Servicing every state with the exception of Texas- 1st time homebuyers, 2nd homes, investment properties - NMLS #214809 Todd SanGiovanni is a seasoned Mortgage Loan Officer with Annie Mac Mortgage. His knowledge is extensive, with over 30 years of experience in the mortgage industry and access to a multitude of loan products. He quickly and keenly identifies a client's lending needs and offers them practical and timely solutions. From first-time homebuyers to sophisticated real estate investors, Todd knows what products match an individual’s financial needs and goals. Todd is a Long Island native, dedicated to serving his community. Joseph's University, and he and his family still reside on Long Island. Todd is a member of several business groups tailored to educating potential clients regarding the current market forces and real estate trends. He is also actively involved in local networking and charitable fundraisers. Todd SanGiovanni is genuine, compassionate, and trustworthy, distinguishing him as a leader in his field, and highly regarded by his peers and clients alike.