Charlene Gil - Home Loans

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Charlene Gil - Home Loans

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Branch Manager NMLS #306315

11/01/2026

Happy 1st of November, queue the Christmas music!!! 😂🎄

10/28/2026

Booking for November! 🍃🍂

Let’s get you “Holiday Ready”! 🦃🎄

What day do you need? 🗓️

10/21/2026

🏡 MOVING OUT OF STATE? LET’S MAKE YOUR NEXT MOVE A LITTLE EASIER! 🔑

Whether you’re buying a home in another state, selling your home here in California and relocating, or purchasing an investment property across state lines — I’ve got you covered! 🏡✨

I’m excited to share that we are now approved to help homebuyers in 28 states! 🇺🇸

That means more options, more opportunities, and one mortgage professional to help you navigate your next chapter.

✔️ Buying a home in another state?
✔️ Selling here and moving out of state?
✔️ Relocating for work, family, or a fresh start?
✔️ Looking for financing on an investment property?

Let’s talk about your plans and find the right loan solution for you! And if you’re a Realtor with clients moving across state lines, I’d love to be a resource for you, too. 🤝

📩 Send me a message — let’s make your next move happen!

Charlene Gil | Mortgage & NON-QM Lending
📞 805-304-6004
📧 [email protected]
NMLS #306315

Relocation

CharleneGil

10/21/2026

✨ YOUR HOME DOESN’T NEED MORE STUFF. IT NEEDS A RESET! ✨

Does your pantry need a little love? Is your closet overflowing? Is there that one room you keep meaning to tackle… but never quite get to? 👀

Let’s change that!

At InItsPlace Organizing & Decluttering, I help you turn overwhelming spaces into organized, functional spaces that make everyday life easier. No judgment. No stress. Just practical solutions that work for YOUR home and YOUR lifestyle. 🤍

🏡 Kitchens & pantries
👚 Closets & bedrooms
🧺 Bathrooms & everyday spaces
📦 Decluttering & moving preparation
✨ Whole-home organizing

I’m opening a limited number of upcoming appointments for homeowners ready to reclaim their space!

📩 Message me the word RESET to tell me which space you’d love to transform.

A little less clutter. A little more calm. 🤍

10/20/2026

Send help! 😂

10/14/2026

Some people are happy with a pumpkin or two on the porch. Others turn their entire front yard into a seasonal attraction. That’s one of the great things about owning a home. You get to make it your own, whether your style is simple and understated or the talk of the neighborhood.

Just like decorating for fall should be fun, figuring out how to finance your home shouldn’t be frightening. As a mortgage professional, I can help you explore home loan options, understand mortgage rates, and find a monthly payment that fits comfortably within your budget.

Whether you’re buying your first home or planning your next move, I’ll help make the mortgage process straightforward. Save the scary stuff for Halloween!👻🎃

10/08/2026

10/01/2026

💼 BUSINESS OWNERS — THIS ONE’S FOR YOU.

Your business may be profitable...
But your tax return may not show enough income to qualify for a traditional mortgage.

Why?
Business expenses.
Deductions.
Depreciation.
Write-offs.
Sound familiar?

That’s when it’s worth exploring NON-QM financing.
🏦 Bank Statement
📊 P&L Programs
💵 Asset Depletion
📄 1099 Income

Your financial picture is more than just your tax return.
DON’T ASSUME YOU CAN’T BUY.
Let’s look at the whole picture.

Charlene Gil
Mortgage | NON-QM Solutions
📲 805-304-6004 | [email protected]
NMLS 306315

10/01/2026

🍂✨ HELLO, OCTOBER! ✨🍂

New month. Fresh start. Cozy vibes. 🎃☕️

Here’s to:
🍁 crisp mornings
🎃 pumpkin everything
☕️ cozy coffee dates
🧡 making memories
✨ and finding a little magic in the everyday

October, we’re ready for you! 🍂

Let’s make this month a good one. 🧡

09/28/2026

🚨 REALTORS — DON’T COUNT THEM OUT!

Your buyer is:

❌ Self-employed
❌ 1099
❌ A business owner
❌ Commission-based
❌ A real estate investor
❌ Showing less income on their tax returns than they actually earn

STOP. ✋

There may be a NON-QM solution.

I work with borrowers whose financial picture doesn’t fit neatly into traditional mortgage guidelines.

🏠 Bank Statement
🏠 1099 Income
🏠 P&L Only
🏠 Asset Depletion
🏠 DSCR Investment Loans

Have a challenging scenario?

📲 Send it to me BEFORE you tell your client they can’t qualify.

Every borrower has a story behind their numbers.

Charlene Gil | Mortgage & NON-QM Lending
805-304-6004 | [email protected] | NMLS 306315

Address

1917 Hillhurst Avenue, Suite 203
Los Angeles, CA
90027

Telephone

+18053046004

Website

http://www.arcstoneinc.com/

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