Garrett Shelton - Financial Advisor at Mutual of Omaha Advisors

05/25/2026

Let’s take a moment to pay tribute to the courageous men and women whose unwavering commitment and ultimate sacrifice have helped protect and preserve the freedoms we cherish.

04/24/2026

Finance Lingo Friday!

Welcome to Finance Lingo Friday, where every Friday I'll post about some commonly used terms in the finance world and clear up what it means in normal people words.

Our next lingo, what is fee drag?

Fee drag is the concept of the expenses affiliated with running your investment portfolio and the impact those expenses have on the total return. For example, averaging 8% with a 1% fee drag is pretty much the same thing as 7% with 0 fees. Now, you likely won't find anywhere that has no fees as the company you invest through will always get their money but now that you know this, maybe you'll look into your own fee drag!

"Passively managed investments usually have less fee drag."
"You can see that even with the increased fee drag, this fund has historically outperformed that fund."

There you have it! What other words or phrases should we break down to normal people speak?

*Investing involves risk, including loss of principal. This is for educational purposes only—not investment advice. Consult your tax advisor.

04/21/2026

Many Americans are feeling the pressure of rising costs—but the latest data shows it’s impacting financial stability more than many realize.

The newest FINRA Foundation National Financial Capability Study found a decline in the ability to make ends meet and save for emergencies, with more households—especially middle-income—feeling financial strain despite stable incomes. ()

📄 Read more via the link below.

Findings Reveal Decline in U.S. Adults’ Ability to Make Ends Meet and Save for Emergencies, More Households Strained by Increased Costs, and the Struggle of the Middle-Income Group

04/14/2026

You’re not alone if the idea of spending in retirement feels stressful. Many retirees worry about making their money last—even when they’ve planned well. This article explores why that anxiety is so common and how thoughtful planning can help turn fear into confidence.

Discover helpful tips that can help you reduce anxiety about spending during retirement and get the most from this new chapter in life.

04/10/2026

Finance Lingo Friday!

Welcome to Finance Lingo Friday, where every Friday I'll post about some commonly used terms in the finance world and clear up what it means in normal people words.

Our next lingo, what does diversification mean?

Diversification is a strategy that mixes a wide variety of investments within a portfolio to reduce exposure to any single asset or risk factor. By spreading capital across different asset classes, sectors, geographies, and tax treatments, investors can aim to mitigate volatility and improve long-term, risk-adjusted returns.

"By increasing your diversification you should see a lower correlation of losses or gains to that stock"
"Diversifying allows for more control over a smart place to access capital especially in a down market."

There you have it! What other words or phrases should we break down to normal people speak?

*Investing involves risk, including loss of principal. This is for educational purposes only—not investment advice. Consult your tax advisor. Diversification does not guarantee greater or more consistent returns or protection against market loss.

04/01/2026

You've learned how to build a solid foundation for your finances, now let’s keep the momentum going! Regular check-ins, smart strategies, and mindful habits will help ensure you're always on the path to success. Remember: consistency is everything.

03/30/2026

Is your financial strategy on track? Make it a habit to review and update your strategy quarterly or annually. Regular check-ins help you stay aligned with your goals and adjust for any changes in your situation.

03/23/2026

Have you considered making charitable giving part of your financial strategy? Whether it’s donations or setting up a foundation, giving back can bring personal fulfillment and even financial benefits. Start making an impact today! Message me to learn more.

03/20/2026

Finance Lingo Friday!

Welcome to Finance Lingo Friday, where every Friday I'll post about some commonly used terms in the finance world and clear up what it means in normal people words.

Our next lingo, what does it mean to be tax deferred?

Tax deferral is used to describe money in or going into an account that you have not paid taxes on yet. This is usually done in an attempt to lower the taxes that an individual pays in the year it is earned. The top examples would be a traditional IRA or a traditional 401(K). This means that when you access the money, now you have to pay taxes.

"Your tax deferred accounts can replace your paycheck now that you are over 59.5."
"Your tax deferred accounts have created a bit of a tax bomb for you."

There you have it! What other words or phrases should we break down to normal people speak?

*Investing involves risk, including loss of principal. This is for educational purposes only—not investment advice. Consult your tax advisor.

03/18/2026

Have you heard of the FIRE movement? It’s all about setting goals today to achieve financial independence and retire early. Start planning now to take control of your future! Click the link below to learn more.

🔗 https://mutualofomaha.co/3NruYmw