05/21/2026
Debt becomes harder to manage when it’s unorganized, not necessarily when it’s too large.
A few foundational moves can make a real difference:
- Know your full debt picture
- Focus on high-interest balances
- Stay current on payments
- Add extra where you can
- Simplify when needed
If it ever feels like too much to untangle alone, UCU can help. Visit our website to learn about our Debt Management Program or get in contact with one of our certified financial counselors: https://www.ucu.org/blog/mastering-debt-management-financial-progress