09/18/2026
๐๐ฆ๐ Holiday Shopping + Mortgage Tip
The holidays are right around the corner, which means shopping, Black Friday deals, Christmas giftsโฆ and lots of โBuy Now, Pay Laterโ offers! ๐๏ธโจ
If youโre planning to buy a home in the coming months, hereโs a little mortgage tip to keep in mind:
Be careful with those โBuy Now, Pay Laterโ purchases! ๐ณ
Klarna โข Affirm โข Afterpay โข Zip โข PayPal Pay Later โข Apple Pay Later & others may need to be documented during the mortgage process.
If youโre using one of these services, we may need documentation showing:
โ๏ธ Current balance
โ๏ธ Monthly payment
โ๏ธ Payment status
โ๏ธ Remaining payments/due dates
โ๏ธ Borrowerโs name
And if youโve already paid it off, we may need documentation showing the account has a zero balance or has been completed.
๐ My advice? Enjoy the holiday season, but if buying a home is on your 2027 wish list, letโs talk BEFORE making big purchases or opening new accounts.
A little planning now can help make your future home-buying process much smoother. ๐กโค๏ธ
๐ฒ Have questions? Call or message me anytime! Iโm always happy to help you plan for your next move 330.475.3539