits you.

Call (440) 585-5626 to talk to a loan officer.

Mike did a great job for us, everything went fast and smoothly.its the second time we used him and would certainly use h...
06/09/2026

Mike did a great job for us, everything went fast and smoothly.its the second time we used him and would certainly use him a third.

If the idea of starting a mortgage conversation feels overwhelming — it doesn't have to.Here's what your loan officer ac...
06/08/2026

If the idea of starting a mortgage conversation feels overwhelming — it doesn't have to.

Here's what your loan officer actually needs:

📋 Income: W-2s, recent pay stubs (typically 2 most recent years)
💰 Assets: Recent bank statements, retirement accounts
🆔 Identity: Driver's license or government-issued ID

That's the foundation. From there, your Union Capital Mortgage loan officer walks through anything else specific — self-employment income, gift funds, VA-eligible documentation.

The more prepared you are, the faster the conversation moves.

We've spent 30 years helping Ohio buyers find their way home.Since 1995, Union Capital Mortgage has worked with tens of ...
06/05/2026

We've spent 30 years helping Ohio buyers find their way home.

Since 1995, Union Capital Mortgage has worked with tens of thousands of clients across Northeast Ohio and beyond — first-time buyers, military families, growing families, downsizers, refinancers, and self-employed borrowers who needed real options.

Three offices. One personal approach to lending. Local loan officers who know the market.

When you're ready to talk, we're here. 📍 Westlake | Hudson | Grove City

FHA loans are one of the most common paths to homeownership — and one of the most misunderstood.Here's what FHA actually...
06/03/2026

FHA loans are one of the most common paths to homeownership — and one of the most misunderstood.

Here's what FHA actually offers:

• As little as 3.5% down on a primary home
• Credit scores starting at 600 may qualify
• Sellers can contribute up to 6% toward closing
• A parent or relative can co-sign as non-occupying

At Union Capital Mortgage, FHA loans are processed in-house, which means faster answers and a real Ohio loan officer guiding you through. Swipe through and reach out when you're ready to talk specifics.

Ron Szuch helped me the whole way through my loan process. Very knowledgeable and easy to work with. I would use him aga...
06/02/2026

Ron Szuch helped me the whole way through my loan process. Very knowledgeable and easy to work with. I would use him again and recommend as well to all my friends and family!

Summer 2026 is officially homebuying season — and pre-approval is the move that puts you ahead.A pre-approval letter tel...
06/02/2026

Summer 2026 is officially homebuying season — and pre-approval is the move that puts you ahead.

A pre-approval letter tells you:
• What you can actually afford
• What your monthly payment range looks like
• How serious sellers will see your offer

The spring rush is winding down and inventory is shifting. Buyers who walk in pre-approved are the ones writing offers this week, not next month.

If you've been waiting for the 'right time' to talk to a loan officer — this is it. Reach out to Union Capital Mortgage and let's run your numbers.

📍 Westlake | Hudson | Grove City

Address

2035 Crocker Road, Suite 200
Westlake, OH
44145

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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