11/04/2026
A low rate on your current mortgage is worth keeping in mind. It doesn’t tell you by itself whether moving to a smaller home would cost more each month.
The amount you’d borrow matters too. So do the new home’s taxes, insurance, association dues, and the equity you choose to put into the purchase.
I’d compare the actual monthly cost of staying with the actual monthly cost of moving. Then we can account for selling expenses, purchase costs, and the cash you’d keep.
Sometimes the numbers support the move. Sometimes staying makes better sense. You deserve to see the comparison before ruling out a home that might fit your life better.
Call me at 404-434-1425, and let’s run both versions.
Matt Burke NMLS #658818
Affinity Home Lending