11/06/2026
Mortgage thought of the day: The rate matters. So do the fees, the loan program, the monthly payment, the cash needed at closing and whether the lender answers the phone.
Point is, don't make your decision purely based on rate. Do your homework. Just because a low rate is offered, does not mean it's a good deal. Cost comparisons are worth your time. If you're not sure how to compare deals, ask a loan officer you trust. A good one will be honest and tell you which one is better, even if it's not theirs. The best one though will be honest and answer the phone, you know.... like us 😉