Marietta Home Loans Team

06/07/2026

Sunday night always hits a little different.

The weekend's winding down, the week's about to fire up, and if buying a home is on your mind, this is the perfect time to map out your next move.

Here's the thing: some people find the perfect house and then try to figure out their financing, but the smart play is getting your numbers locked in first.

So let's knock out the easy part.

A quick conversation now means you're ready to move fast when the right place shows up.

Give me a call – 678-463-5409 and let's run the numbers.

Erik Waterman NMLS # 158339
Marietta Home Loans

06/04/2026

This was a great closing day with great people- and a big thank you to realtor Patty Kendrick for being a true pro through the whole deal!

Here's the thing: a smooth closing is a team sport. When the agent, the buyer, and the lender are all communicating and on the same page, the finish line feels like a celebration instead of a scramble - and that's exactly how this one went.

Patty kept her client informed every step, we kept the loan moving, and we knocked it out together.

That's what we do.

Realtors, if you want a lending partner who closes fast and keeps your clients happy, let's talk - 678-463-5409.

Erik Waterman NMLS # 158339
Marietta Home Loans
powered by Affinity Home Lending

06/02/2026

In case you haven’t heard….

For my qualified buyers, I’m lowering your rate by 1% for the first YEAR.

The only catch is we have to lock your rate by June 30, 2026.

Give me a call and let’s run the numbers!

Let me break down how this works because it's simpler than you think.

You qualify at your full permanent rate - let's say 6.75%. But for the entire first year, you only pay interest at 5.75%. The aren't hidden costs for the buyer OR seller.

On a $400,000 loan, that's thousands you keep in your pocket year one.

Then in year two, your payment adjusts to the permanent rate you already qualified for, so there's no surprise.

This isn't an ARM or anything complicated - it's just relief when you need it most, right after closing. I'm offering this at no cost to you right now on new purchases. That's what we do at Marietta Home Loans - find ways to make homeownership work for real people.

Let's talk about it. My number is 678-463-5409 and I'd be happy to talk anytime.

Erik Waterman NMLS # 158339

05/29/2026

Most closings that fall apart don't fall apart because of something that happened before pre-approval.

They fall apart because of what the buyer did after.

New debt, a job change, or a large unexplained deposit in your bank account can flag your file in underwriting and stop everything cold.

Your lender isn't just checking your finances once — they're monitoring all the way to closing day.

🫡 So stay disciplined for that short window: don't open new credit, don't finance anything, and call your loan officer before you move large sums of money around.

Get the keys first. Then celebrate.

If you're a first-time buyer and want to know exactly what to expect from pre-approval to closing, give me a call at
678-463-5409 or visit mariettahomeloans.com.

Erik Waterman NMLS # 158339
Marietta Home Loans

05/25/2026

Today is not about sales or celebrating.

It’s about remembering the men and women who gave their lives in service to this country and the families who carry that loss every day.

We remember them today with gratitude, respect, and humility. Their sacrifice will never be forgotten.

05/24/2026

We closed another loan for repeat clients, and this review from them says it all.

We don't just close one loan and disappear, we build relationships that last.

Nancy keeps the underwriting process moving, and I make sure you understand every step along the way. When clients come back to us for their second, third, and fourth loans, that tells you everything you need to know.

If you're ready to become a homeowner or move up to your next property, give me a call at 678-463-5409.

Erik Waterman NMLS # 158339
Marietta Home Loans

05/21/2026

If you haven't looked at refinancing lately, you might be missing out.

Has your credit improved since you bought your home? You might drop PMI or qualify for a better rate.

Let's run the numbers and see what refinancing could save you.

Give me a call - 678-463-5409.

Erik Waterman NMLS # 158339
Marietta Home Loans

05/19/2026

Let me break down how this works because it's simpler than you think.

You qualify at your full permanent rate - let's say 6.75%. But for the entire first year, you only pay interest at 5.75%. The aren't hidden costs for the buyer OR seller.

On a $400,000 loan, that's thousands you keep in your pocket year one.

Then in year two, your payment adjusts to the permanent rate you already qualified for, so there's no surprise.

This isn't an ARM or anything complicated - it's just relief when you need it most, right after closing. I'm offering this at no cost to you right now on new purchases. That's what we do at Marietta Home Loans - find ways to make homeownership work for real people.

Let's talk about it. My number is 678-463-5409 and I'd be happy to talk anytime.

Erik Waterman NMLS # 158339

05/15/2026

A lot of people are still trying to perfectly time the market.

But the buyers winning right now are usually the ones focused on payment strategy, negotiation opportunities, and long-term goals instead of headlines.

There’s more than one way to structure your loan
You just need a plan built around your situation.

I can help you build the right plan for you. Send me a message and let's run your numbers.

Erik Waterman
Marietta Home Loans
678-463-5409

05/13/2026

Right now, I'm offering my buyers a temporary rate buydown to ease into their mortgage with a 1% lower interest rate for the first year.

For some families, that breathing room can make a big difference helping them get into the home they want now instead of waiting on the market.

And no — this isn't passed to the seller to pay, there are no hidden fees, and it's not buried anywhere in the loan.

Must lock your rate by June 30, 2026! Call me and let's get the ball rolling. 678-463-5409