Zach Johanns, Loan Consultant

Zach Johanns, Loan Consultant Equal Housing Lender
www.nmlsconsumeraccess.org
Company NMLS # 405434
Personal NMLS # 1350177
Member FDIC

Did you know eligible investments may be used as mortgage reserves? Depending on the loan program, assets such as stocks...
08/15/2026

Did you know eligible investments may be used as mortgage reserves? Depending on the loan program, assets such as stocks, mutual funds, and certain bonds may count toward reserve requirements without requiring you to cash them out. Contact me to learn more.

Mortgage rates moved slightly lower during the week ending August 14, 2026, as consumer and wholesale inflation data eas...
08/14/2026

Mortgage rates moved slightly lower during the week ending August 14, 2026, as consumer and wholesale inflation data eased rate-hike concerns. Granite Bank is an Equal Housing Lender.

Markets in a Minute

Does checking your own credit score hurt it? No! Checking your own credit is a soft inquiry and won't affect your score....
08/13/2026

Does checking your own credit score hurt it? No! Checking your own credit is a soft inquiry and won't affect your score. Knowing where you stand before applying for a mortgage can help you prepare with confidence.

Physicians may have more home financing options than they realize. Our Doctor Loan Program is designed to help eligible ...
08/11/2026

Physicians may have more home financing options than they realize. Our Doctor Loan Program is designed to help eligible medical professionals navigate student loan debt and unique income situations. Contact me to learn more.

Thinking about buying a fixer-upper? A renovation loan could finance the home and eligible repairs with one mortgage. Co...
08/09/2026

Thinking about buying a fixer-upper? A renovation loan could finance the home and eligible repairs with one mortgage. Contact me to learn more.

Rates remained stable but elevated during the week ending August 8, 2026, as jobs data pointed to a strong labor market....
08/07/2026

Rates remained stable but elevated during the week ending August 8, 2026, as jobs data pointed to a strong labor market. Granite Bank is an Equal Housing Lender.

Markets in a Minute

FHA or Conventional loan? The right mortgage depends on your down payment, credit, and long-term goals. Read this month'...
08/05/2026

FHA or Conventional loan? The right mortgage depends on your down payment, credit, and long-term goals. Read this month's blog on my website to learn more.

For many homebuyers, the down payment is the biggest hurdle. The HomeReady VLIP Grant may help qualified buyers with dow...
08/03/2026

For many homebuyers, the down payment is the biggest hurdle. The HomeReady VLIP Grant may help qualified buyers with down payment assistance that doesn't require repayment. Contact me to learn more and see if you qualify.

Rates were stable during the week ending July 31, 2026, despite rising oil prices and a resurgence of military strikes i...
07/31/2026

Rates were stable during the week ending July 31, 2026, despite rising oil prices and a resurgence of military strikes in the Middle East. Granite Bank is an Equal Housing Lender.

Markets in a Minute

Whether you're a brand new investor or looking to expand your portfolio, we may have a DSCR solution for you. Reach out ...
07/29/2026

Whether you're a brand new investor or looking to expand your portfolio, we may have a DSCR solution for you. Reach out to learn more today.

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Maple Grove, MN
55311

Telephone

+16128687082

Website

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