Brittany Adams, Senior Loan Officer Ruoff Mortgage #2299851. MLO.OH 2299851

07/11/2024

Ruoff Mortage is your top leader: local expertise, community focused, in-house service, and diverse loan programs. Let us turn your homeownership dreams into reality!

07/04/2024

Wishing you a star-spangled 4th of July filled with family, friends, and the comforts of HOME!

06/10/2024

Mortgages often require that you’ve had a two-year job history even if you have worked at multiple employers. Gaps in employment are relevant in the financial process, but you would be surprised how flexible mortgage guidelines are around employment history. Contact me for more information! I'm happy to answer any questions you may have.

06/07/2024

What's the role of earnest money and how can it protect your investment? Read this week's article from The Porch and find out!

Ruoff Mortgage - Protect Your Investment: The Role of Earnest Money in Homebuying

06/03/2024

In fact, a lot of people don’t have a 20% down payment. We offer several loans that can have very low down payments or no upfront costs at all. Most states also offer down payment assistance programs for borrowers with a low-to-median income.

05/27/2024

Ready to make homeownership dreams a reality, veterans? 🎖️ Discover the incredible benefits of VA loans in our latest blog post. No down payment, low-interest rates, and flexibility - it's all there! Plus, we bust some common myths about VA loans. Dive in now and take the first step towards your American dream! 💫

Discover the benefits of VA loans for veterans, active-duty service members, and their families. No down payment, low-interest rates, and flexible credit score requirements make VA loans an excellent option for financing your dream home. Busting common myths, explore how VA loans simplify homeowners...

05/08/2024

APR: More than just a random jumble of letters! ⚠️ It's the magic number that spells out the true cost of borrowing. Let's understand what APR really mean! 👀📈

05/04/2024

🏠 Don't let closing costs catch you off guard in the excitement of buying a home! From property taxes to title fees, they're an essential part of the process. But guess what? With a bit of savvy, you can turn them to your advantage. Learn how to navigate closing costs in our latest article.

Discover the hidden power of closing costs in your home buying journey! Dive into this insightful blog post to unveil the often-overlooked aspects of closing costs, from understanding the basics to leveraging them to your advantage. Learn how to navigate these expenses, negotiate effectively, and po...

04/27/2024

Ever wondered what DTI is? It stands for Debt-to-Income ratio, a crucial financial metric. DTI measures the percentage of your monthly income that goes toward paying debts. Understanding DTI is key to managing finances effectively! 💰💼

04/25/2024

Experience the magic of lower mortgage payments for the first two years with our exclusive 1/1 Buydown program! 🏠✨ Whether you're a first-time buyer or looking to refinance, let Ruoff Mortgage help you save and thrive in your dream home. Contact us to learn more!

04/24/2024

We're curious: when it comes to yard work, are you Team Pull Weeds or Team Mow Lawn? Drop your answer in the comments! 🌱💪🚜