04/13/2026
🚨 PSA for homebuyers 🚨
Using Klarna, Afterpay, Affirm, etc.?
👉 Those “buy now, pay later” payments can be counted in your debt-to-income ratio (DTI)
That means:
❌ It could lower how much house you qualify for
❌ It could even impact your approval
Even if it feels small… lenders still see it 👀
💡 Tip: Try to avoid new payment plans while you’re getting pre-approved
If you’re thinking about buying soon, let’s clean things up first 🙌
Send a message to learn more