Gary McIntyre Homeowners Financial Group MLS# 452459

Gary McIntyre Homeowners Financial Group MLS# 452459 Over 30 years of mortgage industry experience and a lifetime of exploring Minnesota and Wisconsin MLS #452459 with Homeowners Financial Group

Buy now, pay later services like Affirm, Klarna, and Afterpay will soon be factored into FICO credit scores. While they ...
06/08/2026

Buy now, pay later services like Affirm, Klarna, and Afterpay will soon be factored into FICO credit scores. While they make it easy to split purchases into smaller payments, they can also affect your debt-to-income ratio and potentially delay or derail your mortgage approval.

If homeownership is your goal, let's discuss how these pay later services can impact the buying process!
https://myoc.io/gmcintyre

NMLS # 452459

This week’s national housing data points to a market that is active but still highly rate-sensitive. Mortgage rates move...
06/08/2026

This week’s national housing data points to a market that is active but still highly rate-sensitive. Mortgage rates moved higher at the end of the week, inventory is improving, and sellers are showing more realism on pricing. Buyers have more options than they did a year ago, but affordability remains the central conversation.

https://myoc.io/gmcintyre

NMLS # 452459

Rates have started to ease, and that’s opening the door for more buyers to make their move. If you’ve been waiting for t...
06/01/2026

Rates have started to ease, and that’s opening the door for more buyers to make their move. If you’ve been waiting for the right moment, this could be it. Let’s explore your options together.
https://myoc.io/gmcintyre

NMLS # 452459

No matter the season, there’s always something to be thankful for — especially the place you call home. Homeownership gi...
05/25/2026

No matter the season, there’s always something to be thankful for — especially the place you call home. Homeownership gives you more than a roof over your head. It’s stability, comfort, and a foundation to build your future on.
https://myoc.io/gmcintyre

NMLS # 452459

Today we pause to remember and honor those who gave their lives in service. Wishing you a safe, meaningful Memorial Day ...
05/25/2026

Today we pause to remember and honor those who gave their lives in service. Wishing you a safe, meaningful Memorial Day with time to reflect—and time at home with the people you love.
https://myoc.io/gmcintyre

NMLS # 452459

When it comes to buying a home, there’s no such thing as a bad question. We’re here to answer them all—so you can move f...
05/18/2026

When it comes to buying a home, there’s no such thing as a bad question. We’re here to answer them all—so you can move forward with confidence and clarity.

Ask away. Your journey starts here.
https://myoc.io/gmcintyre

NMLS # 452459

Looking to buy this summer? Whether it’s your first home or your forever home, you don’t have to navigate it alone.At Ho...
05/11/2026

Looking to buy this summer? Whether it’s your first home or your forever home, you don’t have to navigate it alone.
At Homeowners Financial Group, we guide you every step of the way:
• Personalized loan options
• Simple digital tools
• Real answers from real people
Let’s make this summer the one you come home. Message me to get started!
https://myoc.io/gmcintyre

NMLS # 452459

Celebrating the moms, stepmoms, grandmas, aunties, and mother-figures who make life feel steady, safe, and loved—like ho...
05/10/2026

Celebrating the moms, stepmoms, grandmas, aunties, and mother-figures who make life feel steady, safe, and loved—like home.
https://myoc.io/gmcintyre

NMLS # 452459

Owning a home isn’t just about having your own space; it’s a powerful step toward building your net worth. You can creat...
05/04/2026

Owning a home isn’t just about having your own space; it’s a powerful step toward building your net worth. You can create memories, build equity, and gain financial control, all while having a place to call your own.

Curious about what you could afford? Let’s chat.
https://myoc.io/gmcintyre

NMLS # 452459

When rates move, the market responds. A recent dip means more buyers are stepping back in — and you don’t want to miss y...
04/27/2026

When rates move, the market responds. A recent dip means more buyers are stepping back in — and you don’t want to miss your window. Let’s find the home that fits you best.
https://myoc.io/gmcintyre

NMLS # 452459

Address

3037 Standridge Place
Maplewood, MN
55109

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