Bryan Frediani NMLS #958813

Bryan Frediani NMLS #958813 NMLS #958813 | Branch NMLS #1553210
Diversified Capital Funding Powered by Synergy One Lending
NMLS #1907235 | Equal Housing Opportunity
| Lic.

in CA, CO, HI, ID, NV, OR, TX, WA Bryan Frediani has already emerged as a leader in the local mortgage and real estate industry with his superb knowledge of loan products and the practice of customer service. Bryan’s primary role as sales manager and senior mortgage advisor keeps him sharp and focused. Bryan Frediani continues to raise his star among those in the mortgage industry, the leadership

team around him, and his peers. Bryan achieved the highest level of success as a member of the Presidents Club from 2017 through 2022. His ability to motivate the team, solve problems with creative solutions, and manage multiple types of personalities - REALTORs, clients, or a loan originator developed within the leadership structure he’s received and now provides to those around him. Bryan’s passion for mortgage lending and leadership is unparalleled. His journey started at California State University Chico while studying for a B.S. in Management, Marketing, and International Business Administration Operations. Outside the office, you’ll find Bryan enjoying life outdoors. Don’t be surprised if you run into him at the “Shark Tank,” catching a San Jose Sharks hockey game, a Giants/49ers game at a local golf course participating in a charity event, or the softball field participating in the annual Make a Wish Tournament. Making Every Mortgage Feel Like a Win
Navigating the mortgage process doesn’t have to be overwhelming. When you work with Diversified Capital Funding powered by Synergy One Lending, you’ll collaborate closely with a licensed professional who will make sure you get the mortgage you deserve. Individually licensed in CA, CO, HI, ID, OR, TX, WA
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. This office is licensed and examined by the Office of the Consumer Credit Commissioner of the State of Texas. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

Personal NMLS #958813
Company NMLS1907235

Conventional loans are one of the most common financing options out there... but "conventional" doesn't mean "one-size-f...
09/07/2026

Conventional loans are one of the most common financing options out there... but "conventional" doesn't mean "one-size-fits-all." Swipe through to learn more 🏡

Rates hit their highest levels since 2023 this week. Here's what happened.Monday kicked things off with a jolt — overnig...
09/04/2026

Rates hit their highest levels since 2023 this week. Here's what happened.

Monday kicked things off with a jolt — overnight U.S. strikes on Iranian targets sent oil surging toward $91 a barrel and pushed yields sharply higher to start the week. The Fed's tone wasn't helping either. Chair Warsh's Jackson Hole comments from the prior Friday had already put markets on notice that hikes were back on the table if inflation didn't cooperate.

Tuesday and Wednesday kept the pressure on. Record global debt levels, planned treasury buybacks, AI-fueled corporate spending, and an Iran situation with no resolution in sight all piled on. The bond market was getting squeezed from every direction.

Thursday brought a brief reprieve. The 10-Year pulled back slightly after touching highs not seen since 2023, and jobless claims came in near expectations. Services activity also surged — PMI hit 56.5 for August, well above what the market expected.

Then Friday's jobs report landed and flipped the script. Nonfarm payrolls came in at 162,000 — more than three times the 53,000 forecast. Unemployment held at 4.1%. That's the strongest jobs print since March, and it's enough to give the Fed pause before pulling the hike trigger at their upcoming meeting.

Rates are still elevated, but this week ended with more uncertainty than it started with — and uncertainty cuts both ways.

If you've been on the sideline waiting for clarity, this is your reminder that the data doesn't move in a straight line. What you can control is being prepared. DM me and let's run your numbers. 📊

09/03/2026

Rate-and-Term Refinance: Replaces your current mortgage to secure a lower interest rate or shorten/extend your loan duration.

Cash-Out Refinance: Borrows against your home equity by taking out a larger loan and pocketing the difference in cash.

Streamline Refinance: Fast-tracks government-backed loans with minimal paperwork and no appraisal.

VA IRRRL: A specialized refinance program for homeowners who already have an active VA-backed home loan.

If you're wondering if now might be a good time to refinance, send me a message 💬

What's your favorite part of homeownership?
09/02/2026

What's your favorite part of homeownership?

Mark it. Circle it. Set a reminder.Get ready for our biggest rally yet🔥See you there!
09/01/2026

Mark it. Circle it. Set a reminder.

Get ready for our biggest rally yet🔥

See you there!

FHA loans are one of the most popular options for first-time buyers. Swipe through to learn the basics 🏡
08/31/2026

FHA loans are one of the most popular options for first-time buyers. Swipe through to learn the basics 🏡

Mixed signals all week, but rates didn't get any relief. Here's the breakdown.Monday opened quietly, with markets still ...
08/28/2026

Mixed signals all week, but rates didn't get any relief. Here's the breakdown.

Monday opened quietly, with markets still digesting the prior week's debt ceiling news and treasury buyback chatter. Tuesday brought a drop in new home sales — down sharply from June — with builders leaning on rate buydowns and price cuts to keep buyers at the table.

Wednesday's PCE reading was the week's main event. Inflation came in slightly above forecast, which kept pressure on yields. GDP for Q2 held near expectations, so the economy isn't falling apart — it's just not cooling fast enough to give the Fed cover to move.

Thursday's jobless claims were actually a bright spot. Claims came in below forecast and continuing claims dropped, pointing to a labor market that keeps holding up despite everything.

Friday wrapped the week with consumer confidence sliding to its lowest reading of the year, driven by Iran tensions, persistent inflation, and uncertainty about where things go from here.

The week ended essentially where it started — rates flat to slightly worse, no clear catalyst for relief on the horizon.

If you've been waiting for the market to hand you a perfect moment, this week was a reminder it probably won't. What you can control is your preparation. DM me and let's run your numbers. 📊

This isn't just about buying a house. It's about building your future 🏡
08/26/2026

This isn't just about buying a house. It's about building your future 🏡

The home loan benefit for veterans 🏡 Swipe to learn more!
08/24/2026

The home loan benefit for veterans 🏡 Swipe to learn more!

08/21/2026

This sounds fake… but it’s not 👀

There are national and state down payment assistance programs that help buyers get into their first home.

If you’re renting and tired of saving, then save this and send me a message to learn more!

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