Michael Cardenas - Supreme Lending

Michael Cardenas - Supreme Lending NMLS #224686
Licensed in MN, WI and FL
Supreme Lending - NMLS #2129

Homes that need work are often overlooked by buyers who are unsure how renovations can be financed. 📝Renovation loans al...
09/02/2026

Homes that need work are often overlooked by buyers who are unsure how renovations can be financed. 📝

Renovation loans allow you to combine the purchase and improvement costs into one mortgage, which can expand your buying opportunities and help you build equity faster.

Sometimes the best homes are the ones that simply need vision and the right financing strategy.

Let’s talk if you are open to homes that need updates. 📲

Loan program eligibility, terms, and conditions apply. Not all borrowers will qualify. This is not a commitment to lend. Rates, terms, and availability may vary.

https://myoc.io/bPhsvOLQybe

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Buyers Find Leverage - that and more in this week's Market Update
08/31/2026

Buyers Find Leverage - that and more in this week's Market Update

A weekly email detailing the weeks mortgage, real estate and business news.

Buying a home starts with understanding what fits comfortably into your budget . That’s where I come in—I’ll walk you th...
08/28/2026

Buying a home starts with understanding what fits comfortably into your budget . That’s where I come in—I’ll walk you through your options, explain the numbers in plain English, and help you feel confident about the path forward. No guesswork, just clear guidance. Ready to crunch the numbers together? Send me a message and let’s get started!

https://myoc.io/bPhsvOLQybe

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Getting started with a home loan doesn’t have to feel overwhelming when you break it into clear, manageable steps. A lit...
08/26/2026

Getting started with a home loan doesn’t have to feel overwhelming when you break it into clear, manageable steps. A little preparation upfront can make the process smoother, faster, and far less stressful. When you understand where you stand financially, you can move forward with confidence instead of guesswork.

If you’re ready to take the next step, let’s connect and create a plan that works for you — send me a message and we’ll get started.

https://myoc.io/bPhsvOLQybe

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

More Inventory, More Opportunity -- that and more in this week's Market Update
08/24/2026

More Inventory, More Opportunity -- that and more in this week's Market Update

A weekly email detailing the weeks mortgage, real estate and business news.

Rates Find Relief -- that and more in this week's Market Update
08/17/2026

Rates Find Relief -- that and more in this week's Market Update

A weekly email detailing the weeks mortgage, real estate and business news.

08/13/2026

Check out this market snapshot video for a recap of last month's housing stats for Minneapolis-St. Paul. There's great information in here for both buyers and sellers.

Before diving into the homebuying process, there's one crucial step: talking to a lender. Understanding your financial o...
08/12/2026

Before diving into the homebuying process, there's one crucial step: talking to a lender. Understanding your financial options sets you on the right path.

Ready to explore your possibilities? Contact me today, and let's get started on your homeownership journey!

https://myoc.io/bPhsvOLQybe

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Market Breaks Higher -- that and more in this week's Market Update
08/10/2026

Market Breaks Higher -- that and more in this week's Market Update

A weekly email detailing the weeks mortgage, real estate and business news.

When navigating today's complex housing market, finding the right financing option can often feel like solving a difficu...
08/05/2026

When navigating today's complex housing market, finding the right financing option can often feel like solving a difficult puzzle. While traditional loan products serve many homebuyers, unique financial scenarios require a more diverse set of tools.

Supreme Lending provides a comprehensive suite of niche, specialty, down payment assistance, and traditional mortgage products. Whether you are exploring alternative income documentation, investigating community assistance programs, or looking for specialized property financing, these solutions are designed to help more individuals and families achieve their homeownership goals. I'm here for any questions you might have!

https://myoc.io/bPhsvOLQybe

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Address

322 County Road D E
Saint Paul, MN
55117

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16122472006

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