Tyler Jokinen - Team Jondahl New American Funding

01/01/2024

Big appreciation for everyone part of my 2023! 🎊

Gained so much knowledge and experience last year. Looking forward to everything that 2024 has to offer! 🎉

11/23/2023

Thankful for the little things in life, today and every day. Happy Thanksgiving! 🍁🦃

11/18/2023

🔴 Important Update for Investors!

Effective today: Fannie Mae's new policy offers a 5% down payment option for owner-occupied multi-family homes.

🔍 Key Details:
- Applies to 2-4 unit properties.
- The buyer must occupy one of the units.
- Down payment reduced from the prior 15-25% to just 5%.

💰 Financial Impact:
- For a $500,000 property, the down payment is now only $25,000.
- Maximum loan amount increased to $1,396,800 for more property choices.

📋 Simplified Process:
- Easier loan approvals for 3-4 unit properties without FHA self-sufficiency test.

Make the most of this new opportunity! Contact me to learn more.

11/16/2023

🟢 NEW 2024 IRS Tax Season Updates 🟢

Some big and some small changes from the IRS for 2024, but what do they mean for you? Let's break it down:

1️⃣ Tax Brackets:

Change: Higher income thresholds.
Impact: Potentially lower taxes due to income falling into a lower bracket.

2️⃣ Standard Deductions:

Change: $14,600 for singles, $29,200 for married couples.
Impact: More income is non-taxable, leading to savings.

3️⃣ AMT Adjustments:

Change: Increased exemption amounts.
Impact: Reduced AMT risk, benefiting middle-income earners.

4️⃣ EITC Increase:

Change: Max EITC raised to $7,830 for families with three or more kids.
Impact: Extra support for low- and moderate-income families.

5️⃣ Transport & Parking Benefits:

Change: Monthly limits up to $315.
Impact: More pre-tax savings on commuting costs.

6️⃣ FSA Limit Increase:

Change: Higher health FSA contributions.
Impact: More tax savings on healthcare expenses.

7️⃣ Medical Savings Adjustments:

Change: Changed deductibles and limits.
Impact: Affects healthcare spending and savings.

8️⃣ Foreign Income Exclusion:

Change: Exclusion up to $126,500.
Impact: Tax relief for U.S. expats.

9️⃣ Estate & Gift Exclusions:

Change: Higher exclusion amounts.
Impact: Easier wealth transfer and planning.

🔟 Adoption Credit Boost:

Change: Higher adoption expense credits.
Impact: More support for adopting families.

These IRS changes for 2024, driven by inflation, aim to ease tax burdens.

Use them for smarter financial planning!

10/04/2023

Much appreciated! 🙌

Thanks to everyone that leaves me positive reviews!

08/23/2023

Our NAF Cash program is consistently delivering winning results for our buyers. Do not underestimate the power of cash offers in today’s market! 🤝

🏆 Increased Bidding Success

⚡ Faster Closings

💰 Maximize Savings

👋 Stress-Free Moves

Reach out if you're interested in buying a new home or want to know more about our exclusive cash buyer program! 📞
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Sources:
¹ Redfin - 2021 Bidding War Strategies Report
² Inman - Pros & Cons of a Cash Deal on a Home Purchase or Sale

Notes:
*3% earnest money may be forfeited to NAF Cash, LLC if the borrower does not purchase the home after NAF Cash has purchased the home for cash. NAF Cash, LLC. MI Real Estate Broker #6502431375. 41050 W 11 Mile Rd, Suite 220, Novi, MI, 48375. Phone 844-344-0531.

**Exceptions can be made if borrower meets Credit Standards.

07/26/2023

Here's your sign to purchase that new home you've been debating on buying this year...

When you're ready, reach out so we can dial in your financing options! 📞

07/25/2023

5.0 star review received on Experience.com for Tyler Jokinen by Steven N - Tyler helped us secure financing for our first home and made it extremely smooth throughout the process. Proactive communication and was sure to explain mortgage lingo in a way that was easy to understand. Overall great experience!

Click to see all 10 reviews of Tyler Jokinen, Hybrid Loan Consultant | NMLS # 2313501

07/14/2023

Not all down payment assistance programs are created equal.

This specific program definitely stands out and shouldn’t be overlooked! 👌

Reach out to learn how you can apply and take advantage of this opportunity! 📲
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06/28/2023

Much appreciated! 🙌

Big shoutout to everyone that takes time out of their day to leave positive reviews!

06/22/2023

Men lie, women lie, numbers don't lie 🏡

06/21/2023

5.0 star review received on Experience.com for Tyler Jokinen by Jake S - Tyler and his team made this homebuying experience easy and stress free. I would highly recommend Tyler to anyone looking to start the home buying process.

Click to see all 9 reviews of Tyler Jokinen, Hybrid Loan Consultant | NMLS # 2313501