Christa Johnson - Loan Officer

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Christa Johnson - Loan Officer NMLS #1405062 - Loan Officer at Capstone Home Loans, a division of American Pacific Mortgage
www.nmlsconsumeraccess.org

Another first-time homebuyer celebration! I had the pleasure of helping this sweet family purchase their first home, and...
11/04/2026

Another first-time homebuyer celebration!

I had the pleasure of helping this sweet family purchase their first home, and it was such a joy from start to finish. They came to me through a referral from a previous client, which makes it even more special. There’s nothing better than knowing someone trusted you enough to pass your name along to people they care about.

A smooth process with a wonderful family. Congratulations on your new home and this exciting next chapter!

11/02/2026

Don't count yourself out before we've even looked at the numbers. Perfect credit? Not required. 20% down? Not always necessary. The "right" rate? There's more flexibility than you think.

A lot of people rule themselves out of buying or refinancing based on assumptions that just aren't true anymore. Let's look at your actual situation together - you might be closer than you think.

Congrats to my first time homebuyer!It was such a joy to be a part of the journey. She worked hard to make this happen a...
10/30/2026

Congrats to my first time homebuyer!

It was such a joy to be a part of the journey. She worked hard to make this happen and I’m so excited for her as she starts this next chapter.

It also takes a great team to get to the finish line, and I’m grateful for the collaboration with her wonderful realtor. When everyone is working together with the same goal, it makes all the difference.

As the seasons change, I find myself thinking about the seasons of homeownership, too.  Growing families, empty nests, a...
10/21/2026

As the seasons change, I find myself thinking about the seasons of homeownership, too.

Growing families, empty nests, and new dreams can all have us thinking about a move. But figuring out what’s possible can feel overwhelming.
You don’t need to have all the answers to start a conversation.

If you’re wondering what your next chapter might look like, I’m here to help you explore the possibilities—no pressure, just a conversation.

10/13/2026

One hour, this Saturday, come learn from an experienced real estate investor what it takes to own your own investment property.

Is buying your first home still possible? For many people, the answer is yes!I’m currently working with several first-ti...
10/09/2026

Is buying your first home still possible? For many people, the answer is yes!

I’m currently working with several first-time homebuyers, and it’s been a good reminder that there are still opportunities for people who want to own a home.

I know it can feel discouraging when you hear about home prices, interest rates, and how much money you need to get started. But the truth is, you may have more options than you realize!

Here are a few things worth exploring:
🔑 Down payment assistance programs that may help eligible buyers.
🔑 Different loan options that can make homeownership more attainable.
🔑 Seller credits that may help cover closing costs or buy down your interest rate.
🔑 Strategies to find a monthly payment that fits your budget.

And here’s something I always tell people: You don’t have to be ready to buy tomorrow to start planning today. Sometimes a conversation is all it takes to understand what’s possible and what steps you can take to get there.

As a mortgage advisor, I love helping people sort through the options without pressure. If buying your first home is something you’ve been thinking about, even if it feels a little out of reach, I’d be happy to help you explore the possibilities.

Feel free to send me a message!

“Christa has been such a vital part of helping our family with the recent purchase of our new home. She was always happy...
09/30/2026

“Christa has been such a vital part of helping our family with the recent purchase of our new home. She was always happy to jump on a call and answer questions we had and was so skilled at what she does. We were happy with her 8 years ago when we bought our first home and it was a no brainer to reach out to her again when we were selling that home and purchasing our new one. She is patient, helpful, knowledgable and easy to work with! We could not recommend her enough!“

09/28/2026
A few photos from an amazing few days in Chicago at the APM Symposium! ❤️I had such a great time with my Capstone team. ...
09/27/2026

A few photos from an amazing few days in Chicago at the APM Symposium! ❤️

I had such a great time with my Capstone team. I’m especially thankful for the friendships with these ladies, our guys who lead with integrity, and our Capstone leadership for their generosity and kindness.

And, of course, grateful for the APM family and the opportunity to be part of what I truly believe is the best mortgage banker in the business!

Feeling very thankful for the people I get to work alongside. 🥰 American Pacific Mortgage Capstone Home Loans

Address

3400 188th Street SW Suite 101
Lynnwood, WA
98037

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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