Contract For Deed LLC

Contract For Deed LLC Your Creative Home Financing Experts
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Ever wonder how Contract for Deed actually works? 🏡Here's the simple version: we buy the property while simultaneously s...
09/02/2026

Ever wonder how Contract for Deed actually works? 🏡

Here's the simple version: we buy the property while simultaneously selling it back to you on a contract for deed. No bank hoops to jump through, no waiting on a loan officer's decision.

Here's what makes it work for you:

✅ We use our own credit and banking relationships to make your home ownership possible
✅ Available for primary residences, 2nd homes, investment properties, multi-unit, commercial, and raw land
✅ Fast, easy, and stress-free — start to finish
✅ Credit score doesn't matter
✅ Limited documentation required

We may be able to help when traditional lenders say no. Every situation is different, so let's talk about yours.

📞 Contact us today at contractfordeedllc.com

08/26/2026

A tax lien is one of the most common reasons traditional lenders say no in MN and WI. Here's what it actually means — and why we look at your current situation, not just your past. 🏡

I'm Mike Arvold, co-founder of Contract for Deed LLC.

WHAT A TAX LIEN ACTUALLY IS

A tax lien is a legal claim placed on your property or assets when taxes owed haven't been paid — federal, state, or local. It's a way of saying a tax debt needs to be addressed before property can be sold or transferred.

Tax liens happen. They happen to people who went through a difficult period — a struggling business, an unexpected income drop, a stretch where keeping up wasn't possible.

A tax lien doesn't mean someone is irresponsible. It means they went through something.

WHY TRADITIONAL LENDERS SAY NO

For conventional mortgage lenders, an unresolved tax lien is typically a hard stop. If a government authority has a claim on your assets, a mortgage lender's position becomes complicated. Most traditional programs require liens to be resolved or on a documented payment plan before they'll proceed.

The result: buyers with a tax lien — even one they're actively working to resolve — often find themselves locked out of traditional financing entirely.

HOW WE LOOK AT IT

We don't just look at your past. We look at where you are right now.

A tax lien tells us you went through something. What we want to understand is your current situation — your income, your savings, your ability to make payments, and where things stand today — and whether, given all of that, we may be able to help.

We can't promise a solution for every situation involving a tax lien. Every deal is different. But a tax lien alone will not close the conversation before we've looked at the full picture.

If a tax lien has stopped you from becoming a homeowner — reach out. Let's look at your options.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Tax Lien Home Buying MN | Contract for Deed Tax Lien | Alternative Financing Tax Lien MN WI | Land Contract Wisconsin Tax Lien

08/24/2026

MN and WI Realtors — don't call us at day 30 when the deal is dying. Loop us in from the start. Here's why that's the power move. 📞

I'm Mike Arvold, co-founder of Contract for Deed LLC.

Here's a pattern I see constantly:

An agent has a client with potential financing challenges. They go through traditional financing. At day 25 or day 30, the traditional lender says no. The deal is collapsing. The agent calls us hoping we can save it in whatever time is left.

Sometimes we can. But that's not the best version of this story.

THE BETTER VERSION

The smartest agents in MN and WI give their client two options from the very beginning — before they go under contract, before they're 30 days in.

Option 1: Traditional financing.
Option 2: Apply with Contract for Deed LLC simultaneously.

Our application takes about 5 minutes. Approval is fast. If the traditional lender comes through — great, use it. But if it doesn't — the backup plan is already in place.

The deal doesn't die at day 30. The client isn't starting over. The commission you spent weeks earning doesn't disappear.

WHY THIS WORKS

You're not betting everything on one financing path. You're giving your client — and yourself — a real option before the situation becomes an emergency.

Our process is quick and simple by design. There's no downside to running us parallel from the start.

Loop us in early. Let's work together.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Realtor Tips MN WI | Contract for Deed Realtor Strategy | Backup Financing Plan MN | Alternative Financing Realtor Minnesota Wisconsin

08/21/2026

We've financed a racetrack. So yes — we do more than single family homes. Here's the full list of what we'll look at in MN and WI. 🏁

We're Mike Arvold and Eric Hermanson, co-founders of Contract for Deed LLC.

One of the most common assumptions people make about us: that we only work with single family residential homes.

Here's what we've actually closed on in Minnesota and Wisconsin:

🏠 Single family homes
🏢 Commercial properties
⛪ Churches
🌾 Raw land
💼 Investment properties
🏁 A racetrack

If it's real estate in MN or WI and it makes sense — we'll look at it.

We don't have a fixed approved property list. We evaluate every deal individually. The range of properties we've already closed on should tell you something about how broadly we're willing to consider what "makes sense."

If you have a property that doesn't fit a conventional mold — a commercial building, a piece of land, an investment property, something unusual — give us a call before you assume the answer is no.

The worst we can say is it's not the right fit. And we'll tell you that honestly and quickly.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Contract for Deed MN | Land Contract WI | Commercial Contract for Deed | Alternative Financing Investment Property MN WI

08/19/2026

MN and WI Realtors — when a client can't get traditional financing, here is the only sentence you need to say. Save this post. 📞

I'm Mike Arvold, co-founder of Contract for Deed LLC.

Here it is:

"I have a creative financing solution — let's connect with Contract for Deed LLC."

That's the whole conversation. That's all you need to say.

You don't need to explain how Contract for Deed works. You don't need to know the underwriting criteria or the legal structure. You don't need to be the expert.

That's my job.

Your job is to find your client the home. My job is to find the financing. When traditional financing falls through, that one sentence keeps the deal alive and gets your client on the phone with someone who can look at the full picture.

WHAT HAPPENS WHEN YOU CALL

You call me. We talk. I look at your client's situation honestly — savings, income, ability to make payments. If we can move forward, we move fast. If we can't, I'll tell you that directly.

Either way, your client is better off for having made the call.

SAVE THIS NUMBER NOW

📞 (763) 639-9171

Add it to your contacts before you need it. So when a deal is in trouble and a client has been denied — it's already there.

"I have a creative financing solution — let's connect with Contract for Deed LLC."

One sentence. One number. That's all you need.

Contract for Deed MN | Land Contract WI | Realtor Creative Financing Script | MN WI Realtor Alternative Financing

08/17/2026

People ask if Contract for Deed is like rent to own. Not exactly — and the difference matters more than most people realize. Here's the real distinction. 🏡

I'm Mike Arvold, co-founder of Contract for Deed LLC.

RENT TO OWN — WHAT IT ACTUALLY IS

In a rent to own arrangement, you are a renter with an option to buy later.

The landlord still owns everything. Your payments may or may not go toward a future purchase. There are no guarantees you will ever own that home. The option to buy is just that — an option. Not a right. Not a commitment.

You are a renter with a hope.

CONTRACT FOR DEED — WHAT IT ACTUALLY IS

In a Contract for Deed through Contract for Deed LLC, you are the buyer from day one.

Not a renter. Not an option holder. A buyer.

✅ Equitable ownership from the moment you close
✅ Equity building with every payment — starting with your down payment
✅ Interest deduction on your taxes — same as a traditional homeowner
✅ You handle repairs and maintenance — because you are the homeowner
✅ Every payment goes toward owning — not toward a maybe

The landlord doesn't own your home. You do.

WHY THIS DISTINCTION MATTERS

Rent to own leaves the power with the landlord. Contract for Deed puts the power with the buyer.

In rent to own, the landlord can change their mind, sell the property, or let your option expire. In a Contract for Deed, you are an equitable owner with legal rights to that property from day one.

These are fundamentally different arrangements.

If you have been looking at rent to own and wondering if there's a better path — give me a call.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Contract for Deed MN | Land Contract WI | Contract for Deed vs Rent to Own | Buyer From Day One

08/14/2026

Maria had $45,000 saved, a stable job, and a budget she stuck to. Three lenders still said no. The money was never the issue. Here's what was. 🏡

I'm Mike Arvold, co-founder of Contract for Deed LLC.

Maria had been saving for years. $45,000 in the bank. A stable job she had held for three years. A monthly budget she tracked and followed consistently.

By every measure that actually matters, she was ready to own a home.

She applied at three traditional lenders. All three denied her.

Why?

Twelve months before she applied, Maria went through a bankruptcy — the result of a medical emergency. Something that happened to her, not something that reflected how she managed her finances before it or after it.

The banks saw the bankruptcy and stopped looking. They didn't see the $45,000. They didn't see three years of stable employment. They didn't see the budget that showed exactly what she could afford.

Traditional underwriting ran its criteria, found the event, and closed the file.

When Maria came to me, I looked at her full picture.

The savings were real.
The income was stable.
The budget showed she could make the payments.

We were able to move forward.

Eight months later, Maria was in her home.

The money was never the issue. The traditional system was.

If you have been denied despite having real savings, stable income, and the ability to make payments — give me a call. That's exactly who we built this for.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Contract for Deed MN | Land Contract WI | Home Buying After Bankruptcy MN | Medical Bankruptcy Home Buyer

08/12/2026

We are not just a Twin Cities company. Contract for Deed LLC has closed transactions across all of Minnesota and Wisconsin — and we can work with you wherever you are. 🗺️

I'm Eric Hermanson, co-founder of Contract for Deed LLC.

One of the most common assumptions we encounter — from buyers and agents alike — is that we only serve the Minneapolis and St. Paul metro area.

We want to clear that up directly.

WE WORK ANYWHERE IN MINNESOTA AND WISCONSIN

We have closed transactions across Minnesota — from the Twin Cities metro to outstate communities, from southern Minnesota to Duluth and northern MN — and across Wisconsin through Land Contracts, from the border communities throughout the state.

If you are in Minnesota or Wisconsin, we can work with you.

SEE FOR YOURSELF

Visit contractfordeedllc.com and look at our map. It shows the actual locations of real closed transactions across both states. Not a claim — a map. Go look.

FOR BUYERS OUTSIDE THE METRO

If you are in outstate Minnesota or anywhere in Wisconsin and have assumed Contract for Deed LLC doesn't serve your area — that assumption may be costing you a real opportunity.

We don't require you to be in Minneapolis. We don't require you to be in a major city. If you don't fit the traditional mortgage box and you have a down payment — we want to hear from you, wherever you are in MN or WI.

FOR AGENTS OUTSIDE THE METRO

Same message. If you have a listing or a buyer in outstate MN or anywhere in WI and you need a financing partner — give us a call. Your commission doesn't change. The process doesn't change. And we are already working in your market.

If you're not sure whether we serve your area — ask us. The answer is almost certainly yes.

Let's connect.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Contract for Deed MN | Land Contract WI | Outstate Minnesota | Contract for Deed LLC Service Area

08/10/2026

For buyers in MN and WI for whom a traditional interest-based mortgage conflicts with their values — there may be another path to homeownership worth knowing about. 🏡

I'm Mike Arvold, co-founder of Contract for Deed LLC.

For buyers who follow Islamic financing principles, a conventional mortgage can present a real challenge — not just financially, but in terms of how they live and what they believe. Most lenders in Minnesota and Wisconsin don't offer Halal financing options. That leaves a genuine gap for buyers who are financially ready to own a home but can't enter a conventional interest-based mortgage structure in good conscience.

HOW A CONTRACT FOR DEED MAY HELP

A Contract for Deed in Minnesota or a Land Contract in Wisconsin can be structured differently from a traditional interest-based mortgage.

We are not Islamic finance scholars. We always encourage buyers to consult with their own religious advisor or imam to determine whether a specific structure meets their individual religious requirements. That conversation belongs to you and your advisor — not to us.

What we can offer is a real, open conversation about how our structure works and whether it might be a fit for your values and your situation.

EVERYONE DESERVES TO BE A HOMEOWNER

Homeownership shouldn't be out of reach because the financing options available don't align with how you live. We built Contract for Deed LLC for buyers who don't fit the traditional box — in every sense of that phrase.

If this resonates — reach out. Let's have a real conversation.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Contract for Deed MN | Land Contract WI | Islamic Financing Alternative MN | Halal Home Buying Minnesota

08/07/2026

We're going to answer the questions people are actually thinking — honestly. Is the rate higher? Yes. Is the down payment real? Yes. Are you skeptical? Good. Here's everything. 🏡

We're Mike Arvold and Eric Hermanson, co-founders of Contract for Deed LLC.

❓ IS THE INTEREST RATE HIGHER?
✅ Yes. Honestly — yes.

Here's why: we take on risk that traditional banks won't. When a buyer has credit challenges, income history gaps, or anything that makes a conventional lender say no — we say let's look at the full picture. That risk has a cost, and the interest rate reflects it.

Context worth having: if you had credit challenges and went to a traditional lender, you wouldn't get their best rate either. A borrower with credit hiccups pays more at a bank too. We're operating in similar territory — for buyers banks won't touch at all.

❓ IS THE DOWN PAYMENT REALLY 15-20%?
✅ Yes. It's real money — and it exists for a reason.

The down payment protects both sides. It shows real financial commitment. It builds immediate equity. It gives both the buyer and Contract for Deed LLC a real stake in making this work. It's not a barrier — it's a signal that this transaction is real and both parties mean it.

❓ ARE YOU SKEPTICAL?
✅ Good. We mean that.

Do your research. Look at the 100+ homes we have closed across Minnesota and Wisconsin. Read our reviews. Talk to agents who have worked with us. Ask us hard questions — we will answer them directly.

We want you to do your research. We are confident in what you will find.

Have questions? Reach out. We are here to help.

📞 (763) 639-9171
🌐 contractfordeedllc.com
📧 [email protected]
📍 Serving all of Minnesota & Wisconsin

Contract for Deed MN | Land Contract WI | Contract for Deed Interest Rate | Is Contract for Deed Legit

Address

2607 White Bear Avenue
Maplewood, MN
55109

Telephone

+17636399171

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