Dillard's Federal Credit Union

Dillard's Federal Credit Union Credit Unions are run by the members, for the members. In a sense, it's people helping people. Here Why bank with Dillard's Federal Credit Union?

We're a financial cooperative, so that means we can offer lower rates on loans and higher interest on savings! We offer everything from checking accounts to loans and investment services, all designed to benefit you.

Today we are closed in observance of the federal holiday. Keep in mind, even though our office is closed you can manage ...
09/07/2026

Today we are closed in observance of the federal holiday. Keep in mind, even though our office is closed you can manage your account through our online and mobile banking tools.

A low credit card rate that doesn’t come with an expiration date. 💳The national average credit card interest rate is aro...
09/02/2026

A low credit card rate that doesn’t come with an expiration date. 💳

The national average credit card interest rate is around 19.56%APR*.

With a Dillard’s Federal Credit Union Visa®, qualified members can enjoy a rate as low as 6.69% APR — and that’s not an introductory rate.

Plus:

✓ $0 annual fee
✓ $0 balance transfer fee
✓ A low rate that can keep working for you beyond the first few months

If you’re carrying a balance on a higher-rate card, it may be time to see how much you could save by bringing that balance to DFCU.

Less interest. No balance transfer fee. More of your money staying yours.



*National average credit card interest rate of 19.56% as reported by Bankrate, August 26, 2026. Rates and terms subject to credit approval. DFCU credit card rates as low as 6.69% APR. Membership eligibility required. Federally insured by NCUA.

Financial Tips Friday: Should you refinance your car?A lower rate sounds good. But refinancing your auto loan only makes...
08/14/2026

Financial Tips Friday: Should you refinance your car?

A lower rate sounds good. But refinancing your auto loan only makes sense if it actually puts you in a better financial position.

Refinancing may be worth a look if:
✅ Your credit has improved since you bought the car
✅ Interest rates available to you are lower than your current rate
✅ You financed at the dealership and didn’t get the best deal
✅ A lower payment would give your monthly budget some breathing room
✅ You can reduce your rate without stretching the loan out much longer

You may want to keep your current loan if:
❌ You’re already close to paying it off
❌ You’d have to extend the loan significantly just to lower the payment
❌ You owe considerably more than the vehicle is worth
❌ The savings in interest would be minimal

One important reminder: a lower monthly payment doesn’t always mean a better deal. Look at the interest rate, remaining term and total amount you’ll pay before deciding.

Not sure how your current auto loan stacks up? Dillard’s Federal Credit Union can help you take a look. No pressure, just the numbers you need to make a smart decision.

A new school year can mean a whole new level of independence. If a reliable used car is on your back-to-school list, Dil...
08/10/2026

A new school year can mean a whole new level of independence. If a reliable used car is on your back-to-school list, Dillard’s Federal Credit Union can help make it more affordable with competitive auto loan rates and financing designed around your budget.

Learn more at myDFCU.com/loans

Talk to us about the loan. Then shop for the car that'll get them to class, work and everywhere in between.

Back to School. Back to Busy. Fall schedules fill up fast, but your finances don't have to feel overwhelming. Whether yo...
08/05/2026

Back to School. Back to Busy. Fall schedules fill up fast, but your finances don't have to feel overwhelming. Whether you're picking up school supplies, paying for activities, or just managing everyday expenses, the Dillard's FCU Visa Credit Card can help you stay on track. No annual fee, no balance transfer fee, low fixed rates. Learn more and apply today at mydfcu.com. Subject to credit approval.

07/31/2026

Your credit score is more than a number. It’s a snapshot of the habits and factors shaping your financial picture.

With Credit Score in DFCU’s digital banking, you can see what’s influencing your score, get personalized recommendations, and turn what you learn into a strategy for moving forward.

Log in today and take a closer look. Knowledge looks good on you. 😉

Summer’s not done. Neither are you.Boat on the water. Camper on the road. Motorcycle around the bend. ATV on the trail.W...
07/21/2026

Summer’s not done. Neither are you.

Boat on the water. Camper on the road. Motorcycle around the bend. ATV on the trail.

Whatever your version of “one more summer adventure” looks like, head to myDFCU.com to make it happen.

Let’s help you finish summer strong!

At back-to-school time, you need a credit card that treats you with respect. Fixed rates as low as 6.69% APR*. No annual...
07/16/2026

At back-to-school time, you need a credit card that treats you with respect. Fixed rates as low as 6.69% APR*. No annual fee. No balance transfer fee. Credit limit up to $5,000.

Check this one off your to-do list and apply today at mydfcu.com/credit-cards



*APR=Annual Percentage Rate. Rates vary and are based on the creditworthiness of the borrower(s). Membership required and can be established once approved.

07/14/2026

It 's easy to get distracted by all the bells and whistles. Before you head to the dealership, talk with Dillard's Federal Credit Union about your financing options and a payment that fits your budget.

Your next adventure should be exciting, not financially light-years away.

Some of the best adventures aren't the ones you plan.They're the last-minute ice cream runs. Weekend trips to the park. ...
07/10/2026

Some of the best adventures aren't the ones you plan.

They're the last-minute ice cream runs. Weekend trips to the park. Saturdays at the ballfield. A drive with your favorite people...and maybe your favorite four-legged copilot.

With auto loan rates as low as 3.79% APR*, Dillard's Federal Credit Union can help you spend less on interest and more on making memories.

Whether you're buying a new vehicle, purchasing a used one, or refinancing your current auto loan, we're here to help you get more from every mile.

#

*APR = Annual Percentage Rate. Rates and terms based on creditworthiness and may vary. Example: A $20,000 loan at 3.79% APR for 36 months would have an estimated monthly payment of $588.97. Actual payment may vary based on loan amount, term, and credit approval. Membership required. Offer subject to change without notice.

Address

1600 Cantrell Road
Little Rock, AR
72201

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Dillard's Federal Credit Union posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category