Elder Agency

09/25/2026

🐾 FUN FRIDAY: Which Life Event Should Have You Thinking About Life Insurance?

Which of these is a good time to review your life insurance?

A. 💍 Getting married
B. 🏡 Buying a home
C. 👶 Having a baby
D. 💼 Starting a business
E. All of the above

Comment your answer below! 👇

Otto’s Tip: Life changes—and your insurance needs can change right along with it.

09/24/2026

Think life insurance is too expensive, only for parents, or unnecessary if you have coverage through work? Think again. Give us a call to discuss further! 906-228-9292

By Kate Nasser Summary Life insurance is one of those topics many people know is important but may put off because of misconceptions about cost, eligibility, or who actually needs coverage. Some assume life insurance is only necessary for parents with young children. Others believe it is too expensi...

09/18/2026

There are 5 Life Events That Should Trigger a Life Insurance Review — Marriage, new baby, buying a home, changing jobs, and retirement. Give us a call for a review! 906-228-9292

09/16/2026

Term or permanent life insurance—which one fits your needs?

The answer depends on your family, financial responsibilities, budget, and long-term goals. Our latest article breaks down the key differences between term and permanent life insurance and explains what U.P. families should consider when reviewing their coverage.

Read the article, then contact our agency if you'd like help exploring your life insurance options.

By Shelly Malay Summary Life insurance can help provide financial protection for the people who depend on you, but choosing a policy involves more than simply deciding how much coverage to buy. One of the biggest decisions is whether term life insurance, permanent life insurance, or a combination of...

09/11/2026

Reach out today! Your life insurance rate is based on many factors, but your age is a big part of it. Give us a call today to not only guarantee your insurability, but to get your rate locked in before you are another year older. 906-228-9292

09/08/2026

Our latest article walks through the key questions to consider when determining an appropriate amount of life insurance for your family. Read the article, then contact our agency if you'd like help reviewing your coverage.

Written by Kate Nasser Summary Life insurance can help provide financial stability for the people who depend on you, but determining how much coverage you need isn’t always as simple as choosing a round number. The right amount depends on your income, debts, family responsibilities, future goals, ...

09/04/2026

Fun Friday Insurance Myth!

Myth: I have life insurance through work. I don't need another policy.

Reality: Your employer owns this policy and in most cases, it does not follow you if you leave your place of employment. It is also usually not enough coverage in the event you don't make it home.

Give us a call to assess your family's needs and get you a policy YOU own! 906-228-9292

09/01/2026

To kick off Life Insurance Awareness month, we want to start the conversation. When was the last time you reviewed your life insurance?

By Julie Cygan Summary September is Life Insurance Awareness Month, making it an ideal time to think about how financially prepared your loved ones would be if something happened to you. Life insurance can help replace income, pay debts, cover final expenses, protect a family’s home, support child...

08/28/2026

Fun Friday Insurance Myths in honor of Life Insurance Awareness month starting soon!

08/25/2026

We may still be enjoying summer in the UP, but we all know what's coming. 🍂❄️

Before the first freeze catches us by surprise, there are a few things worth checking around the house including your roof, furnace, pipes, trees, generator, and insurance coverage.

We've put together 7 simple checks to help UP homeowners get ready for fall and winter. Take a look before you're digging out the snow shovel!

By Jessica Nancarrow Summary Late August in Michigan’s Upper Peninsula can still feel like summer, but fall—and the first freezing temperatures—can arrive sooner than many homeowners expect. Taking a little time now to inspect your home, address maintenance concerns, and review your insurance ...