02/02/2026
A lot can happen in 12 months. If you were sitting on the sidelines in February 2025, the math behind your future home just got a serious makeover.
We’re seeing interest rates hovering around 6.09% this month, compared to nearly 7% this time last year. On a $600k mortgage, that isn’t just “pocket change”—it’s the difference between a cramped condo and a backyard for the kids.
The breakdown:
✅ Your monthly payment dropped by over $340.
✅ Your buying power increased by nearly $60k.
✅ Same monthly budget = significantly more house.
But here is the catch: When rates drop, buyers flood the market. The “deal” you get on the interest rate might be offset by a bidding war if you wait too long.
Swipe through to see the exact numbers ➡️
Want to run your own numbers?
Comment “READY”
and I’ll show you exactly how this math looks
based on today’s rates and your situation.
Tia Jaffee, nmls 636438
☎️970.690.0943
💻[email protected]