Steve Gatermann - Mortgage Loan Officer - 455111

09/09/2026

https://www.keepingcurrentmatters.com/2026/09/02/think-new-homes-cost-more-not-right-now/

Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards.

09/04/2026

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09/02/2026

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Getting the keys is just the beginning. Your first month as a homeowner is the perfect time to establish good habits: confirm your first mortgage payment date, set up utilities, tackle immediate maintenance, and locate essentials like your water shutoff, electrical panel and HVAC filters. A little p...

08/28/2026

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08/21/2026

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Discount points mean paying more upfront for a lower interest rate. For some homeowners, the long-term savings make sense; for others, keeping cash available for a down payment, repairs, or other priorities may be better. The right choice depends on your goals, timeline, and how long you’ll keep t...

08/17/2026

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08/07/2026

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If you're planning to buy a home, paying down revolving debt before applying may strengthen your financial profile and improve your borrowing options. At the same time, it's important to balance paying down debt with saving for your down payment and closing costs. Have questions about your situation...

08/03/2026

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Buying a home? Once you're under contract, it's important to keep your finances steady until closing. Avoid opening new credit accounts, financing large purchases, or increasing your credit card balances, as these changes could impact your loan approval.

07/28/2026

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U.S. home prices increased 0.6% from April to May, bringing the three-month gain to 2.1%. After adjusting for seasonal trends, however, prices were essentially flat. Even so, home values remain 1.1% higher than they were a year ago.

07/22/2026

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Summer has long been one of the busiest seasons for moving, and it's easy to see why. With more homes typically on the market, buyers and sellers often have more opportunities to find the right fit. Whether it's a job change, a growing family, or simply taking advantage of the season, summer remains...