Michael Cardenas - Supreme Lending

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Michael Cardenas - Supreme Lending NMLS #224686
Licensed in MN, WI and FL
Supreme Lending - NMLS #2129

Thinking about buying a home but not sure how much you’ll need for a down payment? 🏡Here’s a quick look at the minimum d...
10/14/2026

Thinking about buying a home but not sure how much you’ll need for a down payment? 🏡

Here’s a quick look at the minimum down payment requirements by loan type and credit score. Every situation is unique, so let’s review your goals and find the best path to homeownership.

📲 Reach out anytime. I’m here to help!

All loans subject to credit approval. Program terms and conditions are subject to change without notice. Minimum down payment and credit score requirements vary by product and individual borrower circumstances. This is not a commitment to lend.

https://myoc.io/bPhsvOLQybe

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Buyers Get Selective -- that and more in this week's Market Update
10/12/2026

Buyers Get Selective -- that and more in this week's Market Update

A weekly email detailing the weeks mortgage, real estate and business news.

Every successful season starts with a solid game plan. 🏈Whether you're buying your first home or your next one, let's ma...
10/09/2026

Every successful season starts with a solid game plan. 🏈

Whether you're buying your first home or your next one, let's map out a financing strategy that fits your goals.

Send me a message and let's get started. 📲

Loan program eligibility, credit approval, and property requirements apply. Not all borrowers will qualify. This is not a commitment to lend.

https://myoc.io/bPhsvOLQybe

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Homeownership can be about more than having a place to call your own. 🏡 As you pay down your mortgage and potentially bu...
10/07/2026

Homeownership can be about more than having a place to call your own. 🏡 As you pay down your mortgage and potentially build equity over time, your home can become an important part of your long-term financial picture. If you’re wondering what it could take to go from renting to owning, send me a message and let’s explore your financing options!

https://myoc.io/bPhsvOLQybe

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Fall Market Adjusts -- that and more in this week's Market Update
10/05/2026

Fall Market Adjusts -- that and more in this week's Market Update

A weekly email detailing the weeks mortgage, real estate and business news.

Fall in love with your dream home this season! The leaves are changing, and maybe it's time for a change of scenery for ...
09/30/2026

Fall in love with your dream home this season!

The leaves are changing, and maybe it's time for a change of scenery for you too! 🍁

https://myoc.io/bPhsvOLQybe

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Buyers Stay Selective -- that and more in this week's Market Update
09/28/2026

Buyers Stay Selective -- that and more in this week's Market Update

A weekly email detailing the weeks mortgage, real estate and business news.

If you're hoping to buy a home before the end of the year, now is a great time to start planning. ⏱️Let's talk through y...
09/25/2026

If you're hoping to buy a home before the end of the year, now is a great time to start planning. ⏱️

Let's talk through your options and build a strategy that fits your timeline.

Reach out today to get started. 📲

Loan program eligibility, credit approval, and property requirements apply. Not all borrowers will qualify. This is not a commitment to lend.

https://myoc.io/bPhsvOLQybe

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Thinking about buying a home? 🏡 Your mortgage options depend on a few key factors, like credit score, income, and down p...
09/23/2026

Thinking about buying a home? 🏡 Your mortgage options depend on a few key factors, like credit score, income, and down payment. The good news? Some loans offer low down payment options, and there are options for different financial situations! Let’s go over your numbers and find the best path to homeownership. 💬 Send me a message to get started!

https://myoc.io/bPhsvOLQybe

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Rates Reshape Fall -- that and more in this week's Market Update
09/21/2026

Rates Reshape Fall -- that and more in this week's Market Update

A weekly email detailing the weeks mortgage, real estate and business news.

Address

322 County Road D E
Saint Paul, MN
55117

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16122472006

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