Zach Johanns, Loan Consultant

05/17/2026

The spring market may be competitive, but it's also typically when more homes are available. If you're ready to make a move this spring, reach out today.

05/16/2026

Community is everything. A small act of kindness today can help build stronger connections for tomorrow. In honor of National Do Something Good for Your Neighbor Day, here are a few simple ideas:

Drop off a small gift (think potted plants, candles, flowers, or a card)
Offer to do a chore such as running an errand or walking their dog
Introduce yourself if you haven't already.

Looking for a place where community comes first? I'm here to help you find the right fit.

05/15/2026

Mortgage rates creeped higher during the week May 15, 2026, as both wholesale and consumer inflation jumped. Granite Bank is an Equal Housing Lender.

Markets in a Minute

05/13/2026

Thinking of buying this season? Let's take a look at the local market and review what's trending, where rates look like, and how you can make a confident move.

05/12/2026

Have questions? I have answers. Here are some of the most common first-time home buying questions I hear:

Q: How much home can I afford?
A: My answer is always this: let's get you pre-approved. That way, you know exactly what your budget will be with no guesswork.

Q: What credit score do I need?
A: Probably not as high as you think. FHA loans allow for greater flexibility in credit scores than many buyers realize.

Q: How much do I need for a down payment?
A: Again, probably not as much as you think! We have several low down payment options and down payment assistance programs.

If you have questions of your own, I'd love to hear from you. Send me a message or give me a call anytime.

05/11/2026

It's easy to fall into the comparison trap, but the truth is, everyone's path looks different. If you're ready to start planning your homeownership journey, no matter where you are in life, I'm here.

05/10/2026

Happy Mother's Day to all the moms out there! The mothers in our lives inspire us to work hard and stay focused on what matters most. If homeownership is one of your goals, I'm here to help you get there.

05/09/2026

In today's market, getting pre-approved is a must. If you’re thinking about buying, pre-approval takes the guesswork out of the process. You’ll know exactly how much home you can afford and show sellers you’re a serious buyer. And the best part? It doesn’t lock you into anything—it just helps you plan with confidence. Contact me today to get started.

05/08/2026

Rates moved higher early in the week ending May 8, 2026, but dropped later in the week on optimism that a deal with Iran is forthcoming. Granite Bank is an Equal Housing Lender.

Markets in a Minute

05/07/2026

There's a lot of talk about mortgage rates, but how do you know what that really means for you? Only one way to find out--contact me today, and let's go through the numbers.