Nicole Santizo at Guaranteed Rate

Directions Website

Nicole Santizo at Guaranteed Rate NMLS ID #582907 at Guaranteed Rate, Inc. NMLS: 2611

As the VP of Mortgage Lending at Guaranteed Rate, I collaborate with clients on aligning them with a financing plan that best accommodates their financial goals and needs.

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️Applicant subject to cr...
09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http:/...
07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

12/30/2025

Ready to make your homeownership resolution a reality? You could apply and get approved for a mortgage in just one day. I’ve got the tools, guidance and fast mortgage application process to set you up for success.

Contact me to get started: http://ms.spr.ly/6187ta07T

Lower rates, growing inventory and rising wages are helping buyers close out 2025 on a more confident note. Pending home...
12/29/2025

Lower rates, growing inventory and rising wages are helping buyers close out 2025 on a more confident note. Pending home sales wrapped up November with strong momentum heading into year-end. Signed contracts rose 3.3% month over month and 2.6% year over year, with gains across all four U.S. regions and the strongest performance in nearly three years, according to National Association of REALTORS®

See what’s behind the trends at http://ms.spr.ly/6184tapCn

12/26/2025

Your mortgage could deliver a bonus next year - some potential tax benefits. Set yourself up for a great 2026 by seeing how to deduct the interest found on your year-end mortgage statement if you itemize your tax return. Ring in the new year with new ways to win and stay on track in 2026. http://ms.spr.ly/6184tQGFr

12/24/2025

Glide into homeownership this winter! Motivated sellers and quick closings could make this a perfect season to buy.

Connect with me to make moves before spring traffic clogs your path: http://ms.spr.ly/6185tsLVJ

12/23/2025

Level-up your home this season. See how Rate’s green-minded renovation loan helps you fund energy-smart upgrades that warm up your winter.

Check more off your winter wish list: http://ms.spr.ly/6189tsJ5z

Existing-home sales continued to grow for the third month in a row. This 0.5% uptick in purchases combined with favorabl...
12/19/2025

Existing-home sales continued to grow for the third month in a row. This 0.5% uptick in purchases combined with favorable rates are warming up these typically slower winter months.

Get the full market breakdown: http://ms.spr.ly/6188tURSr

12/18/2025

The holidays can put extra strain on your wallet. By consolidating your debt with Rate, you could free up cash flow and give your holiday budget some breathing room.

Let’s connect to explore your options and ease financial stress this season: http://ms.spr.ly/6185toTyc

12/17/2025

‘Tis the season for more negotiating power! With fewer buyers in the market, homes may linger longer – giving you the leverage to score a deal on your dream home.

Let’s see what gifts this winter could bring you: http://ms.spr.ly/6185tWYhx

12/15/2025

Feel like homebuying is a riddle you just can’t crack? I’m here to help, starting with mortgage pre-approval.

See why knowing this important first step could be your buying secret weapon: http://ms.spr.ly/6185tmBHZ

The Federal Reserve just announced another interest rate drop, bringing the new target range to 3.50%-3.75%. What could ...
12/11/2025

The Federal Reserve just announced another interest rate drop, bringing the new target range to 3.50%-3.75%. What could this breaking news mean for your homeownership journey?

Find out: http://ms.spr.ly/6189tckZt

Address

167 S. San Antonio Road , Suite 16
Los Altos, CA
94022

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Nicole Santizo at Guaranteed Rate posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category

Nearby finance companies