Lisa Aflalo NMLS # 66679

Call Directions Website

Lisa Aflalo NMLS # 66679 Your trusted partner in home loans and financial solutions. Whether you're buying, saving, or investing, we're here to make your financial future brighter. I do.

Do you look forward to heading off to work each day? A career change from practicing law to being a Loan Officer has been an incredibly enriching experience. Handling complex legal matters does not compare to guiding borrowers through the intimidating maze of borrowing options in one of the most important decisions made by families and individuals. Whether you need to buy a home, refinance, or borrow money, I can help you get approved, even with poor credit or bankruptcy. My specialty is using my legal knowledge to help borrowers maximize their credit score so they qualify for the lowest rates and best programs. For each mortgage transaction, my objective is to make it quick, smooth and easy. From your first call until the day of closing (and beyond), I am available to answer whatever questions you may have. My reputation in the mortgage industry is unsurpassed for professionalism, service and integrity. Born and raised in New Jersey, I graduated summa cm laude from Tulane University and received a law degree, magna cm laude, from University of Miami. For a FREE mortgage consultation and to put my knowledge and experience to work for you, call me at 973-865-1116. I'm looking forward to helping you find the perfect loan to fit your needs!

Buying a home comes with more costs than you might expect, and a little planning can make a big difference.From your dow...
11/03/2026

Buying a home comes with more costs than you might expect, and a little planning can make a big difference.

From your down payment to closing costs and everything in between, understanding the full picture can help you prepare for your next move with confidence.

Visit the link in the comments for more information.

Have questions about budgeting for a home? Let's talk.

10/29/2026

Found a house you love, but still need to sell the one you’re in?

You may not have to wait for one sale to happen before planning your next move.

Bridge loans and other financing options could help you explore the possibilities.
I can walk you through the options, talk through the timing, and help you figure out what makes sense for your situation. Let's start with a conversation.

When was the last time you looked at your home equity?Whether you're thinking about renovating, simplifying debt, helpin...
10/27/2026

When was the last time you looked at your home equity?

Whether you're thinking about renovating, simplifying debt, helping with college expenses, or buying your next home, understanding your options can help you plan for what's ahead.

Consider this your Home Equity Checkup: a look at your options, what to consider, and how to make an informed decision about your next move.

Discover how your home equity can help fund major life expenses, including home improvements, debt consolidation, education costs, or the purchase of another home.

10/22/2026

If your Zillow saves are getting a little out of hand, I have a suggestion: let's talk before you find "the one."

I can help you understand your budget, walk through your mortgage options, and figure out what makes sense for your situation. And you definitely don't need to have a house picked out to get started.

Keep sending yourself listings. I'll help you get a plan together.

One thing I always want buyers to know? The asking price is only one part of the conversation.Depending on the home and ...
10/20/2026

One thing I always want buyers to know? The asking price is only one part of the conversation.

Depending on the home and the seller, there may be opportunities to negotiate closing costs or explore a temporary rate buydown, too.

If a move is on your mind before the end of the year, it's a good time to get your financing plan in place.

Is fall a good time to buy a house? Get familiar with seasonal housing trends, seller concessions, temporary buydowns, and tips for closing before the holidays.

Between gifts, travel, family plans, and all the extra expenses that seem to just show up, it's worth looking at your fu...
10/15/2026

Between gifts, travel, family plans, and all the extra expenses that seem to just show up, it's worth looking at your full monthly cash flow before the holiday spending begins.

Take a few minutes to map out your mortgage payment, recurring bills, savings goals, and seasonal expenses. Knowing what needs to be covered first can make it easier to see what you have available for the fun stuff.

Lowering the price isn’t the only way to make a home more appealing to buyers.In today’s market, seller concessions can ...
10/13/2026

Lowering the price isn’t the only way to make a home more appealing to buyers.

In today’s market, seller concessions can help cover eligible closing costs or contribute toward a mortgage rate buydown. That may give buyers more flexibility with their upfront costs or monthly payment, while helping sellers keep the conversation focused on the overall value of the home.

A temporary buydown, for example, can lower a buyer’s initial mortgage payment for a set period. It’s one option that may help make the numbers feel more comfortable without changing the home’s purchase price.

A mortgage rate buydown can make early monthly payments more manageable. A temporary buydown reduces the buyer’s effective interest rate for a limited time.

10/08/2026

"Home sellers gave concessions to buyers in 44.7% of U.S. home sales in August," according to a recent article from Redfin.

If you've found a home you love, don't assume the asking price is the only number you can negotiate. Take a closer look at the whole deal.

Seller concessions could potentially help with closing costs, certain repairs, or even a mortgage rate buydown, depending on the loan and the transaction.

If you’re looking at homes and want to understand what your options could look like, let’s talk through the numbers.

One of the most important mortgage tips has nothing to do with rates, payments, or paperwork: Slow down before you send ...
10/06/2026

One of the most important mortgage tips has nothing to do with rates, payments, or paperwork: Slow down before you send money.

Wire fraud scams can look surprisingly convincing, especially when you're already receiving a steady stream of emails during the homebuying process.

We put together a 5-Minute Fraud Check to help you spot scammers during the mortgage process. Save it now. Hopefully, you’ll never need it. But if you do, you’ll be glad you have it.

Scammers often impersonate lenders, title companies, attorneys, or real estate agents in an attempt to redirect closing funds or collect personal information.

5.0 star review received on Experience.com for Lisa Aflalo by Barak H - Two words. Lisa Afalalo.
10/04/2026

5.0 star review received on Experience.com for Lisa Aflalo by Barak H - Two words. Lisa Afalalo.

Click to see all 249 reviews of Lisa Aflalo, Mortgage Loan Originator | NMLS # 66679

Address

219 Paterson Avenue
Little Falls, NJ
07424

Alerts

Be the first to know and let us send you an email when Lisa Aflalo NMLS # 66679 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share