Mikayla Elliott, Senior Loan Officer, NMLS# 1161163

Mikayla Elliott, Senior Loan Officer, NMLS# 1161163 Loan Officer with
Wife 💍 Mama 🎀 & Lover of the Outdoors 🏔
Licensed in WA & OR

Buying a home is the biggest purchase a person will make in their life and I want to make sure my clients' experience through the entire transaction is one they will always remember. Not only is it a life changing event, but it can also be very stressful and scary. My goal is to make the process exciting and rewarding, the way I think it should be. I pride myself on not only completing your transa

ction quickly and professionally, but leaving you with the confidence and assurance to proudly refer my group and I to your friends and family. Outside of work you can find me spending a lot of time with friends and family, staying active and volunteering with a few different organizations.

Not every agent is the right fit for me.And I’m okay with that.The agents I love working with aren’t focused on getting ...
06/03/2026

Not every agent is the right fit for me.

And I’m okay with that.

The agents I love working with aren’t focused on getting buyers to spend the most they can qualify for.

They’re focused on helping buyers make smart financial decisions.

They understand that just because a buyer can qualify for a payment doesn’t mean they should be comfortable living with it.

Those are the agents who ask deeper questions.

✔️ What monthly payment feels right for this client?

✔️ What strategies can we use to improve affordability?

✔️ How do we help them achieve homeownership without sacrificing their financial goals?

Those conversations change everything.

When agents and lenders work together to create a strategy (not just a transaction) buyers feel more confident, more informed, and more excited about their decision.

That’s the kind of partnership I believe in.

Because homeownership isn’t about buying the most house.

It’s about creating a life you can enjoy after you get the keys.

If you’re an agent who leads with education, strategy, and long-term client success, I’d love to connect 🤍

06/02/2026

If your goal is to buy a home, regardless of timeline, let’s talk strategy.

06/01/2026

Most buyers don’t realize there are 5+ ways to structure the exact same mortgage.

The interest rate is only part of the story.

If you’re planning to buy in the next 12 months, follow along—I share the strategies most people never hear about until it’s too late.

Comment “BUYER” if you’re planning to purchase this year. 👇

Most homebuyers spend all their time worrying about mortgage rates.Meanwhile, they’re missing the things that can have a...
06/01/2026

Most homebuyers spend all their time worrying about mortgage rates.

Meanwhile, they’re missing the things that can have an even bigger impact on their homebuying experience.

A few examples:

🏡 The lowest rate isn’t always the best loan.

🏡 Being approved for a payment doesn’t mean you’ll enjoy making it.

🏡 Taxes, insurance, and HOA dues can matter more than a small rate difference.

🏡 Waiting for rates to fall doesn’t guarantee you’ll save money.

The mortgage world is full of advice that sounds good until you run the numbers.

That’s why I spend more time helping clients understand the whole picture instead of chasing headlines.

Which one surprised you the most?

05/27/2026

Everyone’s focused on the chaos.
The headlines. The oil prices. The uncertainty.

But markets like this? They create opportunity.

The buyers who stay patient, stay strategic, and don’t let fear make decisions are the ones who usually win long term.

Real estate has never rewarded people for waiting on “perfect.” It rewards people who are willing to move when everyone else is frozen. 👏

If you can work through the market instead of running from it, there’s still a lot of opportunity out there.

05/26/2026

A lot more people could buy a home if the process was explained better. 🏡

That’s basically why I made this page.
Simple mortgage tips. Real answers. No intimidating finance talk.

Follow along if homeownership is on your vision board 👀✨

Nobody teaches this stuff.Most first-time buyers are trying to do the “responsible” thing…and accidentally creating mort...
05/26/2026

Nobody teaches this stuff.

Most first-time buyers are trying to do the “responsible” thing…and accidentally creating mortgage issues without realizing it.

Mortgage approval is less about being perfect and more about understanding how lenders calculate risk.

That’s why education matters so much in this process.

Which one surprised you most? đź‘€

✨ Another unforgettable Family Photo Event in the books! ✨We had the BEST time celebrating our past clients, friends & f...
11/20/2025

✨ Another unforgettable Family Photo Event in the books! ✨
We had the BEST time celebrating our past clients, friends & families — every kid showed up extra cute, extra festive, and absolutely ready for their close-up. 🎄📸

Seeing these moments captured with the people you love most is exactly why we do what we do. Our hearts are so full, and we’re so grateful for this incredible community. Thank you for trusting us year after year — we can’t wait to dive into the holiday season with you. ❤️

Special shoutout to for helping us capture all the magic ✨
Swipe to see some of our absolute favorites ➡️

Address

Maple Valley, WA

Website

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