Heidi Ickrath Gage NMLS 213769

Heidi Ickrath Gage NMLS 213769 Heidi Gage, National Renovation Loan Manager NMLS #213769 NFM NMLS #2893 NFM is an Equal Housing Lender
Check out my YouTube Channel below!

I have over 30 years of experience in the mortgage industry, with a specialization in Renovation loans, including the FHA 203k loan. I began my career in loan closing and processing. Then, in 1997, I decided to transition to originating loans for clients. My greatest joy is consulting with clients to provide them with an extensive variety of mortgage options to best meet their needs. I am able to

use my background as a processor and a closer to enable a smooth loan transaction and deliver the best mortgage experience to your clients. DE-MLO-213769, MD-26-1927, PA-70248

The process doesn’t stop after you apply, this is where everything comes together. From processing to underwriting, each...
05/06/2026

The process doesn’t stop after you apply, this is where everything comes together.

From processing to underwriting, each step moves you closer to closing, even when additional documents are needed along the way. Have questions or wondering what’s next? Reach out for guidance.

Homeownership is a journey, and every step forward counts. Whether you’re just starting or ready to buy, support is here...
05/04/2026

Homeownership is a journey, and every step forward counts. Whether you’re just starting or ready to buy, support is here along the way.

Self-Employed? You still have options! Being your boss doesn’t mean homeownership is out of reach. There are loan progra...
04/29/2026

Self-Employed? You still have options! Being your boss doesn’t mean homeownership is out of reach.

There are loan programs and strategies for self-employed buyers, even with non-traditional income.

Ready to explore your options and make homeownership a reality? Send a message today to get started.

5.0 star review received on Experience.com for Heidi Gage by Romar F - My loan team was very knowledgeable about the pro...
04/28/2026

5.0 star review received on Experience.com for Heidi Gage by Romar F - My loan team was very knowledgeable about the process and made it seamless. I appreciate the digital tools the company has and the decision to get to closing quickly. Even when a problem or issue arises, the team uses their expertise to problem-solve quickly to get the process back on track. It was my best lending experience ever. I would recommend NFM lending to all of my family, friends, and strangers. This company os just too tier.

Click to see all 195 reviews of Heidi Gage, Renovation Loan Manager/Loan Originator NMLS 213769

What actually happens at closing? It’s the final step where you sign the paperwork, finalize your loan, and get the keys...
04/27/2026

What actually happens at closing?

It’s the final step where you sign the paperwork, finalize your loan, and get the keys to your new home.

Getting ready to buy? Send a message to learn how to make your closing day smooth and stress-free!

Homeownership isn’t just about having a place to live. It’s about creating stability and building equity for the future....
04/23/2026

Homeownership isn’t just about having a place to live. It’s about creating stability and building equity for the future.

Every payment brings you closer to owning something truly yours while investing in your long-term goals.

Wondering if homeownership is within reach? Send a message today to explore your options and take the first step toward owning a home.

This Earth Day, think green at home. Energy-efficient upgrades like LED lighting, smart thermostats, improved insulation...
04/21/2026

This Earth Day, think green at home.

Energy-efficient upgrades like LED lighting, smart thermostats, improved insulation, and energy efficient appliances can lower utility bills while reducing your environmental impact.

Small changes can make a big difference for both your wallet and the planet.

Wondering if renting or owning is right for you? Renting offers flexibility, but owning a home builds equity, creates st...
04/17/2026

Wondering if renting or owning is right for you?

Renting offers flexibility, but owning a home builds equity, creates stability, and helps you invest in your future.

Curious what homeownership could look like for you? Send a message to explore your options!

Spring is the perfect time for seasonal home maintenance. Staying on top of tasks like checking gutters and servicing yo...
04/15/2026

Spring is the perfect time for seasonal home maintenance.

Staying on top of tasks like checking gutters and servicing your HVAC helps protect your investment and prevent bigger issues later.

Want more homeownership tips? Send me a message to get started!

Spring is the perfect time for a financial refresh. Cleaning up your credit and organizing your financial documents now ...
04/14/2026

Spring is the perfect time for a financial refresh. Cleaning up your credit and organizing your financial documents now can make the mortgage process much smoother when you’re ready to buy.

Thinking about purchasing a home later this year? Send me a DM to get started.

Address

1190 Winterson Road, Suite 300 & 180
Linthicum Heights, MD
21090

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