09/04/2026
Your payment is more than just principal and interest. It also includes property taxes, homeowners insurance, and sometimes mortgage insurance or HOA dues. When you add it all up, the real number can look different than the one you saw on a quick online calculator.
That's why I walk you through the full picture early β when you're still deciding what you're comfortable with. You'll know exactly what your payment looks like, what's built into it, and how it fits your budget. No guessing, no last-minute shock.
The closing table should be exciting, not the moment you learn what you actually owe each month. Let's get you that number early, so every step after feels solid.
π² Matt Burke NMLS #658818
Affinity Home Lending