Cherice Cothran - Senior Mortgage Banker for Home Loans - NMLS #190171

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United States
Marietta, GA
Cherice Cothran - Senior Mortgage Banker for Home Loans - NMLS #190171

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Mortgage Banker - 30 yrs experience. Residential Real Estate financing. Credit analysis expert.

10/31/2026

🎃🏡 Don't let Halloween myths haunt your homeownership dreams! 👻✨

Skip the tricks and discover the treats that could help you become a homeowner. 🍬🔑 Reach out today to explore your options!

🎃🏠🍬👻

10/29/2026

Bringing cash to closing is one of the biggest hurdles for many homebuyers.

That's why it's worth understanding seller concessions. In some situations, a seller may agree to cover certain closing costs, helping reduce the amount a buyer needs to bring to the closing table.

This video walks through one example of how seller concessions can impact cash to close. Every transaction is different, but it's a strategy worth discussing when you're buying a home.

10/26/2026

🏡✨ Self-employed, freelance, or gig worker?

Traditional pay stubs aren't your only option! 💼 We offer mortgage solutions that can use bank statements to verify income, helping more buyers achieve homeownership. 🔑🏠

📞 Let's connect and explore your options today!

🏡💙✨

10/24/2026

🌾🏡 Dreaming of more space and a quieter lifestyle? A USDA loan could help make it happen!

If you're planning to buy a home in an eligible rural area, a USDA loan offers benefits that can make homeownership more affordable. 💰✨ With flexible financing options and low upfront costs, it may be a great fit for qualified buyers looking to put down roots.

✅ Affordable financing options
✅ Purchase in eligible rural communities 🌳
✅ Make your homeownership goals a reality 🏡💙

Not sure if you qualify? 📞 Contact me today to discuss your eligibility and explore your options!

🌾🏠🔑✨💙

10/18/2026

Want to maximize your homebuying power? Before applying for a mortgage, it's important to understand how your existing debt may affect your loan options. A little preparation today can help put you in a stronger position when you're ready to buy.

Let's create a plan that works for your goals.

10/16/2026

🎁🏡 Using gift funds for your down payment?

They can help make homeownership more affordable! 💙 Understanding who can provide the gift and what documentation is needed can help keep your purchase on track.

📞 Contact me today to learn more about using gift funds for your home purchase! 🔑✨

🏡💙🎉

10/13/2026

🏡✨ Still searching for your dream home? Why not create it instead!

A renovation can turn a house you like into the home you love. 🔨💙 Whether you're updating a kitchen, adding more space, or giving your entire home a fresh new look, the right financing can help bring your vision to life.

💡 Ready to transform your ideas into reality? Contact me today to explore renovation financing options and take the first step toward your dream home! 🏠✨

🔨🏡💙✨

10/11/2026

🏡✨ Thinking about buying a newly built home?

Builder incentives could make homeownership more affordable than you think! 💰 From lowering upfront costs to reducing your monthly payment, many builders offer valuable perks such as:

✅ Closing cost assistance
✅ Interest rate buydown opportunities 📉
✅ Builder-funded incentives and savings 🎉

Many buyers are surprised by how much these programs can improve affordability and help make their dream home a reality. 🏠💙

🔗 Explore your options, including construction financing, and see what's possible.

🏡🔑✨

10/08/2026

🏡📉 Waiting for the “perfect” mortgage rate? It might seem like the smart move, but the housing market doesn't move in a straight line. Rates are only one piece of the puzzle. Home prices, inventory levels, and buyer competition all impact affordability.

✅ The best time to buy is when you are financially ready. And remember, if rates drop later and you qualify, refinancing could help you take advantage of future savings.

🔑 Focus on your goals, not just the rate.

🏠✨

10/07/2026

Affordability is about more than mortgage rates. This week's Mortgage Monitor explores how monthly payments, financing options and transaction terms can help buyers evaluate the full financial picture. Read the latest article to learn more: https://ow.ly/8fMa30sZEEs

Address

1850 Parkway Place Suite 400
Marietta, GA
30067

Telephone

(404) 403-5531

Website

https://bankers.amerisbank.com/ga/marietta/cherice-cothran-190171

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