http://Www.ContractForDeedLLC.Com/

Contract For Deed LLC, 2607 White Bear Avenue, Maplewood, MN (2026)

06/02/2026

Mike Arvold was the traditional lender on this deal. Traditional financing didn't work. So he used his other tool. And the deal closed. 🔑

This clip is from Brady Holland's podcast at Obvious Real Estate — and it's one of the most important stories we've shared publicly about how Contract for Deed LLC works in the real world.

Here's what makes it different from anything else we've posted:

Mike Arvold — co-founder of Contract for Deed LLC — is also a traditional lender.

On this deal, Mike was the lender. Brady Holland of Obvious Real Estate was the agent. They had a mutual client who wanted to buy a home. Mike worked the file. He tried everything available through traditional financing.

It didn't work.

Most lenders close the file there. Mike didn't.

Because Mike also co-founded Contract for Deed LLC — built specifically for buyers who the traditional mortgage system wasn't designed for. When traditional financing couldn't make it work, he had a path forward that most lenders don't.

Contract for Deed in Minnesota.

The deal closed. The client got their keys.

Brady watched it all happen — from the moment traditional financing failed to the moment the client got their keys. And he was willing to sit down on his podcast and talk about it publicly.

That's not a sales pitch. That's two professionals telling a real story about a real client.

WHAT THIS MEANS FOR YOU

For buyers: if you've been turned down by a traditional lender in MN or WI — it may not be over. Call us. We try every option before we close the file.

For Realtors: before you walk away from a deal that's falling apart at the financing stage — call Mike. His commission doesn't change whether he closes it with a traditional loan or a Contract for Deed. And he may be able to do both.

📻 Full episode: Brady Holland's podcast at Obvious Real Estate — link in bio
📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Contract for Deed MN | Land Contract WI | Brady Holland Obvious Real Estate | Traditional Lender Alternative Financing | Deal Saved MN

05/30/2026

Self-employed in MN or WI and a bank said no to your mortgage? I'm Mike Arvold — co-founder of Contract for Deed LLC. And I want to talk to you directly. 💼

I've spent years working in real estate and alternative financing here in Minnesota and Wisconsin. And one situation I see more than almost any other is a self-employed buyer — someone who has built something real, earns real income, has a real down payment — getting turned down by a traditional lender.

Not because they can't afford the home.
Not because they aren't ready to own.
Because the bank sees their tax return.

Not their full picture. Just the tax return.

HERE'S WHY THAT HAPPENS

Traditional mortgage underwriting was built around W-2 income — a steady paycheck from a single employer, documented over two years. If you're self-employed — as a business owner, contractor, consultant, freelancer, or any other independent worker here in MN or WI — your income doesn't fit that model.

Here's the part that frustrates me most: if you've written off legitimate business expenses — which is exactly what a smart business owner should do — your taxable income on paper looks lower than what you actually earn. The bank punishes you for doing exactly what you're supposed to do.

That's not a character flaw. That's a system problem.

WHY I CO-FOUNDED CONTRACT FOR DEED LLC

Eric Hermanson and I built Contract for Deed LLC here in Minnesota and Wisconsin because we kept seeing capable, motivated buyers being failed by a system that wasn't designed for the way they work.

We don't underwrite based on a tax return. We look at your full picture — your actual income, your stability, your down payment, and your genuine readiness to own a home in MN or WI.

For some self-employed buyers, Contract for Deed (MN) or Land Contract (WI) may provide a path forward that traditional lenders simply can't offer:

✅ No W-2 requirement — I look at real income, not just what's on paper
✅ No rigid two-year business history required
✅ Every situation explored individually
✅ Fast closings — often 10–14 days when you're ready
✅ No judgment — just an honest conversation about what's possible

The bank sees your tax return.
I want to see your full picture.

If that's what you've been looking for — call me.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

FOR REALTORS — if you have a self-employed client who's been denied, give me a call before you walk away. Your commission doesn't change. I may be able to close what the bank couldn't.

Contract for Deed MN | Land Contract WI | Self-Employed Home Buyer MN | Alternative Financing Minnesota | Self-Employed Mortgage Denied WI

05/28/2026

Think Contract for Deed LLC only finances single family homes? We've financed churches. Commercial buildings. And yes — racetracks. 🏎️ Here's our philosophy.

I'm Eric Hermanson, co-founder of Contract for Deed LLC — and one of the things that surprises buyers, investors, and Realtors most when they first learn about us is the range of property types we'll consider financing.

Most people assume Contract for Deed is a single family home product. And while that's our bread and butter here in Minnesota and Wisconsin — it's far from the whole story.

HERE'S WHAT WE'LL CONSIDER

At Contract for Deed LLC, our philosophy is simple: if the deal makes sense, we'll look at it. That means we've worked with buyers and investors across a much wider range of property types than most people expect:

🏡 Single family homes — our most common transaction in MN and WI
🏘️ Multi-family properties — duplexes, triplexes, small apartment buildings
🏢 Commercial buildings — office spaces, retail, mixed-use properties
⛪ Churches and places of worship — yes, really
🏭 Industrial and warehouse properties
🌾 Agricultural land and rural properties in MN and WI
🏎️ Racetracks — because if the deal makes sense, we'll look at it
📦 And more — if your property doesn't fit a traditional lender's approved list, that's exactly the kind of conversation we want to have

WHY WE APPROACH IT THIS WAY

Traditional lenders have rigid property type requirements. If your property doesn't fit their approved list — they say no before they've even looked at the full picture. That rigidity costs buyers, investors, and Realtors deals they should be able to close.

We work differently.

At Contract for Deed LLC, we start every conversation by looking at the full picture — the property, the buyer or investor, the deal structure, and whether it makes sense for everyone involved. Through Contract for Deed (MN) or Land Contract (WI), if it makes sense — we'll do everything we can to try to find a path forward.

We can't promise we'll finance every property type in every situation. Every deal is different and we look at each one individually. But we will always pick up the phone and have an honest conversation about what might be possible.

FOR REALTORS IN MN AND WI

If you have a client trying to purchase a property that a traditional lender won't touch — give us a call before you give up on the deal. Your commission doesn't change. And we might be able to do what the bank couldn't.

If it makes sense — we'll look at it.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Contract for Deed MN | Land Contract WI | Alternative Financing Any Property MN | Commercial Contract for Deed | Creative Financing MN WI

05/26/2026

MN and WI Realtors — I'm Mike Arvold, co-founder of Contract for Deed LLC. And I want to show you how to close 12 more deals this year without finding a single new client. 💰

Here's something I want every Realtor in Minnesota and Wisconsin to think about:

How many deals did you lose last year because your buyer couldn't get bank approved?

One per month is 12 deals. At a typical commission on a $300,000 home — that's potentially $54,000 in income that walked out the door before closing.

That's not a statistic. That's your money.

THE PART MOST AGENTS DON'T REALIZE

You don't have to work harder to close those deals. You don't have to find new clients. The deals are already in your pipeline. You just need a partner who can close them when the bank can't.

That's exactly what Contract for Deed LLC does.

Through Contract for Deed in Minnesota and Land Contract in Wisconsin, we may be able to close transactions that traditional lenders turn down — and when we can move forward, we can often close in 14 days or less.

HERE'S WHAT WORKING WITH ME LOOKS LIKE

✅ You bring me the deal — I explore every option available to try to close it
✅ Your commission doesn't change — full commission, same as any standard transaction
✅ We close fast — often 14 days or less when the deal is ready
✅ Your client gets into their home — even without bank approval
✅ You get paid — for the work you've already done

THE BUYERS I WORK WITH

Self-employed buyers. 1099 workers. Credit challenges. Recent bankruptcy. High debt-to-income. Buyers who the traditional mortgage system wasn't built for — but who are ready and motivated to own a home in MN or WI.

Those are your clients. They deserve a chance. And you deserve to get paid for the work you put into finding that home for them.

I can't promise I'll be able to close every deal a bank turns down. Every situation is different and I look at each one individually. But I will personally pick up the phone, look at the full picture, and do everything I can to try to find a path forward.

The deals are already in your pipeline. Let me help you close them.

📞 Call me directly: (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Contract for Deed MN | Land Contract WI | Realtor More Closings MN | Minnesota Realtor Tips | Alternative Financing MN WI

05/23/2026

One of the most common questions we get: "Do we have to buy from Contract for Deed LLC's inventory?" The answer is no — and it changes everything. 🏡

We're Mike Arvold and Eric Hermanson, co-founders of Contract for Deed LLC — and we want to clear up one of the most common misconceptions buyers and Realtors have about how we work.

You do not have to buy from Contract for Deed LLC's inventory.

Let us say that again — because it genuinely surprises people every single time:

You can buy any home on the market in Minnesota or Wisconsin.

Any home listed with any Realtor. Any neighborhood. Any price point that works for your situation. You are not limited to a pre-selected list of properties that Contract for Deed LLC happens to own.

HERE'S HOW IT ACTUALLY WORKS

When you work with Contract for Deed LLC, here's what the process looks like:

1️⃣ You find the home you want — anywhere on the market in MN or WI, working with any Realtor you choose
2️⃣ You apply with Contract for Deed LLC — we review your full financial picture and explore every option available
3️⃣ If we can move forward — Contract for Deed LLC purchases that specific property
4️⃣ We immediately sell it back to you on a Contract for Deed (MN) or Land Contract (WI)
5️⃣ You move in — to the home YOU found, in the neighborhood YOU chose

The home you buy is the home you found. We provide the financing. You make the choice.

WHY THIS MISCONCEPTION IS SO COMMON

A lot of people associate "contract for deed" with companies that own a specific portfolio of properties and require buyers to select from a limited list. That's a completely different product — and it's not how Contract for Deed LLC operates.

We are not a property portfolio company. We are a financing company.

Our role is to try to help you get into the home you want — not to steer you toward properties we happen to own.

FOR REALTORS IN MN AND WI

Your role doesn't change. You find the home. You work the deal. You get paid your full commission. We provide the financing that makes the transaction possible.

Your buyer gets to buy the home they actually want — with you as their agent.

We can't promise we'll be able to move forward with every situation. But we'll always pick up the phone and look at the full picture.

Any home. Any neighborhood. Any Realtor. We handle the financing. 🔑

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Contract for Deed MN | Land Contract WI | Buy Any Home Contract for Deed | Alternative Home Financing MN | Minnesota Home Buying

05/16/2026

Realtors — ever wonder why Contract for Deed LLC only works in Minnesota and Wisconsin? The answer is simple. We built it here because we're from here. 🏡

We're Mike Arvold and Eric Hermanson — co-founders of Contract for Deed LLC. And today we want to answer a question agents ask us more than you'd expect:

"Why do you only work in MN and WI?"

Because this is home.

Not a service area. Not a geographic market. Home.

Mike and Eric built Contract for Deed LLC together in this market because this is where they're from — the neighborhoods, the price points, the communities, the people they've both spent their careers working alongside. When they decided to focus exclusively on Minnesota and Wisconsin, that wasn't a business limitation. It was a deliberate choice made by two people who know this market from the inside — not from a boardroom somewhere else.

Doing one thing exceptionally well in a market you know deeply is worth more to the people you serve than doing many things adequately across markets you don't know at all.

HERE'S WHAT THAT MEANS FOR YOU AS A REALTOR

When you bring a deal to Contract for Deed LLC, you're not working with a national company that treats your state as a line item. You're working with co-founders who understand:

✅ The MN and WI real estate market — pricing, neighborhoods, and transaction norms your clients are navigating
✅ The specific legal frameworks — Contract for Deed in MN and Land Contract in WI have distinct structures that require local expertise, not a generic national template
✅ The communities your buyers are moving into — because both founders live in them too
✅ The local professionals who make closings happen — title companies, attorneys, and closing agents they've worked with for years

That's not a marketing claim. It's the reason they can move fast, communicate clearly, and close deals that out-of-state companies simply can't.

This is their market. They built Contract for Deed LLC for the people in it — buyers who need a different path to homeownership, and the Realtors who are trying to help them get there.

If you're a Realtor in MN or WI with a client who can't get traditional financing — give us a call. You're not getting a company that learned your market from the outside. You're getting co-founders who built their business inside it.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Proudly serving all of Minnesota & Wisconsin

Contract for Deed MN | Land Contract WI | Minnesota Real Estate | Wisconsin Real Estate | Local Alternative Financing MN WI

05/14/2026

Realtors — the #1 question we get before an agent refers their first client to us: "What happens to my commission?" Here's the straight answer. 💰

I'm Eric Hermanson with Contract for Deed LLC — and I want to answer this question as directly as possible because it's the one thing that stops more Realtors from calling us than anything else.

Your commission doesn't change. Not even a little.

When you work with Contract for Deed LLC, your commission is exactly the same as it would be on any standard purchase transaction. Same percentage. Same process. Same closing. The only difference is who provides the financing — and that difference has nothing to do with how or when you get paid.

HERE'S HOW IT WORKS — STEP BY STEP

1️⃣ You find the home — exactly as you would in any standard transaction
2️⃣ Your client applies with Contract for Deed LLC — we review their full picture and explore every option available
3️⃣ If we can move forward — Contract for Deed LLC purchases the property
4️⃣ We immediately sell it back to your client on a Contract for Deed (MN) or Land Contract (WI)
5️⃣ The transaction closes — just like any standard real estate closing
6️⃣ You receive your full commission — at closing, same as always 🔑

There is no reduced rate. There is no separate commission structure. There is no delayed payment. You do the work. You get paid. Same as always.

HERE'S WHY THIS MATTERS

Every deal you lose to financing is a commission you've already earned but didn't get paid for. You found the client. You showed the homes. You negotiated the deal. And then a bank said no.

When you partner with us — that deal doesn't have to disappear.

Your client may not qualify for a traditional mortgage. But they still want to buy the home you found for them. We try to step in, we try to close the deal, and when we can — you get paid your full commission.

The deal closes. You get paid. Your client gets keys. 🔑

We work with buyers who have credit challenges, self-employment income, 1099 income, recent bankruptcy, high debt-to-income, and more. If your buyer fits any of those situations — give us a call before you walk away.

We can't promise we'll close every deal. But we will always pick up the phone and do everything we can to try to find a path forward.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Contract for Deed MN | Land Contract WI | Realtor Commission Contract for Deed | Realtor Tips MN WI | Alternative Financing Realtor

05/12/2026

Ever heard of Contract for Deed — but weren't quite sure how it actually works? Here's the plain English explanation from start to refinance. 🏡

I'm Mike Arvold, founder of Contract for Deed LLC — and today I want to answer the most fundamental question we get from buyers and Realtors across Minnesota and Wisconsin:

What exactly is a Contract for Deed? And how does the whole process work?

WHAT IS A CONTRACT FOR DEED?

A Contract for Deed — called a Land Contract in Wisconsin — is a form of alternative home financing that allows a buyer to purchase a home without going through a traditional bank or mortgage lender.

Here's the simple version:

Instead of a bank providing the financing, Contract for Deed LLC provides the financing directly to the buyer. The buyer moves into the home, makes monthly payments, and builds toward full ownership. No bank underwriting. No traditional mortgage approval process required.

HOW IT WORKS — STEP BY STEP

1️⃣ You find a home — just like any standard real estate transaction
2️⃣ You apply with Contract for Deed LLC — we review your full financial picture and explore every option available
3️⃣ If we can move forward — Contract for Deed LLC purchases the property
4️⃣ We immediately sell it back to you — on a Contract for Deed (MN) or Land Contract (WI)
5️⃣ You move in and make monthly payments — directly to us, not a bank
6️⃣ You build equity and credit — every payment builds ownership stake and your financial profile
7️⃣ When you're ready — you refinance into a traditional mortgage and the process is complete

WHAT HAPPENS DURING THE CONTRACT PERIOD?

During the contract period you have equitable ownership of the home — you live in it, maintain it, and build equity in it with every payment. Contract for Deed LLC holds legal title during this period and serves as the bridge between where you are today and a traditional mortgage.

HOW THE REFINANCE WORKS

When you're ready to refinance — and this is the goal from day one — you work with a traditional mortgage lender to pay off the balance owed to Contract for Deed LLC and take full legal title to the property. At that point the process is complete and you own your home outright through a conventional mortgage.

This isn't a permanent arrangement. It's a bridge — designed to get you into a home today while you build the financial foundation to qualify for a traditional mortgage down the road.

We can't promise a specific timeline for every situation. But the goal is always the same: full homeownership through a traditional mortgage.

If you want to understand what this path could look like for your situation — give us a call. No obligation. No pressure. Just a straight conversation.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Contract for Deed MN | Land Contract WI | What Is Contract for Deed | How Does Contract for Deed Work | Alternative Home Financing MN

05/09/2026

Realtors — how many deals did you lose this year because your buyer couldn't get bank approved? That number has a dollar amount attached to it. 💰

We're Mike Arvold and Eric Hermanson from Contract for Deed LLC — and we want to talk directly to agents in Minnesota and Wisconsin about something that costs Realtors real money every single year without most of them realizing how much.

Here's the reality:

Every time a deal falls apart because of financing — you don't just lose the closing. You lose the commission on work you've already done. You found the client. You showed the homes. You wrote the offer. You negotiated the deal. And then a bank says no.

All of that work. None of the pay.

HERE'S THE MATH

If you lose even one deal per month to financing — that's 12 deals per year.

→ 12 closings you didn't get
→ 12 commissions that disappeared
→ 12 clients who wanted to buy a home and couldn't

What if even half of those closed instead?

→ 6 more closings this year
→ 6 more commissions
→ 6 more clients who got into a home

And if all 12 closed — that's a completely different year for your business. Without finding a single new client.

YOU'RE ALREADY DOING THE WORK

Here's the thing most agents don't realize: you don't have to work harder to close more deals. You just need a partner who can close them when the bank can't.

That's exactly what we do.

Through Contract for Deed (MN) and Land Contract (WI) we're sometimes able to close transactions that traditional lenders turn down. And when we can move forward we can often close in 14 days or less.

Here's what working with us looks like:

✅ You bring us the deal — we explore every option available to try to close it
✅ Your commission doesn't change — full commission, same as any standard transaction
✅ We close fast — often 14 days or less when the deal is ready to move
✅ Your client gets into their home — even without traditional bank approval
✅ You get paid — for the work you've already done

We can't promise we'll close every deal a bank turns down. Every situation is different and we look at each one individually. But we will always pick up the phone and do everything we can to try to find a path forward.

The deals are already in your pipeline. Let's try to close them together.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Contract for Deed MN | Land Contract WI | Realtor More Closings | Close More Real Estate Deals | Alternative Financing Realtor MN

05/08/2026

We really appreciate feedback like this.

At Contract for Deed LLC, we pride ourselves on being responsive, straightforward, and easy to work with from start to finish.

📩 If you’re exploring financing options, we’re always here to talk through what’s possible.

Contract For Deed LLC

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