Chad Burtrum, Financial Services Professional with Nylife Securities LLC

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Chad Burtrum, Financial Services Professional with Nylife Securities LLC Registered Representative offering securities, products, and services through NYLIFE Securities LLC Washington St. I am not licensed in all jurisdictions.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. I am an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies. Additionally, I am a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency and a New York Life Company.

906-212-3021
Office: 517-347-4331
Text: 517-816-3381
148 W. Marquette, MI 49855

Neither Horizon Financial Services, nor New York Life Insurance Company, or its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. Horizon Financial Services is not owned or operated by New York Life Insurance Company or its affiliates. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.

Getting a raise doesn't always mean having more money to spend or save. New research shows that rising debt payments are...
11/12/2026

Getting a raise doesn't always mean having more money to spend or save. New research shows that rising debt payments are consuming a significant portion of Americans' income gains. This CNBC article explores the growing impact of debt and offers practical tips for keeping it manageable.

Read the article: https://cnb.cx/4A0DLPv

Looking for a little more certainty with your money?Check out this guaranteed interest rate. Contact me today!
11/10/2026

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
Contact me today!

If you're years into an income-driven repayment plan and working toward student loan forgiveness, there is an important ...
11/09/2026

If you're years into an income-driven repayment plan and working toward student loan forgiveness, there is an important number you may not have been tracking: The potential tax bill at the end.

The federal tax break on most student loan forgiveness expired at the end of 2025. For some borrowers, that means planning for the potential tax bill.

Life changes. But sometimes beneficiary designations don’t change with it.This Kiplinger article is a helpful reminder o...
10/29/2026

Life changes. But sometimes beneficiary designations don’t change with it.

This Kiplinger article is a helpful reminder of why it is so important to periodically review the beneficiaries on your retirement accounts, life insurance policies, and other accounts to make sure they still reflect your wishes.

Check out the article here:

https://bit.ly/4ByH5lI

If you have questions about your own beneficiary choices, send me a message.

You can secure your children's future without giving them unrestricted access to a windfall. Help protect your legacy fr...
10/26/2026

You can secure your children's future without giving them unrestricted access to a windfall. Help protect your legacy from poor decisions and creditors.

You can secure your children's future without giving them unrestricted access to a windfall. Protect your legacy from poor decisions and creditors.

Learn about the common mistakes made in filing the FAFSA and how to help avoid them.
10/22/2026

Learn about the common mistakes made in filing the FAFSA and how to help avoid them.

I barely scratched the surface with my previous column about filling out the 2027-2028 Free Application for Federal Student Aid (FAFSA). Here’s more from my interview with Mark Kantrowitz, financial aid expert and author of “How to Appeal for More College Financial Aid”: Q. What are some commo...

Warren Buffett, Beyoncé, Jay-Z and Shaquille O’Neal have all shared their thoughts on inheritance—and their approaches m...
10/15/2026

Warren Buffett, Beyoncé, Jay-Z and Shaquille O’Neal have all shared their thoughts on inheritance—and their approaches may surprise you.

This Kiplinger article looks at how several well-known people think about passing wealth to the next generation, and raises an interesting question: What do you want the wealth you’ve built to do for the people you care about?

Check out the article here:

https://bit.ly/3UnJZsW

If it gets you thinking about your own plans, send me a message.

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Marquette, MI

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