Steven Grossman at Luminate Bank - NMLS # 36571

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Steven Grossman at Luminate Bank - NMLS # 36571 Your trusted partner in home loans and financial solutions. Whether you're buying, saving, or investing, we're here to make your financial future brighter.

Headquartered in New Jersey, NJ Lenders Corp. became a licensed mortgage banker in 1991. NJLC is now licensed to lend in 17 states, including New Jersey, New York, Connecticut, Florida, Pennsylvania, Maryland, Massachusetts, New Hampshire, Delaware, Virginia, Tennessee, North Carolina, South Carolina, Georgia, Colorado, Texas, and Washington DC. NJLC is a primarily retail lender, and focuses on traditional referral-based business. In 2020, NJLC’s production was $4.8 billion, and the 2021 year-to-date production is $3.5 billion. The company includes approximately 90 loan officers and 270 operation members. NJLC launched Consumer Direct in 2020. Steve Grossman has been originating residential mortgages since 1991. In 1994, Steve joined NJ Lenders Corp., where he became a managing partner in 1998. During his tenure at NJLC, he has personally funded over $3 billion in residential loans. For the past 20 years, Steve has been recognized by multiple industry publications as one of the "Top Loan Originators in America.”

As the Chief Strategic Officer of NJLC, Steve’s responsibilities include managing the company's MLOs, recruiting, and assisting in managing operations and capital markets. He also manages NJLC’s Consumer Direct and marketing department. Outside of his work at NJLC, Steve runs a capital market mastermind group at the National and Secondary Mortgage Bankers conferences and is a business coach with the Tribe Poaching Program. Steve is also an active member of the Leadership 360 Performance Coaching program, the National MBA, NJ MBA, and Lenders One. In addition, he serves as a board member of Lenders One, and the Greater Bergen Realtor Association Foundation. Steve is on the advisory board of Own Up, Top of Mind (Surefire), and Homebinder, while serving as a trustee for the Youth Consultation Services. He is also an original founding member of a nonprofit that supports children and families in Comunidad, Costa Rica. Steve currently lives in Towaco, NJ, with his wife, Sharon, and his two sons, Josh and Ethan. Steve Grossman is authorized to lend in New Jersey and New York.

10/29/2026

Found a house you love, but still need to sell the one you’re in?

You may not have to wait for one sale to happen before planning your next move.

Bridge loans and other financing options could help you explore the possibilities.
I can walk you through the options, talk through the timing, and help you figure out what makes sense for your situation. Let's start with a conversation.

5.0 star review received on Experience.com for Steven Grossman by Michael H - Steve was  great  to work with  and his  t...
10/29/2026

5.0 star review received on Experience.com for Steven Grossman by Michael H - Steve was great to work with and his team was on top of everything! Best lender I have ever worked with by far!

Click to see all 692 reviews of Steven Grossman, VP-Divisional Production Manager – Mortgage | NMLS # 36571

When was the last time you looked at your home equity?Whether you're thinking about renovating, simplifying debt, helpin...
10/27/2026

When was the last time you looked at your home equity?

Whether you're thinking about renovating, simplifying debt, helping with college expenses, or buying your next home, understanding your options can help you plan for what's ahead.

Consider this your Home Equity Checkup: a look at your options, what to consider, and how to make an informed decision about your next move.

Discover how your home equity can help fund major life expenses, including home improvements, debt consolidation, education costs, or the purchase of another home.

5.0 star review received on Experience.com for Steven Grossman by Amir R - Clear  communication understanding of my need...
10/25/2026

5.0 star review received on Experience.com for Steven Grossman by Amir R - Clear communication
understanding of my needs

Click to see all 691 reviews of Steven Grossman, VP-Divisional Production Manager – Mortgage | NMLS # 36571

5.0 star review received on Experience.com for Steven Grossman by Khrystyna S - Our experience working with Joshua Gross...
10/24/2026

5.0 star review received on Experience.com for Steven Grossman by Khrystyna S - Our experience working with Joshua Grossman and Steve Grossman was extremely great! They were always responsive, and whenever an issue came up, they addressed it right away. They made the whole mortgage process much less stressful, and we truly appreciate all their help in getting our deal closed. We’re also very happy with the rate they secured for us given the current market. Thank you for all your hard work! We would definitely recommend Joshua Grossman and Steve Grossman to anyone looking for great mortgage brokers.

Click to see all 691 reviews of Steven Grossman, VP-Divisional Production Manager – Mortgage | NMLS # 36571

10/22/2026

If your Zillow saves are getting a little out of hand, I have a suggestion: let's talk before you find "the one."

I can help you understand your budget, walk through your mortgage options, and figure out what makes sense for your situation. And you definitely don't need to have a house picked out to get started.

Keep sending yourself listings. I'll help you get a plan together.

4.7 star review received on Experience.com for Steven Grossman by Joy R G L - The team was  responsive  when I reached o...
10/22/2026

4.7 star review received on Experience.com for Steven Grossman by Joy R G L - The team was responsive when I reached out and even called me after hours To answer questions.

Click to see all 690 reviews of Steven Grossman, VP-Divisional Production Manager – Mortgage | NMLS # 36571

5.0 star review received on Experience.com for Steven Grossman by Joana F - The  event  -  the  closing-  Went  off  wit...
10/22/2026

5.0 star review received on Experience.com for Steven Grossman by Joana F - The event - the closing- Went off without any problems

Click to see all 689 reviews of Steven Grossman, VP-Divisional Production Manager – Mortgage | NMLS # 36571

5.0 star review received on Experience.com for Steven Grossman by Lee F - Amazing experience, always can count on Steve
10/22/2026

5.0 star review received on Experience.com for Steven Grossman by Lee F - Amazing experience, always can count on Steve

Click to see all 689 reviews of Steven Grossman, VP-Divisional Production Manager – Mortgage | NMLS # 36571

One thing I always want buyers to know? The asking price is only one part of the conversation.Depending on the home and ...
10/20/2026

One thing I always want buyers to know? The asking price is only one part of the conversation.

Depending on the home and the seller, there may be opportunities to negotiate closing costs or explore a temporary rate buydown, too.

If a move is on your mind before the end of the year, it's a good time to get your financing plan in place.

Is fall a good time to buy a house? Get familiar with seasonal housing trends, seller concessions, temporary buydowns, and tips for closing before the holidays.

Address

219 Paterson Avenue
Little Falls, NJ
07424

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