Christa Johnson - Loan Officer

Christa Johnson - Loan Officer NMLS #1405062 - Loan Officer at Capstone Home Loans, a division of American Pacific Mortgage
www.nmlsconsumeraccess.org

Patio season is officially here.If your outdoor space isn't quite what you want yet... it might be time to change that.W...
05/27/2026

Patio season is officially here.
If your outdoor space isn't quite what you want yet... it might be time to change that.
What's your must-have: fire pit, garden, or outdoor lounge?

Are you waiting...or preparing? There's a big difference.Waiting for the "perfect" rate or market conditions can leave y...
05/20/2026

Are you waiting...or preparing? There's a big difference.
Waiting for the "perfect" rate or market conditions can leave you stuck on the sidelines. Preparing, on the other hand, puts you in a position to act when the opportunity is right for you.
The truth is, no one can perfectly time the market, but you can control how ready you are.
Preparing means:
* Understanding your options
* Knowing your budget
* Having a strategy in place
Whether you're buying a home or thinking about refinancing, those who win are the ones who are ready when the moment comes.

https://vimeo.com/1187132472/bd8e43180a?share=copy&fl=sv&fe=ci

“I’m just waiting for rates to come down.” If that sounds familiar, you’re not alone. But what if waiting isn’t the strategy you think it is? There’s a big difference between sitting on the sidelines and positioning yourself to win when the time is right. The buyers who take small steps ...

Love Your Rate, But Need a Different Home? A lot of homeowners are feeling stuck right now- they have a very low interes...
05/15/2026

Love Your Rate, But Need a Different Home?

A lot of homeowners are feeling stuck right now- they have a very low interest rate they don’t want to give up, but they’ve outgrown their current home or are ready for a change.

The good news is there may be more options than you think.

Some people are:
• keeping their current home as a rental
• using equity toward a new home
• or staying put a little longer while preparing financially for their next move

Every situation is different, and there’s no one-size-fits-all answer. Sometimes it simply helps to talk through the possibilities and create a plan that fits your goals and lifestyle.

If you’ve been wondering what your next move could look like, I’m always happy to help you explore your options.

PS: This photo is from when we lived in an apartment, and our only outdoor space was a small fenced-in patio. The girls always found ways to turn boxes and recycling into something fun and creative. It made moving into a home with a big, fenced-in yard feel like such a meaningful upgrade for our family.

Happy Mother’s Day to those who are moms and have moms! To those who have lost their moms, my heart goes out to you- may...
05/10/2026

Happy Mother’s Day to those who are moms and have moms! To those who have lost their moms, my heart goes out to you- may you find comfort in their loving memory.

The smartest buyers aren't waiting.They're preparing.Want to be one of them? Let's talk.
05/07/2026

The smartest buyers aren't waiting.
They're preparing.

Want to be one of them? Let's talk.

I had a fantastic time racing at Opening Day this year- so, so fun!Teamwork, consistency, hard work and showing up- the ...
05/04/2026

I had a fantastic time racing at Opening Day this year- so, so fun!

Teamwork, consistency, hard work and showing up- the same things apply on and off the water in my work with clients.

Grateful for both time on the water and the people I get to work with every day.

The opportunity isn't just lower rates.It's being ready when they happen.Let's make sure you're in position.
04/29/2026

The opportunity isn't just lower rates.

It's being ready when they happen.

Let's make sure you're in position.

On Earth Day please consider Ecosia for your search engine. Ecosia is a search engine whose profits are used to pursue e...
04/22/2026

On Earth Day please consider Ecosia for your search engine. Ecosia is a search engine whose profits are used to pursue environmental goals. More than 200 MILLION trees have been planted in 35 countries!

From renters to homeowners- congrats to my first time homebuyers! Buying a home can be an overwhelming task- it’s my goa...
04/21/2026

From renters to homeowners- congrats to my first time homebuyers! Buying a home can be an overwhelming task- it’s my goal to ease my clients through the process and not only achieve the goal of owning a home but do so with peace and confidence. Thankful to be a part of the journey!

Address

3400 188th Street SW Suite 101
Lynnwood, WA
98037

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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